The top-rated long-term care insurance agent in Winter Springs, Florida is Josh Dike - State Farm Insurance Agent, rated 4.9 stars across 350 reviews. Other highly rated options include Pontell Insurance Group, Jeremy Jones - State Farm Insurance Agent, Sunny Insurance Agency LLC. This directory lists 12 long-term care insurance agents serving Winter Springs.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Josh Dike - State Farm Insurance Agent | 680 E State Rd 434 | (407) 890-9488 |
| 2 | Pontell Insurance Group | 1331 Sundial Point | (407) 696-1333 |
| 3 | Jeremy Jones - State Farm Insurance Agent | 1049 Willa Springs Dr # 1031 | (407) 699-1531 |
| 4 | Sunny Insurance Agency LLC | 3625 FL-419 Ste 290 | (407) 274-9674 |
| 5 | We Insure Winter Springs - Josh Hinkle | 890 Northern Way #2 | (321) 422-3255 |
| 6 | TNT Insurance Agency LLC | 1065 E State Rd 434 | (386) 310-1660 |
| 7 | Eric Camp | 126 W State Rd 434 | (407) 544-4363 |
| 8 | Camp Insurance Llc | 126 W State Rd 434 | (407) 544-4363 |
| 9 | Soper Perez & Associates, Inc. | 506 E State Rd 434 | (407) 327-2550 |
| 10 | True Care Insurance Agency | 200 FL-434 | (321) 209-6082 |
Josh Dike - State Farm Insurance Agent serves the Winter Springs, Florida area as a local provider of long-term care insurance. The agency helps clients plan for future health needs by offering policies that cover nursing home stays, assisted living, and in-home care. These services aim to protect personal assets while ensuring access to necessary support during aging or extended illness. The company also handles other related coverage options such as Medicare supplements and life insurance packages that can complement long-term care planning.
Pontell Insurance Group in Winter Springs, Florida, provides a range of long-term care insurance solutions designed to help individuals plan for future custodial needs. The company assists clients with policy selection and application processes, then offers ongoing service plans to review coverage as circumstances change. Agents help explain policy features and address questions about filing claims. Their services are available for individual homeowners as well as those living in single-family homes, apartments, retail spaces, and restaurants.
Homeowners and small-business owners in Winter Springs, Florida, planning for future care needs turn to Jeremy Jones - State Farm Insurance Agent for long-term care insurance guidance. The agency helps clients understand policy options that can cover home health aides, assisted living, or nursing facility stays. This support aims to protect personal savings from the high costs of extended care. Such coverage also provides financial peace of mind for family members. The agency further serves neighboring Oviedo and the greater Seminole County metro area.
Based in Winter Springs, FL, Sunny Insurance Agency LLC provides long-term care insurance services throughout Central Florida and its surrounding communities. The agency handles the enrollment and policy management of coverage designed to protect assets and cover extended care costs. Its approach begins with a thorough needs analysis to understand each client’s financial situation and preferences. The agency then presents clear policy options from multiple carriers and walks applicants through the medical underwriting process to secure the necessary coverage.
We Insure Winter Springs - Josh Hinkle guides clients in distinguishing between long-term care policies requiring a single, upfront premium and those structured as recurring monthly payments. Coverage helps protect assets and provides funds for home health aides, assisted living, or skilled nursing care within the Winter Springs area. Service consultations and policy management run on a strictly as-needed basis, scheduled only when the client requests an appointment or policy review.
As Florida families begin planning for the cost of extended care, securing a comprehensive policy becomes essential. TNT Insurance Agency LLC in Winter Springs helps area residents compare long-term care coverage options to protect their savings. Their agents work step-by-step to explain benefit periods and inflation riders that fit individual budgets. Policies can safeguard retirement assets from nursing home or home health aide expenses. Understanding the coverage details is an important first move. A thorough assessment of current assets and future health care preferences begins the process.
Specializing in long-term care insurance plans, Eric Camp assists clients in Winter Springs, Florida, with navigating coverage options for future care needs. The agency works with individuals and families to explain policy benefits, cost structures, and eligibility requirements for protecting assets against extended care expenses. Seasonal concerns such as open enrollment periods or policy review windows are common times to evaluate existing coverage or address gaps.
Camp Insurance Llc works with individuals to review their future care needs and assess financial options for long-term coverage. Based in Winter Springs, FL, the firm specializes in long-term care insurance, helping clients understand policy structures and premium planning specific to their circumstances. The agency provides guidance on coverage that can assist with home care, assisted living, or nursing facility expenses. Its commercial insurance services extend to offices, warehouses, and food service establishments requiring customized protection plans.
Soper Perez & Associates, Inc. serves residents in the Winter Springs, Florida area seeking long-term care insurance. They also assist commercial clients with coverage needs and operate throughout the greater local region. As a long-term care insurance agent, the company helps individuals plan for future care expenses and protect assets. They guide clients through policy options and the application process, ensuring coverage aligns with personal health and financial situations. Customers can expect continued support and policy reviews between regular visits to adjust coverage as needs change.
True Care Insurance Agency, based in Winter Springs, FL, is known for helping individuals secure long-term care coverage to protect assets and future care needs. The agency serves local clients in Central Florida, guiding them through policy options that can cover home care, assisted living, and nursing facility expenses. Policies are tailored to fit different budgets and health circumstances. As a specialty service, the agency can also arrange add-on riders for inflation protection to ensure benefits keep pace with rising long-term care costs.
What Does a a Long-Term Care Insurance Agent in Winter Springs Cost?
In Florida, long-term care insurance premiums vary widely based on age, health, and coverage level. For a healthy 55-year-old, a policy with a 3-year benefit period and 3% inflation protection may cost between $1,500 and $3,000 per year. Premiums for older applicants or those with health conditions can be significantly higher. This is general information, not insurance advice.
About long-term care insurance agents in Winter Springs
Long-term care insurance agents in Winter Springs, Florida help residents plan for future care needs. Florida law offers special Partnership for Long-Term Care programs that allow policyholders to protect assets equal to the benefits they receive. Working with a local agent ensures you understand how Florida Medicaid rules and tax incentives apply to your situation.
Frequently Asked Questions
What does a long-term care insurance agent in Winter Springs do?
An agent helps you compare policies from different carriers and explains Florida-specific options like the Partnership program. They assess your health history and financial goals to recommend coverage that fits your needs.
How does the Florida Partnership for Long-Term Care affect my policy?
This state program lets you protect assets equal to the benefits your policy pays. If you use your policy for care, those assets are not counted by Medicaid when you later apply for assistance.
Are there Florida tax benefits for long-term care insurance?
Yes, Florida offers a tax deduction for long-term care insurance premiums. The deduction amount depends on your age and the policy type. An agent can explain how this applies to your state taxes.
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