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Compare Long-Term Care Insurance Agents in Winter Garden, FL
Browse long-term care insurance agents serving Winter Garden, Florida. Contact information and addresses listed below.
19 agents listed
Updated May 2026
Winter Garden, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 19 long-term care insurance agents in Winter Garden, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
204 S Dillard St Suite #300, Winter Garden, FL 34787
(352) 409-2712
instagram.com
Lotus Insurance Group - Lotus Financial Services
12200 W Colonial Dr ste 300 a, Winter Garden, FL 34787
(407) 889-8872
lotusinsuranceservices.com
Long-term care insurance agents in Winter Garden, Florida help residents plan for future care needs. Florida law offers a Long-Term Care Partnership Program that allows policyholders to protect assets equal to the benefits paid. An agent can explain how these policies work with local care facilities and Medicare.
What Does a Long-Term Care Insurance Agent in Winter Garden Cost?
Long-term care insurance premiums in Florida vary by age, health, and policy features. A typical policy for a 55-year-old might cost between $1,500 and $3,000 per year, while a 65-year-old may pay $2,500 to $5,000 annually. Partnership policies may have slightly different pricing. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Winter Garden do?
An agent helps you compare policies from different insurers and explains coverage options. They can show you how Florida partnership policies work to protect your assets. They do not provide legal or tax advice.
Does Florida have special rules for long-term care insurance?
Yes, Florida requires insurers to offer inflation protection and nonforfeiture benefits. The Florida Long-Term Care Partnership Program lets policyholders keep assets equal to the benefits paid if they need Medicaid later. Agents must be licensed by the Florida Department of Financial Services.
How do I choose a long-term care insurance agent in Winter Garden?
Look for an agent with a Florida insurance license and experience with long-term care policies. Ask if they are familiar with the Florida Partnership Program and local care costs. You can verify an agents license on the Florida Department of Financial Services website.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.