The top-rated long-term care insurance agent in Port Orange, Florida is HIG Insurance - Port Orange, rated 4.9 stars across 252 reviews. Other highly rated options include Sherzer & Associates, Maggie Alexander - State Farm Insurance Agent, GreatFlorida Insurance: Cal Seibert. This directory lists 18 long-term care insurance agents serving Port Orange.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | HIG Insurance - Port Orange | 1650 Taylor Rd Suite 304 | (386) 944-5555 |
| 2 | Sherzer & Associates | 3853 S Nova Rd | (386) 788-3500 |
| 3 | Maggie Alexander - State Farm Insurance Agent | 1820 Dunlawton Ave Unit 102 | (386) 868-5082 |
| 4 | GreatFlorida Insurance: Cal Seibert | 415 Dunlawton Ave Suite 108 | (386) 256-4812 |
| 5 | Goosehead Insurance - Gary & Sam Paul | 5889 S Williamson Blvd Suite 1414 | (386) 492-9057 |
| 6 | Caton-Hosey Insurance | 3731 S Nova Rd | (386) 767-3161 |
| 7 | Brightway Insurance, The Lester Agency | 3510 S Nova Rd #114 | (386) 888-7152 |
| 8 | JASON FITZPATRICK - Local Licensed Independent Insurance Broker Agent Specializing in Medicare Plan Options Since 2003 | S Williamson Blvd | (386) 383-2868 |
| 9 | Reliable Insurance Inc. | 4240 S Ridgewood Ave Ste 3, STE 105 | (386) 888-1399 |
| 10 | Town & Country Insurance Inc | 1525 Herbert St STE 106 | (386) 767-0147 |
HIG Insurance - Port Orange serves the Port Orange, Florida, area as a dedicated long-term care insurance agent. The company assists individuals in planning for future care needs by helping them evaluate and select suitable policy options. Long-term care insurance provides coverage for services like home health aides, assisted living, and nursing facility stays, which are not typically covered by standard health insurance or Medicare. HIG Insurance - Port Orange handles consultations on policy benefits and facilitates the application process for residents seeking coverage in Volusia County.
Sherzer & Associates provides long-term care insurance planning services to individuals and families in the Port Orange, Florida area. Its offerings typically include policy assessments, plan comparisons, and assistance with the application process. The agency also helps clients manage their existing policies by coordinating benefit filings and reviewing coverage options as needs change over time. They do not maintain a personal practice but focus solely on guiding clients through the complexities of long-term care protection. Their services address the needs of homeowners, apartment dwellers, retail workers, and restaurant employees.
Homeowners and small business owners in Port Orange seeking financial protection for their future can turn to Maggie Alexander's State Farm agency for long-term care insurance guidance. The agency assists clients in understanding policy options that help cover extended care needs, whether at home or in a facility. Its team works closely with individuals to assess their personal circumstances and budget. Serving the Port Orange area, the agency also regularly supports residents in nearby Daytona Beach and surrounding Volusia County communities with these essential coverage decisions.
GreatFlorida Insurance: Cal Seibert serves the Port Orange area and surrounding communities in Volusia County, handling long-term care insurance for clients seeking to protect their assets while planning for future health needs. This agency assists individuals in understanding the complex options for covering extended care services such as home health aides, assisted living, or nursing facilities. To address a client's situation, it reviews their financial and health background to identify suitable coverage levels and policy structures that align with their long-term goals.
In considering long-term care insurance, clients often choose between a single policy purchase and ongoing service adjustments as care needs evolve. Goosehead Insurance - Gary & Sam Paul in Port Orange, FL guides residents through coverage that helps protect assets and manage future care costs. Standard policies may include inflation protection and home-care riders. This agency allows clients to consult on a one-time, scheduled, or as-needed basis based on their changing circumstances.
As a long-term care insurance agent, Caton-Hosey Insurance in Port Orange, FL specializes in helping clients protect their assets and independence through customized long-term care policies. It offers guidance on coverage options that address home care, assisted living, and nursing facility expenses. The agency works with individuals and families to plan for future care needs, explaining policy details and benefit structures. As Florida's aging population faces increasing heat-related health risks during the summer months, the agency helps clients secure coverage that can adjust to such situational concerns.
As people in Port Orange begin to consider how they will manage potential future care needs, they often seek guidance on securing appropriate coverage. Brightway Insurance, The Lester Agency specializes in helping clients navigate long-term care insurance options for protecting assets and ensuring access to care. They focus on explaining policy features and cost structures during consultations. An initial assessment of individual circumstances is scheduled to identify suitable policy choices for review.
Jason Fitzpatrick is a local licensed independent insurance broker agent based in Port Orange, Florida, specializing in long-term care insurance. His practice helps individuals plan for future care needs, and he has focused on Medicare plan options since 2003 as an additional service. The agency assists clients in navigating coverage for extended medical or personal care within the region. It serves commercial sectors such as offices, warehouses, and food service operations.
Town & Country Insurance Inc of Port Orange, Florida, provides residential long-term care insurance coverage for local homeowners. The agency also extends commercial insurance services to businesses throughout the surrounding area. With expertise in the long-term care insurance category, they advise clients on policy structures that can help protect assets from future care costs. Their consultations typically include an evaluation of individual needs for nursing home or home health care. Follow‑up support is provided between regular visits, and repeat customers often return for policy adjustments as their care needs evolve.
What Does a a Long-Term Care Insurance Agent in Port Orange Cost?
Long-term care insurance premiums in Florida vary widely based on your age, health, and the policy features you choose. For a healthy 55-year-old, a policy with a 3-year benefit period and a 90-day elimination period might cost between $1,500 and $3,000 per year. Costs increase significantly for older applicants or those with health conditions. This is general information and not insurance advice.
About long-term care insurance agents in Port Orange
Long-term care insurance agents in Port Orange, Florida help residents plan for future care needs such as nursing home or home health aide services. Florida law requires agents to be licensed and to provide clear policy disclosures under Florida Statute 627.9407. Working with a local agent can help you navigate Florida-specific partnership programs that offer asset protection.
Frequently Asked Questions
What does a long-term care insurance agent in Port Orange do?
A long-term care insurance agent helps you compare policies from different carriers and explains coverage details like benefit periods and elimination periods. They also help you understand Florida partnership policies which can protect some of your assets if you later need Medicaid.
Are there Florida laws that affect long-term care insurance policies?
Yes, Florida Statute 627.9407 requires insurers to offer inflation protection and to provide a outline of coverage before you buy. Florida also has a 30-day free look period where you can cancel a policy for a full refund.
How do I choose a long-term care insurance agent in Port Orange?
Look for an agent who is licensed in Florida and has experience with long-term care products. Ask about their knowledge of Florida partnership policies and check their record with the Florida Department of Financial Services.
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