The top-rated long-term care insurance agent in Brandon, Florida is Runnels Insurance, rated 4.9 stars across 366 reviews. Other highly rated options include Excellence First Insurance, Medicare Information Project, Financially Fluent. This directory lists 20 long-term care insurance agents serving Brandon.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Runnels Insurance | 3220 Bell Shoals Rd | (813) 653-0681 |
| 2 | Excellence First Insurance | 435 Lithia Pinecrest Rd | (813) 867-2132 |
| 3 | Medicare Information Project | 915 Oakfield Dr Suite A | (813) 699-5559 |
| 4 | Financially Fluent | 772 Burlwood St | (813) 212-8838 |
| 5 | Hurst Insurance | 1727 S Kings Ave | (888) 250-4905 |
| 6 | Briggs Family Insurance Services, INC. | 611 E Bloomingdale Ave a | (813) 684-0400 |
| 7 | GreatFlorida Insurance: Kevin & Gena Swanson | 232 Oakfield Dr | (813) 982-4077 |
| 8 | Odiorne Insurance Agency | 1206 N Parsons Ave | (813) 685-7731 |
| 9 | Brandon Insurance | 158 W Robertson St | (813) 681-1832 |
| 10 | Romero Insurance & Financial Services | 1743 S Kings Ave | (813) 657-0100 |
Runnels Insurance serves the Brandon, Florida area and its surrounding communities as a long-term care insurance agent. The company assists individuals and families in planning for future care needs by reviewing policy options that address the financial costs of assisted living or home health services. Clients can receive guidance on the differences between traditional and hybrid long-term care policies. The firm also provides support with policy comparisons to help clients select coverage that aligns with their personal savings goals and health considerations.
Excellence First Insurance provides a comprehensive range of long-term care insurance options for clients in the Brandon, FL area, including both traditional and hybrid policy consultations. Its service plans focus on helping individuals understand the specifics of asset protection and care coordination for future medical needs. Maintenance of a policy typically involves an annual review of coverage levels and premium adjustments with each client. The agency serves a broad variety of property owners who require these specialized insurance solutions, including those living in single-family homes, apartments, retail spaces, and restaurants.
Medicare Information Project serves local homeowners and families in Brandon, Florida who are planning for long-term care needs. The agency provides guidance on insurance policies designed to help cover the costs of extended nursing home stays, assisted living, or home health services. Its agents explain policy options and assist clients in comparing coverage and benefits available in the area. The company also works with customers in surrounding Hillsborough County communities such as Riverview and Valrico.
Serving Brandon, Florida, and surrounding communities, Financially Fluent provides long-term care insurance planning services. The company handles the process of securing coverage designed to protect clients from the high cost of extended care needs. It works closely with individuals to help them understand policy options and their financial implications. A typical engagement begins with a thorough assessment of a client’s current situation and future goals, then identifies suitable plans through careful comparison and explanation.
When exploring long‑term care coverage, clients can choose between a one‑time policy purchase that locks in benefits for future needs or recurring options such as annual review plans that allow adjustments as health and finances change. Hurst Insurance in Brandon, FL, helps local residents evaluate these choices. Coverage typically includes assistance with daily activities, such as bathing and dressing, as well as care received at home, in adult day centers, or in nursing facilities. Service for policy selection and ongoing support runs on a one‑time or as‑needed basis.
Briggs Family Insurance Services, INC. specializes in long-term care insurance, offering plans that cover nursing home care, assisted living, and home-based personal assistance in the Brandon, FL area. The company in Brandon helps families understand policy options for managing complex future health expenses. An agent at this agency can evaluate individual needs, including spousal benefits and inflation protection. As retirement seasons approach, many local clients seek assistance with planning for potential disability or chronic illness costs.
GreatFlorida Insurance: Kevin & Gena Swanson helps individuals and families in Brandon find coverage tailored to long-term care needs, and their agency also specializes in supplemental policies that address aging-related support. The agency navigates clients through the complexities of planning for future medical expenses and daily living assistance. They serve local businesses that wish to offer benefits, such as offices, warehouses, and food service establishments, ensuring employees have access to long-term care protection options.
As the Florida summer heat drives many Brandon residents indoors to confront retirement planning, the challenge of safeguarding assets against future care costs becomes urgent. Odiorne Insurance Agency specializes in long-term care insurance, structuring coverage that protects savings from the escalating expenses of assisted living or home health aides. Under Florida law, policies will require a standardized benefits eligibility assessment by a licensed clinical professional when care is needed. This assessment determines the care level needed before benefits begin disbursing.
Brandon Insurance provides long-term care insurance assistance to residents in the Brandon, Florida area. The agency helps individuals explore coverage options designed to protect assets and ensure access to necessary care. Their commercial coverage services support local businesses seeking employee benefit solutions. The firm serves clients throughout the surrounding region, focusing on personalized policy reviews. After an initial consultation, the office maintains regular contact to answer questions or update plans. This follow-up ensures clients receive ongoing support between scheduled healthcare planning sessions.
What Does a a Long-Term Care Insurance Agent in Brandon Cost?
In Florida, long-term care insurance premiums vary widely based on age, health, and coverage amount. A typical policy for a 55-year-old may cost between $1,500 and $3,000 per year. For a 65-year-old, costs often range from $2,500 to $5,000 annually. Actual rates depend on your specific case and the insurer. This is general information, not insurance advice.
About long-term care insurance agents in Brandon
Long-term care insurance agents in Brandon, Florida help residents plan for future care costs. Florida law requires agents to be licensed and to follow specific disclosure rules when selling policies. Local agents can explain how Florida Partnership for Long-Term Care policies work to protect your assets.
Frequently Asked Questions
What does a long-term care insurance agent in Brandon do?
A long-term care insurance agent helps you compare policies from different carriers. They explain coverage options, benefit periods, and inflation protection. They also help you understand Florida-specific rules like the 30-day free look period.
How do Florida Partnership policies work?
Florida Partnership policies allow you to keep assets equal to the benefits you use. These policies must meet state standards and are part of a program to help residents qualify for Medicaid later. An agent can explain if this option fits your situation.
Are there age limits for buying long-term care insurance in Florida?
Most Florida insurers offer policies to people aged 18 to 84, but rates increase with age. Some carriers stop issuing new policies after age 79. It is generally better to apply when you are younger and healthier to lock in lower premiums.
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