The top-rated long-term care insurance agent in Rockledge, Florida is Brightway Insurance, The Steve Trout Agency, rated 5.0 stars across 935 reviews. Other highly rated options include Sara Houston - State Farm Insurance Agent, Turner Florida Insurance, Direct Insurance Solutions. This directory lists 15 long-term care insurance agents serving Rockledge.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Brightway Insurance, The Steve Trout Agency | 1899 Murrell Rd Suite 136 | (321) 338-4300 |
| 2 | Sara Houston - State Farm Insurance Agent | 1950 Viera Blvd STE 104 | (321) 425-5444 |
| 3 | Turner Florida Insurance | 835 Executive Ln Suite 124 | (321) 459-6926 |
| 4 | Direct Insurance Solutions | 975 Eyster Blvd STE 104 | (800) 619-8959 |
| 5 | Goosehead Insurance - Ryan Altenhof | 1384 Heritage Acres Blvd Suite B | (321) 848-0126 |
| 6 | Merritt Island Florida Health Insurance Exchange | 1260 US-1 Suite 101 | (321) 452-8328 |
| 7 | Alan Wester - State Farm Insurance Agent | 577 Barnes Blvd STE 450 | (321) 690-1700 |
| 8 | BCA Insurance Group Inc. | 106 Barton Ave | (321) 610-1841 |
| 9 | Kenneth Sebree: Allstate Insurance | 1970 Rockledge Blvd Ste 101 | (321) 636-4066 |
| 10 | Petrucci Insurance Agency | 1199 US-1 # 10 | (321) 632-1200 |
Brightway Insurance, The Steve Trout Agency serves Brevard County from its office in Rockledge, Florida. As a long-term care insurance agent, the agency helps clients plan for future needs related to assisted living, nursing home stays, and in-home support. They work with individuals to navigate policy options that address extended care costs. Their specific services include consultations on policy selection for long-term care and enrollment in plans covering home health care needs.
Sara Houston - State Farm Insurance Agent in Rockledge, FL offers long-term care insurance services, helping clients plan for future care needs with comprehensive policy options. This agency provides ongoing plan reviews and support to ensure coverage remains aligned with changing health and financial circumstances. Services center on protecting assets and ensuring access to quality care, whether at-home or in a facility, for individuals and families. The agency serves single-family homes, apartments, retail, and restaurants throughout the local area.
Turner Florida Insurance serves individuals and families in Rockledge, FL who are planning ahead for the potential need for extended care. The company works with clients to explore long-term care insurance policies that can help cover costs associated with assisted living, nursing homes, or home health aides. Its agents provide guidance on policy options available in the local market. The agency also offers its services to residents throughout the Cocoa Beach and Merritt Island areas along the Space Coast.
Serving Rockledge and the surrounding communities of Brevard County, Direct Insurance Solutions handles long-term care insurance policies designed to protect assets and provide for future personal care needs. As a local agent, it assists clients in understanding coverage options that address extended medical and daily living support costs. The general approach is to assess each individual’s current health and financial situation, then present policy choices that align with their long-term planning goals.
At Goosehead Insurance - Ryan Altenhof in Rockledge, FL, clients distinguish between a single policy purchase and ongoing adjustments to their long-term care coverage as needs evolve. This agent helps individuals protect assets and prepare for future care costs by explaining plan features, benefit periods, and inflation protection. Service runs on both a one-time and as-needed basis, with policy reviews and updates available when life changes occur.
As Florida’s coastal population ages, many residents face the rising cost of assisted living and nursing care. Merritt Island Florida Health Insurance Exchange, based in Rockledge, addresses this concern by specializing in long-term care insurance policies that help protect retirement savings from unexpected medical expenses. The agency works with local families to compare coverage options suited to their health and budget. An initial consultation is arranged to review an individual’s current situation and policy needs before planning further steps.
Alan Wester, operating as a State Farm Insurance Agent in Rockledge, FL, offers general insurance services to local residents and businesses. A key specialty within his practice is long-term care insurance, which helps clients plan for future personal care needs that standard health plans do not cover. This service provides financial strategies for managing the costs of extended care in various settings. The agent’s long-term care solutions are available for both individual office professionals and commercial operations, including warehouses and food service businesses.
BCA Insurance Group Inc. serves residents of Rockledge, FL, offering long-term care insurance policies tailored to individual needs. The firm also provides commercial coverage options for local businesses seeking employee benefits in this area. Services extend throughout the surrounding communities in Brevard County. Agents guide clients through policy selection and claims coordination for future care needs. The company encourages follow-up discussions between regular visits to adjust coverage as health circumstances change.
Kenneth Sebree: Allstate Insurance specializes in providing long-term care insurance options for individuals and families in Rockledge, Florida. The agency assists clients with evaluating and selecting coverage plans that help address future care needs. It works with customers to understand the various policy structures available, including options for home care or facility-based services. As the coastal Florida population ages, this agency helps individuals prepare financially for potential extended care resulting from chronic illness, accident, or the natural challenges of growing older in the region.
Petrucci Insurance Agency is a long-term care insurance agent based in Rockledge, FL, known for helping clients plan for future custodial and home-based care needs. The agency assists local families in navigating policy options that protect assets from the high costs of extended care. Services include evaluating benefit amounts and elimination periods to match individual budgets. For clients nearing retirement, the agency can add on a specialized review of hybrid policies combining life insurance with long-term care benefits.
What Does a a Long-Term Care Insurance Agent in Rockledge Cost?
Long-term care insurance premiums in Florida vary widely based on your age, health, and the policy features you choose. A typical policy for a healthy 60-year-old in Rockledge might cost between $2,000 and $4,000 per year. Costs increase with age and for those with health conditions. This is general information, not insurance advice.
About long-term care insurance agents in Rockledge
A long-term care insurance agent in Rockledge, Florida helps residents plan for future care costs. Florida law requires agents to be licensed and follow specific rules for selling these policies. Local agents understand the needs of Brevard County seniors and can explain how Florida Partnership for Long-Term Care programs work.
Frequently Asked Questions
What does a long-term care insurance agent in Rockledge do?
An agent helps you compare policies from different companies and find coverage that fits your budget. They explain how Florida law affects your policy, including the 30-day free look period. The agent also assists with filing claims if you need care later.
How do Florida laws affect long-term care insurance policies?
Florida law requires policies to include inflation protection and nonforfeiture benefits unless you reject them in writing. The state also has a Partnership program that lets you keep more assets if you qualify for Medicaid. Agents must follow strict disclosure rules about policy limits and exclusions.
What is the Florida Partnership for Long-Term Care?
This program allows you to buy a state-approved policy that protects a portion of your assets from Medicaid recovery. If you use the policy benefits, you can keep an equal amount of assets and still qualify for Medicaid. An agent can explain if this option is right for your situation.
Long-Term Care Insurance Agents in Other Florida Cities
Altamonte Springs · Apopka · Belleview · Boca Raton · Bonita Springs · Boynton Beach · Bradenton · Brandon · Cape Coral · Casselberry · Clearwater · Clermont · Coconut Creek · Cooper City · Coral Gables