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Find Long-Term Care Insurance Agents in Winter Haven, FL
Compare long-term care insurance agents in Winter Haven. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Winter Haven, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 20 long-term care insurance agents in Winter Haven, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Brightway Insurance, The Bailey and Associates Agency
150 3rd St SW Suite 203, Winter Haven, FL 33880
(863) 614-1300
brightwaybaileyandassociates.com
Health Insurance For You
2014 Wentworth Pl, Winter Haven, FL 33881
(407) 614-1725
healthinsforyou.com
HealthMarkets Insurance - Vernon Douglas
100 Homewood Dr, Winter Haven, FL 33880
(863) 412-1947
healthmarkets.com
Fred Simons Insurance Agency, LLC
20 3rd St SW #203, Winter Haven, FL 33880
(863) 259-1826
thesimonsagency.com
Long-term care insurance agents in Winter Haven, Florida assist residents in securing coverage for services like nursing home care, assisted living, and in-home support. Florida law requires agents to be licensed and to provide clear policy details, including inflation protection options. Local agents understand the unique needs of Winter Haven retirees and can help you compare plans from multiple carriers.
What Does a Long-Term Care Insurance Agent in Winter Haven Cost?
Typical costs for long-term care insurance in Florida range from 2,000 to 4,500 per year for a 55-year-old, depending on coverage amount and benefit period. Premiums for a 65-year-old can range from 3,500 to 7,000 annually. Costs vary based on age, health, and policy features. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Winter Haven do?
An agent helps you evaluate your health and financial situation to find a policy that covers future care needs. They explain policy features like benefit periods, elimination periods, and inflation riders. Agents in Florida must follow state regulations for policy disclosures and suitability reviews.
How do I choose a long-term care insurance agent in Winter Haven?
Look for an agent licensed in Florida with experience in long-term care products. Ask about their knowledge of Florida Partnership for Long-Term Care policies, which offer asset protection. Check their references and confirm they represent multiple insurance companies.
What are the Florida requirements for long-term care insurance policies?
Florida law mandates a 30-day free look period for new policies, allowing you to cancel for a full refund. Policies must offer inflation protection options and cannot exclude pre-existing conditions for more than 6 months. Agents must provide a written outline of coverage before you buy.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.