The top-rated long-term care insurance agent in Port St. Lucie, Florida is Shane Griffis Insurance Agency, rated 4.9 stars across 352 reviews. Other highly rated options include Senior Solutions Insurance Agency, McGarr Insurance, Insurance Near Me. This directory lists 21 long-term care insurance agents serving Port St. Lucie.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shane Griffis Insurance Agency | 10190 SW Vlg Pkwy Ste 103 | (772) 303-1234 |
| 2 | Senior Solutions Insurance Agency | 540 NW University Blvd STE 108 | (561) 818-2506 |
| 3 | McGarr Insurance | 493 SW Port St Lucie Blvd | (772) 335-0915 |
| 4 | Insurance Near Me | 325 SW Ray Ave | (772) 200-4604 |
| 5 | MAC Insurance Solutions - Insurance Agency in Port St Lucie | 1820 SE Port St Lucie Blvd | (772) 212-1463 |
| 6 | Acentria Insurance | 125 SE Via Tesoro #107 | (772) 461-6040 |
| 7 | University Insurance Group | 1860 SW Fountainview Blvd #100 | (772) 224-8533 |
| 8 | Absolute Best Insurance | 1775 SW Gatlin Blvd Ste 104 | (772) 828-2840 |
| 9 | Sean Watson Insurance | 10380 SW Village Center Dr #115 | (954) 289-4699 |
| 10 | Insurpro Insurance Agency, Inc | 1860 SW Fountainview Blvd #100 | (772) 871-6272 |
Shane Griffis Insurance Agency serves Port St. Lucie and surrounding areas in St. Lucie County, specializing in long-term care insurance. The agency helps individuals plan for future care needs by offering policies that cover services in nursing homes, assisted living facilities, or home-based care. Professionals at the agency guide clients through comparing various policy options to find coverage that fits personal health and financial situations. They handle assistance with benefit eligibility questions and policy enrollment for local residents.
Senior Solutions Insurance Agency assists clients in Port St. Lucie, FL with a range of long-term care insurance options designed to cover future custodial and home health needs. The agency provides ongoing policy reviews and plan adjustments to ensure coverage remains aligned with changing health circumstances and benefit preferences. Claims assistance and benefit coordination services help clients navigate the process of accessing their long-term care benefits when needed. The agency serves individuals living in single-family homes, apartments, and those residing in retirement communities or assisted living facilities.
McGarr Insurance serves homeowners, retirees, and families in Port St. Lucie, Florida, who need guidance with long-term care insurance coverage. The agency helps clients understand policies that protect savings from the high costs of assisted living, nursing homes, and in-home care. It explains coverage options tailored to individual health and financial needs, focusing on planning for future care requirements. Its services also support local residents and property owners preparing for unexpected long-term health events. The agency covers nearby communities in St. Lucie County, including the Fort Pierce area.
Insurance Near Me in Port St. Lucie, FL, helps clients understand the distinction between comprehensive long-term care policies, which cover an extended period of daily assistance, and shorter-term recovery care options. Their coverage consultations focus on protecting assets against the high cost of nursing homes, home health aides, and assisted living facilities. This agent evaluates individual needs to recommend a suitable plan. Their services are available on a one-time consultation basis for initial policy setup, or on an as-needed basis for aging clients reviewing their coverage.
MAC Insurance Solutions in Port St. Lucie specializes in helping clients prepare for the financial demands of extended care, offering personalized long-term care insurance options. The agency works to protect assets and provide future care choices through comprehensive policy guidance and local consultation. As seniors in Florida navigate rising healthcare costs and seasonal population shifts that can strain local care resources, this agency assists with planning that addresses both immediate needs and the financial uncertainties of aging in place or moving into a facility.
Acentria Insurance serves Port St. Lucie and the surrounding Treasure Coast communities, handling the placement of long-term care insurance policies for local families. This work typically involves assessing a client’s future care needs and financial situation to recommend coverage options from various carriers. To complete a case, it gathers personal health and age information, compares policy benefits and costs, and presents the most suitable choices clearly.
As Port St. Lucie residents plan for rising care costs in retirement, University Insurance Group provides expert guidance on long-term care insurance policies. The local agent works directly with clients to explain coverage options for nursing homes, assisted living, and home care. Each policy is carefully selected based on the individual’s health history and financial goals. To begin tailoring a plan, the company schedules a no-obligation initial assessment of the client’s specific needs and current coverage gaps.
Absolute Best Insurance provides long-term care insurance planning for individuals and families in Port St. Lucie, Florida. The agency specializes in policies that help cover expenses for extended nursing care, assisted living, or in-home support services not typically paid by standard health insurance or Medicare. It can help design coverage for diverse commercial sectors, including offices, warehouses, and food service operations.
What Does a a Long-Term Care Insurance Agent in Port St. Lucie Cost?
Long-term care insurance premiums in Florida vary widely based on age, health, and coverage level. For a healthy 55 year old, a policy with a 3 year benefit period and 5 percent inflation protection can cost between 2,000 and 4,000 dollars per year. Older applicants or those with health issues may pay significantly more. This is general information, not insurance advice.
About long-term care insurance agents in Port St. Lucie
Long-term care insurance agents in Port St. Lucie, Florida help residents plan for future care needs. Florida law requires agents to hold a valid 2-15 or 2-18 license to sell these policies. Agents can explain how Florida Partnership for Long-Term Care policies work to protect assets.
Frequently Asked Questions
What does a long-term care insurance agent in Port St. Lucie do?
An agent helps you compare policies from different companies and explains coverage options like home care and nursing home benefits. They also guide you through Florida specific rules such as the 30 day free look period.
How do Florida Partnership policies work with a Port St. Lucie agent?
Florida Partnership policies allow you to keep assets equal to the benefits paid out if you later need Medicaid. An agent can show you which policies qualify under Florida law.
What are the age and health requirements for long-term care insurance in Florida?
Most companies require you to be between 18 and 84 years old and pass medical underwriting. Florida law allows insurers to deny coverage based on health history, so applying earlier can help.
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