The top-rated long-term care insurance agent in Clearwater, Florida is Catch Health, rated 4.9 stars across 1,821 reviews. Other highly rated options include Florida Strategic Insurance, Acceptance Insurance, Bridget Loring - Insurance Concierge Group. This directory lists 19 long-term care insurance agents serving Clearwater.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Catch Health | 18167 US Hwy 19 N Suite 285 | (888) 451-1169 |
| 2 | Florida Strategic Insurance | 5830 142nd Ave N | (727) 546-6000 |
| 3 | Acceptance Insurance | 1670 S Missouri Ave | (727) 203-7021 |
| 4 | Bridget Loring - Insurance Concierge Group | 2240 Belleair Rd Suite 260 Suite 260 | (727) 366-7181 |
| 5 | Bay Area Insurance Shop, Inc. | 1452 Court St | (727) 446-4416 |
| 6 | Long Term Care Solutions, LLC | 1421 Court St Unit F | (844) 252-1336 |
| 7 | Dimmitt Insurance | 25191 US Hwy 19 N B | (866) 763-6627 |
| 8 | TD Coverage | 2650 McCormick Dr | (262) 352-3997 |
| 9 | Routt Insurance LLC | 3455 Countryside Blvd | (727) 513-8338 |
| 10 | Single Source Insurance | 1345 S Missouri Ave | (727) 298-0302 |
Catch Health serves the Clearwater, Florida area as a long-term care insurance agent. The company assists clients in understanding the financial implications of future care needs and navigating available coverage options. It educates individuals on how insurance plans can protect assets while preserving independence. A typical appointment includes a thorough needs assessment tailored to local healthcare costs. Among the specific services it handles are policy comparisons for home-based care and nursing facility coverage.
Florida Strategic Insurance provides comprehensive long-term care insurance planning services to clients in Clearwater, Florida. The agency assists individuals with evaluating coverage options tailored to future care needs and financial goals. It offers ongoing policy reviews and support for claims management to help maintain appropriate protection as circumstances evolve. Policyholders receive guidance on benefit structures and inflation adjustments to preserve purchasing power over time. The agency serves a diverse client base, including homeowners with single-family residences, apartment dwellers, retail proprietors, and restaurant owners seeking financial security for extended care.
Acceptance Insurance in Clearwater, Florida, is known for offering Long-Term Care Insurance to help clients prepare for future care costs. The agency serves individuals and families throughout the Clearwater area, providing guidance on policies covering home care, assisted living, and nursing home expenses. Its services include explaining coverage options and helping tailor a plan around personal financial goals. As a specialty service, the agency can also assist with a combined life and long-term care policy, integrating death benefits with extended care protection.
Homeowners, retirees, and families planning for future care needs turn to Bridget Loring - Insurance Concierge Group in Clearwater, Florida, for long-term care insurance guidance. The agency helps clients evaluate policy options that cover nursing home, assisted living, and in-home care expenses. Licensed professionals present straightforward comparisons of premiums, benefit periods, and elimination periods based on individual health and financial goals. Appointments are scheduled for thorough explanations without pressure to purchase immediately. The agency also serves clients in the greater Tampa Bay metropolitan area.
Bay Area Insurance Shop, Inc. serves Clearwater, Florida, and the surrounding Tampa Bay communities, handling long-term care insurance. These policies help clients cover expenses for nursing homes, assisted living, or in-home care. The company guides individuals through plan options to protect assets and maintain choice as they age. For a typical job, it first reviews a client’s medical history and financial goals, then compares multiple carriers to recommend a tailored policy that balances coverage and cost.
Long Term Care Solutions, LLC in Clearwater, FL, assists clients in differentiating between the need for a single policy consultation and the ongoing service of portfolio management for long-term care coverage. While one-time appointments focus on finding immediate protection, recurring service ensures coverage remains appropriate as care costs and personal circumstances shift. This agent offers policies that account for both home-based and facility care scenarios. Customer appointments for advice or policy adjustments are available on an as-needed basis.
Dimmitt Insurance specializes in arranging long-term care coverage for individuals and families in Clearwater, Florida. The agency assists clients with comparing policy options that help protect assets and cover costs of assisted living or in-home care. It also guides people through the often-complex application process, evaluating different benefit structures to suit varied budgets and health needs. As clients review their coverage during annual open enrollment periods, the agency helps address concerns about rising care expenses and long-term planning adjustments.
TD Coverage operates in Clearwater, Florida, as a long-term care insurance agent, helping individuals plan for future care needs beyond standard health coverage. The company specializes in policies that cover extended nursing home stays, assisted living, and in-home support services. By analyzing each client’s financial situation and anticipated long-term needs, it identifies suitable plan options from various carriers. This agent serves both residential customers and commercial sectors, including offices, warehouses, and food service businesses seeking employee benefit solutions.
As Florida’s summer humidity and storm season highlight the need for preparation, many Clearwater residents also consider long-term care coverage for future health security. Single Source Insurance offers guidance on policies designed to protect savings from the rising cost of assisted living or home-based care. Located in Clearwater, the agency helps clients compare plans that cover personal and nursing needs beyond standard health insurance. The process begins with a personalized assessment to review current assets and potential care scenarios before presenting suitable policy options.
What Does a a Long-Term Care Insurance Agent in Clearwater Cost?
In Florida, long-term care insurance premiums for a 55-year-old typically range from 2,700 to 4,500 per year for a standard policy. Costs can be lower for younger applicants and higher for older ones or those with health issues. Florida law requires insurers to offer inflation protection options, which can increase premiums. This is general information, not insurance advice.
About long-term care insurance agents in Clearwater
A long-term care insurance agent in Clearwater Florida helps you plan for future care needs while protecting your assets. Florida law offers special Partnership policies that allow you to keep more assets if you later need Medicaid. An agent can explain how these plans work with local care costs and your retirement goals.
Frequently Asked Questions
What is a Florida Partnership long-term care policy?
A Florida Partnership policy is a state-approved plan that provides asset protection. If you use the policy benefits and later need Medicaid, you can keep an equal amount of assets. This is authorized under Florida Statute 409.9102.
How do I choose a long-term care insurance agent in Clearwater?
Look for an agent licensed in Florida with experience in long-term care products. Ask about their familiarity with Clearwater care facilities and Florida Partnership plans. Check their record with the Florida Office of Insurance Regulation.
What factors affect long-term care insurance costs in Florida?
Costs depend on your age, health, benefit amount, and policy features. Florida residents pay an average of 2,700 to 4,500 per year for a 55-year-old. Premiums increase with age and health conditions.
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