The top-rated long-term care insurance agent in Bradenton, Florida is Ranch Insurance, rated 5.0 stars across 436 reviews. Other highly rated options include Horizon Insurance, Insurance Time of Bradenton, Inc, Univista Insurance. This directory lists 21 long-term care insurance agents serving Bradenton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ranch Insurance | 11161 State Road 70 E Unit 111 | (941) 216-4393 |
| 2 | Horizon Insurance | 5454 Lena Rd UNIT 107 | — |
| 3 | Insurance Time of Bradenton, Inc | 802 6th Ave W | (941) 746-5151 |
| 4 | Univista Insurance | 5421 15th St E Unit A-1 | (941) 777-1171 |
| 5 | Dave Silver Insurance | 19431 Beacon Park Pl | (813) 417-2716 |
| 6 | Robbins Insurance & Financial Services Inc. | 5705 26th St W | (941) 753-3941 |
| 7 | Golden Trust Insurance Bradenton | 2034 43rd Ave W | (941) 277-5020 |
| 8 | Crawford Health Group - Florida's Best Health & Medicare Insurance Broker | 12219 Aster Ave | (941) 347-0199 |
| 9 | Shawn E Brown Insurance - Health Insurance & Medicare Advisors | 1201 6th Ave W #100 | (386) 866-1090 |
| 10 | GreatFlorida Insurance: Ed O'Neill | 8110 Cortez Rd W | (941) 794-0282 |
Ranch Insurance provides clear guidance on long-term care insurance options, helping clients in Bradenton, FL, plan for future health needs. Its service includes explaining policy features, comparing coverage levels, and reviewing benefit structures to align with individual financial goals. The company assists with application procedures and offers ongoing support for policy maintenance, including help with claims coordination and benefit activation when needed. Ranch Insurance services properties such as single-family homes, apartments, retail establishments, and local restaurants.
Insurance Time of Bradenton, Inc serves homeowners and retirees in Bradenton, FL who are seeking financial protection against the high costs of ongoing personal care. The agency specializes in arranging long-term care insurance policies that help clients preserve savings and maintain access to various care options when aging or chronic conditions arise. Professional guidance assists individuals in comparing policy structures to match their specific health and lifestyle needs. Their services also extend to older adults and families throughout neighboring communities around Sarasota and the Manatee County metro area.
Univista Insurance works with individuals and families to plan for the financial challenges of extended care in Bradenton. As a Long-Term Care Insurance Agent, the company focuses on policies that help cover the costs of nursing homes, assisted living, and in-home caregivers. Clients can review coverage options designed to protect savings from these expenses. The agent serves residential clients as well as commercial sectors including local offices, warehouses, and food service businesses.
Dave Silver Insurance serves Bradenton, Florida, and the surrounding communities in Manatee County. The company assists clients in evaluating and selecting long-term care insurance policies to protect their assets and cover future care needs. Each client’s situation is analyzed individually to determine appropriate coverage options that address personal health considerations and financial goals. The typical job begins with a detailed review of the client’s medical history and financial resources, followed by a comparison of available policy features from multiple carriers to match the client’s needs.
Robbins Insurance & Financial Services Inc. in Bradenton, FL, helps clients distinguish between single-policy long-term care plans and recurring coverage options that require ongoing premium payments. These services address the need for asset protection and future care funding. Specialty agents in this area analyze individual health and financial circumstances to recommend appropriate policy structures. This business offers both initial consultations to establish a plan and scheduled reviews to update coverage as needs change, operating on a one-time or as-needed consulting basis.
Golden Trust Insurance Bradenton specializes in guiding clients through the complexities of long-term care insurance, helping them select appropriate coverage to protect assets and maintain independence. The firm serves individuals and families across Bradenton, FL, advising on policy options to cover home care, assisted living, and nursing facility costs. These services assist clients in planning for future care needs while navigating financial considerations. This broker also helps address concerns about rising care expenses before Medicare’s limited coverage expires, a common issue for many retirees approaching eligibility.
As Florida’s population ages, many residents seek coverage for extended care needs that Medicare alone does not cover. Crawford Health Group - Florida's Best Health & Medicare Insurance Broker in Bradenton, FL, offers long-term care insurance guidance by presenting policy options for nursing home or in-home assistance. The company evaluates each client’s financial situation and health factors to recommend suitable plan features. Agents also clarify how benefits coordinate with existing Medicare and supplemental insurance. An initial assessment of potential future needs begins a standard policy comparison process.
Shawn E Brown Insurance - Health Insurance & Medicare Advisors, based in Bradenton, FL, helps individuals navigate long-term care insurance options to plan for future personal care needs. The agency additionally specializes in health insurance and Medicare advisory services, complementing its core focus. Clients can find guidance on policies that assist with assisted living or home health costs. The firm serves those managing offices, warehouses, and food service operations, addressing their distinct business insurance requirements.
GreatFlorida Insurance: Ed O'Neill provides residential long-term care insurance services to clients needing coverage in their own homes, and also offers commercial long-term care planning for facilities operating in the Bradenton, FL area. Their work in this field advises individuals on securing policies for future care needs in familiar settings. The agency can help arrange for regular policy reviews and follow-up service between annual visits to adjust coverage as circumstances change.
What Does a a Long-Term Care Insurance Agent in Bradenton Cost?
Long-term care insurance premiums in Florida vary by age health and benefit amount. A typical policy for a 55 year old might cost between 150 and 300 dollars per month. For a 65 year old the cost could range from 250 to 500 dollars per month. Costs also depend on the daily benefit amount and benefit period chosen. This is general information not insurance advice.
About long-term care insurance agents in Bradenton
A long-term care insurance agent in Bradenton Florida helps you understand policy options for covering future care needs. Florida law requires agents to follow specific disclosure rules and provide a outline of coverage before you buy a policy. Local agents know the Bradenton area care facilities and can tailor plans to your situation.
Frequently Asked Questions
What does a long-term care insurance agent in Bradenton do?
An agent helps you compare policies from different insurance companies. They explain benefit triggers, elimination periods, and inflation protection options. The agent also ensures the policy meets Florida state requirements for long-term care insurance.
Are there Florida specific rules for long-term care insurance?
Yes Florida has a 30 day free look period where you can cancel a new policy for a full refund. Florida also requires insurers to offer inflation protection and nonforfeiture benefits. Agents must follow the Florida Long-Term Care Insurance Act.
How do I choose a long-term care insurance agent in Bradenton?
Look for an agent licensed in Florida with experience in long-term care policies. Ask about their familiarity with Florida Partnership for Long-Term Care programs. Check their references and confirm they represent multiple insurance carriers.
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