The top-rated long-term care insurance agent in Clermont, Florida is Guardian Insurance Group, rated 5.0 stars across 425 reviews. Other highly rated options include A+ American Casualty Insurance Inc, Patriot Growth Insurance Services, LLC, Claudia Montoya, FL Licensed Health Insurance Broker at Porthan Health Solutions, Partnered with Advantage Insurance Advisors. This directory lists 18 long-term care insurance agents serving Clermont.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Guardian Insurance Group | 1230 Oakley Seaver Dr Suite 201 | (352) 444-7160 |
| 2 | A+ American Casualty Insurance Inc | 100 E Highland Ave | (352) 242-0550 |
| 3 | Patriot Growth Insurance Services, LLC | 2220 ClusterOak Dr Suite "F | (352) 243-9000 |
| 4 | Claudia Montoya, FL Licensed Health Insurance Broker at Porthan Health Solutions, Partnered with Advantage Insurance Advisors | 231 Citrus Tower Blvd | (352) 242-8648 |
| 5 | Advantage Insurance Advisors | 231 Citrus Tower Blvd | (352) 227-3393 |
| 6 | Direct Auto Insurance | 2560 FL-50 Suite 111 | (352) 241-7500 |
| 7 | Estrella Insurance | 194 N Hwy 27 Ste E | (352) 717-5515 |
| 8 | Starlight Insurance Brokerage Firm - Taxes, Bookkeeping & Notary Services | 3735 S Hwy 27 | (407) 787-2424 |
| 9 | Obamacare Clermont Rxinsurance | 4300 S Hwy 27 suite 203A | (407) 520-9832 |
| 10 | GreatFlorida Insurance: Ty Rothschild | 1635 E Hwy 50 Ste 200D | (352) 545-4530 |
Guardian Insurance Group serves the Clermont, Florida area as a dedicated long-term care insurance agent. The firm assists local residents in planning for future care needs by offering policies that help cover expenses related to assisted living facilities and in-home support services. Its work focuses on matching clients with appropriate coverage options that protect personal assets while ensuring access to quality care. Guardian Insurance Group provides guidance on Medicare supplemental plans and policies designed to address chronic illness or disability.
Homeowners and families in the Clermont area seeking to manage potential future care costs turn to A+ American Casualty Insurance Inc for guidance on long-term care coverage. The agency helps clients understand policy options that can assist with expenses from nursing homes, assisted living, or in-home care services. These professionals explain how to plan for the financial impact of extended care needs while preserving personal savings. Their service area also extends to the neighboring community of Groveland.
Patriot Growth Insurance Services, LLC provides long-term care insurance planning and policy management services for individuals in the Clermont, Florida area. Its offerings include initial needs assessments, policy comparisons, and guidance through the application process. The company also assists clients with ongoing policy reviews and claims support to help maintain coverage over time. It services single-family homes, apartments, retail establishments, and restaurants.
Serving Clermont and the surrounding communities of Central Florida, this agency handles long-term care insurance planning to help protect assets and cover future care needs. Operated by Claudia Montoya, a Florida licensed health insurance broker, the practice is connected with Porthan Health Solutions and partners with Advantage Insurance Advisors. For each client, the firm reviews individual health histories and financial situations to recommend suitable policy options that align with personal retirement goals and budgets.
Advantage Insurance Advisors in Clermont, FL distinguishes between one-time policy consultations and ongoing service agreements for long-term care coverage. Tailored plans help residents manage the costs of extended nursing or home-based assistance that standard health insurance typically excludes. Clients receive personalized comparisons of policy features from reliable providers in the region. Scheduled check-ins are offered to adjust a plan as health needs or financial circumstances shift. Service for existing clients runs on an as-needed basis for claims support or policy reviews.
Serving residents of Clermont and the surrounding Central Florida area, Direct Auto Insurance provides access to long-term care insurance coverage for individuals planning for future health needs. For commercial clients, the agency also assists with local business-related insurance requirements in the region. This agent can help review various policy options designed to cover expenses for extended care, which is often essential as people age. Customers frequently return to this office between regular visits for ongoing policy updates or follow-up assistance with claims.
Estrella Insurance is a Long-Term Care Insurance Agent serving the Clermont, Florida area for those planning future care needs. They help clients explore policies that cover home care, assisted living, and nursing home services. Coverage options are designed to protect assets from the high costs of extended care. In addition to standard long-term care plans, the company can also offer guidance on hybrid life insurance policies that include a long-term care benefit rider.
Starlight Insurance Brokerage Firm - Taxes, Bookkeeping & Notary Services specializes in long-term care insurance coverage for residents of Clermont, Florida. The firm aids clients in planning for future care needs through policy selection and enrollment. Its general service work addresses insurance protection designed to cover extended care expenses not met by standard health plans. During open enrollment periods or when a family faces an unexpected health decline, the agent helps evaluate options to safeguard financial stability.
As Central Florida residents consider their future healthcare needs, Obamacare Clermont Rxinsurance helps individuals in Clermont evaluate policies that protect assets from the high costs of extended care. The agency guides clients through the various plan options available for nursing home, assisted living, and home-based care. An initial consultation is scheduled to review personal circumstances and financial goals before recommending any coverage.
GreatFlorida Insurance: Ty Rothschild in Clermont offers long-term care insurance planning, guiding individuals in preparing for future care expenses. The agency focuses on policies that cover extended nursing and in-home support needs specific to Florida’s aging population. Its services often include assessing policy options for assisted living or home health aide coverage. Commercial sectors it can serve include offices, warehouses, and food service establishments seeking benefits for their workforce or owners.
What Does a a Long-Term Care Insurance Agent in Clermont Cost?
Long-term care insurance premiums in Florida vary widely based on age health and coverage level. A typical policy for a 55 year old might cost between 150 and 300 dollars per month. Higher benefit amounts and inflation riders increase the premium. Costs also depend on the waiting period and policy type. This is general information not insurance advice.
About long-term care insurance agents in Clermont
Long-term care insurance agents in Clermont Florida help residents plan for future care needs while protecting assets. Florida law requires agents to be licensed and to explain the Florida Partnership for Long-Term Care program which offers dollar-for-dollar asset protection. Local agents can guide you through policy options that meet Florida regulations.
Frequently Asked Questions
What does a long-term care insurance agent in Clermont do?
A long-term care insurance agent helps you compare policies from multiple carriers. They explain coverage options including nursing home care home health care and assisted living. Agents in Clermont are familiar with Florida specific rules like the 60 day free look period for new policies.
Is long-term care insurance required in Florida?
Florida does not require long-term care insurance. However Florida law offers incentives through the Partnership program. This program allows you to keep assets equal to the benefits paid if you later need Medicaid.
How do I choose a long-term care insurance agent in Clermont?
Look for an agent licensed in Florida with experience in long-term care policies. Ask if they are familiar with the Florida Partnership program and can show quotes from multiple companies. Check their standing with the Florida Office of Insurance Regulation.
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