The top-rated long-term care insurance agent in Boca Raton, Florida is Behar Insurance, rated 4.9 stars across 679 reviews. Other highly rated options include Keystone Insurance Group, Inc, Senior Healthcare Team Insurance Agency, Inc., The Sena Group. This directory lists 20 long-term care insurance agents serving Boca Raton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Behar Insurance | 7781 NW Beacon Square Blvd Unit 102-C | (561) 510-1442 |
| 2 | Keystone Insurance Group, Inc | 21301 Powerline Rd #312 | (561) 852-1445 |
| 3 | Senior Healthcare Team Insurance Agency, Inc. | 301 Camino Gardens Blvd #204 | (866) 333-7430 |
| 4 | The Sena Group | 6501 Congress Ave Suite 100 | (561) 391-4661 |
| 5 | Top Coverage Insurance Agency - HQ | 2263 NW 2nd Ave Suite 212 | (305) 690-1849 |
| 6 | A Security Insurance Agency | 23257 FL-7 #201 | (561) 487-5115 |
| 7 | The Gordon Agency Inc. - Car Insurance, Auto Insurance, Home Owners Insurance & More | 1825 Corporate Blvd NW STE 110 | (561) 988-3330 |
| 8 | Fiorentino Insurance Group | 7251 W Palmetto Park Rd #306 | (561) 368-4704 |
| 9 | Smart Choice Partners | 7800 Congress Ave #100 | (561) 488-2400 |
| 10 | Lifetime Insurance Solutions | 413 E Palmetto Park Rd Suite 654 | (954) 383-0471 |
Behar Insurance serves Boca Raton and the surrounding Palm Beach County area as a specialized long-term care insurance agency. The firm guides residents in planning for future custodial care needs, including assistance with daily activities when aging or chronic conditions arise. Such coverage helps protect personal assets from the high costs of extended nursing home stays or ongoing in-home support. This agency assists clients in comparing available policies and navigating enrollment paperwork for comprehensive long-term care protection.
Keystone Insurance Group, Inc in Boca Raton, FL offers a full range of long-term care insurance services, including policy analysis, enrollment, and claims guidance. It provides ongoing service and maintenance plans to help clients review and adjust coverage as their needs evolve, ensuring policies remain current with changing healthcare costs and benefit structures. These plans typically include annual policy reviews and updates to coverage options. The company services the long-term care insurance needs of individuals residing in single-family homes and apartments throughout the area.
Serving clients in Boca Raton and surrounding South Florida communities, Senior Healthcare Team Insurance Agency, Inc. specializes in long-term care insurance. The agency helps individuals navigate policies that cover extended care needs, such as assistance with daily living activities at home or in a facility. It works with clients to clarify coverage options tailored to their circumstances. Each engagement typically begins with a detailed conversation about the client’s current health situation and financial goals, then aligns those factors with available policy features.
Seniors and their families in Boca Raton turn to The Sena Group for guidance through the complexities of long-term care insurance. This agency assists clients in evaluating policies that cover nursing home stays, assisted living, and in-home care. Recognizing the financial impact of extended care needs, it works with individuals to compare options that protect assets and provide future security. The Sena Group also advises on Medicare gaps and partnership programs. Its coverage includes neighboring Delray Beach and other communities in South Palm Beach County.
Specializing in long-term care insurance solutions, Top Coverage Insurance Agency - HQ serves clients in and around Boca Raton, Florida. It helps individuals assess their future care needs and find policies that cover nursing home, assisted living, and home-based care expenses. The agency guides customers through plan comparisons and application processes with straightforward advice. For those concerned about rising healthcare costs or planning for retirement, it offers consultations now to lock in coverage before health changes make eligibility harder.
Distinguishing between a one-time policy review and recurring long-term care insurance planning, a local agency addresses evolving coverage needs. A Security Insurance Agency in Boca Raton, FL, helps clients evaluate policies that protect assets from the rising cost of extended care. They guide individuals in understanding elimination periods, benefit triggers, and inflation protection common in Florida policies. All services are available on either a one-time consultation, scheduled annual reviews, or an as-needed basis.
As the Florida heat and hurricane season intensify each year, residents in Boca Raton seek meaningful ways to protect their long-term financial stability alongside their property. The Gordon Agency Inc. serves this need by offering professional guidance on long-term care insurance policies that help cover future assistance with daily living activities. Their local agents understand the specific health and lifestyle concerns of older adults in the region. An initial consultation typically includes a confidential review of an applicant’s current assets and health history to determine the most appropriate coverage options.
Fiorentino Insurance Group handles the placement of long-term care insurance policies for individuals and families in the Boca Raton area. The agency focuses on policies that help cover costs for assisted living, home health aides, and nursing home stays. Policies arranged by the firm can also include specialty riders for inflation protection and shared-care benefits between spouses. The agency serves a diverse client base ranging from professional offices to warehouse operations and food service establishments.
Serving residential clients in Boca Raton, Smart Choice Partners offers personalized guidance on long-term care insurance options. Commercial coverage is also available to area businesses seeking employee benefit solutions. The team helps clients navigate policy choices, eligibility details, and future care planning tailored to individual needs and budgets. Working throughout Boca Raton and nearby communities, they assist with initial enrollment as well as policy reviews and adjustments. Return visits are encouraged to update coverage as health needs or financial situations change between regular service check-ins.
What Does a a Long-Term Care Insurance Agent in Boca Raton Cost?
Annual premiums for long-term care insurance in Florida vary widely based on age health and benefit amount. A 55 year old might pay between 1,500 and 3,000 dollars per year for a policy with a 150 dollar daily benefit and a 3 year benefit period. Costs increase with age and for richer benefits like inflation protection. This is general information not insurance advice. Consult a licensed agent for a personalized quote.
About long-term care insurance agents in Boca Raton
Long-term care insurance agents in Boca Raton help residents plan for future care needs such as nursing home or home health aide services. Florida law offers the Long-Term Care Partnership Program which allows policyholders to protect assets equal to the benefits paid out. Agents can guide you through Florida-specific regulations and help compare policies from multiple carriers licensed in the state.
Frequently Asked Questions
What does a long-term care insurance agent in Boca Raton do?
An agent helps you evaluate your health and financial situation to choose a policy that covers services like assisted living or in-home care. They explain Florida Partnership plans which provide asset protection under state law. The agent also assists with the application process and answers questions about benefit triggers and elimination periods.
How does the Florida Long-Term Care Partnership Program work?
This program allows you to keep a dollar of assets for every dollar your policy pays in benefits. To qualify the policy must be certified by the Florida Office of Insurance Regulation. An agent can explain how this helps you qualify for Medicaid later without spending down all your savings.
What are the age and health requirements for buying a policy in Florida?
Most insurers in Florida offer policies to people ages 18 to 84 but premiums are lower when you apply younger. You must answer health questions and may need a phone interview or medical records review. Some conditions like recent stroke or dementia can lead to denial or a higher rate.
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