The top-rated long-term care insurance agent in Titusville, Florida is Allen-Duncan Agencies, Inc., rated 4.8 stars across 445 reviews. Other highly rated options include Kyle Bradfield - GEICO Insurance Agent, Kim Steele - State Farm Insurance Agent, Robin Fisher - State Farm Insurance Agent. This directory lists 19 long-term care insurance agents serving Titusville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Allen-Duncan Agencies, Inc. | 490 B, Garden St | (321) 269-1998 |
| 2 | Kyle Bradfield - GEICO Insurance Agent | 2395 S Washington Ave Suite 3 | (321) 607-9300 |
| 3 | Kim Steele - State Farm Insurance Agent | 1625 S Washington Ave ste c | (321) 267-7977 |
| 4 | Robin Fisher - State Farm Insurance Agent | 1625 Garden St | (321) 268-2345 |
| 5 | East Coast Insurance of Central Florida | 917 S Washington Ave | (321) 335-4254 |
| 6 | The MacCalla Agency | 3370 Garden St | (321) 382-4787 |
| 7 | Filichia Insurance | 1703 S Washington Ave | (321) 269-1400 |
| 8 | Jake Drennon - State Farm Insurance Agent | On Key Largo Dr @, 4625 Key Largo Drive, FL-50 | (321) 267-5050 |
| 9 | American Insurance | 823 Cheney Hwy | (321) 268-1008 |
| 10 | Wendy C. Butcher: Allstate Insurance | 1073 Cheney Hwy | (321) 383-7771 |
Allen-Duncan Agencies, Inc. serves the Titusville, Florida, metro area as a local long-term care insurance agent. The company helps individuals and families in Brevard County navigate the complexities of planning for extended care needs. Policies guided through the agency cover assistance with daily activities in home-based, assisted living, or nursing facility settings. Common services include individual plan comparisons for Alzheimer's or dementia care coverage. Allen-Duncan Agencies, Inc. also handles Medicaid asset protection strategies within qualifying long-term care insurance policy designs.
Kyle Bradfield - GEICO Insurance Agent in Titusville, Florida, provides long-term care insurance planning and policy options to help individuals prepare for future care needs. Services include explaining policy features, comparing coverage levels, and assisting with enrollment. Ongoing maintenance involves reviewing existing policies for changes in benefits or premiums. This agency serves a variety of properties, including single-family homes, apartments, retail locations, and restaurants, helping clients plan for their eventual care costs.
Homeowners and families in the Titusville area seeking financial protection can turn to Kim Steele - State Farm Insurance Agent for guidance on long-term care insurance. This agency helps clients plan for future needs by explaining policy options that cover assisted living and in-home care services. Agents provide personalized consultations to ensure coverage aligns with individual retirement plans and health circumstances. The agency also serves residents throughout Brevard County, including the neighboring communities of Cocoa Beach and Merritt Island.
Serving Titusville and the surrounding central Florida communities, Robin Fisher - State Farm Insurance Agent handles long-term care insurance policies designed to assist with extended care needs. This agency works to clarify options for maintaining financial stability while planning ahead for later-life support scenarios in the region. It typically begins by reviewing a client’s current insurance coverage and personal objectives, then presents suitable policy choices from available plans and completes all necessary application paperwork.
East Coast Insurance of Central Florida specializes in long-term care insurance, helping clients secure coverage for future assisted living, nursing home, or in-home care needs. The agency serves seniors and families across Titusville and the surrounding region, guiding them through policy options to protect assets and reduce caregiving burdens. It regularly assists with concerns such as rising healthcare costs or planning for chronic illness. When recent hurricanes in Florida increase demand for durable power of attorney coordination, the agency helps clients ensure their long-term care policies remain active during emergency evacuations.
Serving residents of Titusville, the MacCalla Agency provides long-term care insurance guidance for individuals and families. This agency also offers commercial coverage options for local businesses seeking employee benefits or partnership protections. Operating throughout the Titusville area, the agency assists clients with policy selection and claims support for ongoing care needs. Regular follow-up appointments between visits help ensure coverage remains aligned with changing health circumstances and financial goals.
Filichia Insurance assists individuals and families in the Titusville area with their insurance planning needs, specializing specifically in long-term care coverage. The agency helps clients explore policies designed to protect assets and manage costs associated with extended personal or medical care services. By focusing on this particular niche, the agent addresses future care scenarios for aging residents and those with chronic conditions. Its services can support independent living facilities, nursing homes, and home health agencies, serving local operations such as administrative offices, large storage warehouses, and institutional food service providers.
As seniors in Titusville plan for the colder months, protecting their savings from future medical needs becomes a priority. American Insurance offers local guidance on long-term care insurance, helping families address the costs of extended personal or skilled care within Brevard County. An agent reviews current health and assets to determine policy options suited to individual retirement goals. They then schedule a personal consultation to complete an initial needs assessment and begin the application process with the chosen carrier.
Clients in Titusville seeking long-term care insurance may choose between one-time policy consultation services or recurring annual coverage reviews. This firm addresses long-term care needs such as nursing home, assisted living, or home health care costs. Wendy C. Butcher: Allstate Insurance evaluates individual policy options to match each client’s financial situation. Coverage aims to protect assets and provide predictable benefits for future care expenses. Service runs on a scheduled basis through annual policy reviews or as-needed for specific claims or plan inquiries.
What Does a a Long-Term Care Insurance Agent in Titusville Cost?
Long-term care insurance premiums in Florida vary widely based on age, health, and coverage amount. A typical policy for a 55-year-old can cost between 1,500 and 3,000 dollars per year. For a 65-year-old, the same policy may cost 2,500 to 4,500 dollars annually. Costs also depend on the daily benefit amount, benefit period, and inflation protection. This is general information, not insurance advice.
About long-term care insurance agents in Titusville
Long-term care insurance agents in Titusville, Florida help residents plan for future care needs. These agents explain policy options that cover nursing home stays, assisted living, and home health care. Florida law requires agents to be licensed by the state and follow specific disclosure rules for long-term care policies.
Frequently Asked Questions
What does a long-term care insurance agent in Titusville do?
A long-term care insurance agent helps you compare policies from different companies. They explain coverage details, benefit periods, and inflation protection options. They also help you understand Florida Partnership for Long-Term Care policies that offer asset protection.
How do I choose a long-term care insurance agent in Titusville?
Look for an agent licensed in Florida with experience in long-term care insurance. You can check their license status on the Florida Department of Financial Services website. Ask about their knowledge of Florida specific rules like the 30-day free look period for new policies.
Are long-term care insurance premiums tax deductible in Florida?
Florida does not have a state income tax, so there is no state deduction for premiums. However, long-term care insurance premiums may be deductible on your federal income tax return if you itemize deductions. The amount depends on your age and total medical expenses.
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