The top-rated long-term care insurance agent in Coral Gables, Florida is Borbolla Insurance Agencies Inc: Allstate Insurance, rated 4.8 stars across 257 reviews. Other highly rated options include GreatFlorida Insurance: Mike Carcas, Leticia Insurance Agency, Claro Insurance. This directory lists 15 long-term care insurance agents serving Coral Gables.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Borbolla Insurance Agencies Inc: Allstate Insurance | 320 Sevilla Ave Ste 202 | (877) 217-7445 |
| 2 | GreatFlorida Insurance: Mike Carcas | 717 Ponce de Leon Blvd STE 211 | (305) 461-3232 |
| 3 | Leticia Insurance Agency | 5538 SW 8th St | (305) 631-2094 |
| 4 | Claro Insurance | 2600 Douglas Rd PH 6 | (800) 806-2527 |
| 5 | Del Toro Insurance | 1418 Ponce de Leon Blvd | (305) 698-0899 |
| 6 | We Insure Miami - Randy Marzullo | 1550 Madruga Ave #330 | (786) 801-3514 |
| 7 | Lakeview Household Insurance Solutions | 4425 Ponce de Leon Blvd 4th floor | (833) 875-5447 |
| 8 | We Insure Coral Gables - Rick Leal | 2600 Douglas Rd #905 | (305) 921-4057 |
| 9 | Complete Insurance Agency | 717 Ponce de Leon Blvd STE 327 | (305) 667-7717 |
| 10 | USHEALTH Advisors - Mary Diorio | 3400 Coral Wy Ste 500 | (786) 877-4453 |
Borbolla Insurance Agencies Inc: Allstate Insurance serves the Coral Gables, Florida, metropolitan area, providing guidance on long-term care insurance coverage. As a long-term care insurance agent, it helps clients plan for future health needs by explaining policy options that address care in various settings. The company assists individuals and families in understanding the financial aspects of extended care, including coverage duration and benefit amounts. It handles policy comparisons and enrollment for home health care and nursing facility services specifically in the South Florida region.
GreatFlorida Insurance: Mike Carcas provides guidance on selecting long-term care insurance policies designed to help cover the costs of extended care services. The agency assists clients in understanding policy options that may protect assets from the expenses of nursing homes, assisted living facilities, or in-home care. It offers plan reviews and service maintenance, including periodic policy evaluations to ensure coverage remains aligned with changing health and financial needs. This Coral Gables agency serves individual homeowners, renters, and property owners by addressing their long-term care insurance requirements.
Serving Coral Gables and the surrounding South Florida communities, this agency handles long-term care insurance to help protect clients’ assets and savings. It works with individuals and families planning for future medical and daily living expenses not covered by standard health plans. The agency explains policy options, benefit periods, and inflation protection clearly. In a typical job, the agent first reviews a client’s financial picture and long-term goals, then compares available carriers to recommend a suitable plan that addresses specific needs and budget.
Claro Insurance serves individuals and families in Coral Gables, Florida, who seek guidance on long-term care insurance for future health and lifestyle needs. The agency helps clients explore coverage options that protect assets and provide access to care services. Understanding the complexities of policy features, benefit triggers, and inflation protection is central to its work with local residents planning for aging or chronic illness. Claro Insurance also assists clients throughout the greater Miami metropolitan area, including the neighboring community of South Miami.
Del Toro Insurance serves Coral Gables, Florida, residents seeking long-term care insurance for at-home, assisted living, or nursing facility expenses. For commercial clients, the agency also structures coverage that helps businesses offer employee benefit options for long-term care needs. Typical consultative work in this area involves comparing policy structures, inflation protection, and elimination periods. The agent facilitates annual policy reviews, ensuring that coverage still matches evolving care needs, and coordinates follow-up service between regular visits for claims assistance or plan adjustments.
We Insure Miami - Randy Marzullo specializes in long-term care insurance policies that help cover nursing home stays, assisted living, and in-home care. Located in Coral Gables, the agency guides clients through plan selection and the application process in the Miami area. It can be particularly helpful during Florida’s tax season, when residents may consider the potential deductibility of long-term care premiums.
Lakeview Household Insurance Solutions in Coral Gables, Florida, assists clients in distinguishing between one-time policy purchases and recurring premium payment options when planning for long-term care. Its coverage focuses on protecting assets against the high costs of assisted living, home health aides, and skilled nursing facility stays common in the Miami area. The company helps individuals evaluate benefit periods, daily benefit amounts, and inflation protection riders to tailor a plan. Service runs on either a one-time initial consultation or a scheduled annual review basis.
As Florida residents face rising long-term care costs during hurricane season, planning for future health needs becomes essential. We Insure Coral Gables - Rick Leal serves Coral Gables as a local long-term care insurance agent. The agency helps individuals evaluate policy options that cover home care, assisted living, or nursing facility expenses. Understanding how to protect assets from medical expenses is a primary focus. An initial consultation is scheduled to review personal health history, financial goals, and to begin the assessment of coverage needs.
Complete Insurance Agency in Coral Gables, Florida, assists clients in planning for their future care needs. The agency specializes in providing long-term care insurance policies tailored to individual circumstances, helping safeguard assets against the high costs of extended care. Such coverage can encompass support for chronic illness, disability, or cognitive decline experienced at home or in a facility. These services are particularly advantageous for those managing professional environments, including commercial clients operating offices, warehouses, and food service establishments.
Serving the Coral Gables community with residential long-term care insurance solutions, USHEALTH Advisors - Mary Diorio also assists local businesses in navigating commercial coverage options throughout the Coral Gables area. Clients receive personalized guidance on policies designed to protect assets and ensure access to future care. After an initial consultation, the agent provides ongoing support for policy adjustments or claims assistance, scheduling follow-up contact between regular visits to address any evolving needs or questions.
What Does a a Long-Term Care Insurance Agent in Coral Gables Cost?
Long-term care insurance costs in Florida vary widely based on age, health, and coverage amount. A typical policy for a 55-year-old might range from $1,500 to $3,500 per year for a basic plan. Higher benefit amounts or inflation riders can increase premiums. This is general information and not insurance advice.
About long-term care insurance agents in Coral Gables
Long-term care insurance agents in Coral Gables help residents plan for future care needs such as nursing home or home health services. Florida law requires agents to hold a valid insurance license and follow state regulations for policy disclosures. Agents can explain how Florida Partnership for Long-Term Care policies may help protect your assets.
Frequently Asked Questions
What does a long-term care insurance agent in Coral Gables do?
A long-term care insurance agent helps you compare policies from different insurers to find coverage that fits your budget and needs. They explain benefit triggers, elimination periods, and inflation protection options. Agents must follow Florida insurance code Chapter 627 which governs policy standards.
How do I choose a long-term care insurance agent in Coral Gables?
Look for an agent licensed by the Florida Department of Financial Services. Ask about their experience with Florida Partnership policies and whether they represent multiple insurance companies. You can verify an agents license on the Florida DFS website.
What Florida laws affect long-term care insurance policies?
Florida law requires a 30-day free look period for new policies so you can cancel for a full refund. Insurers cannot deny coverage based on pre-existing conditions for more than 6 months. Florida also offers tax deductions for qualified long-term care insurance premiums.
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