The top-rated long-term care insurance agent in Pembroke Pines, Florida is Mendez & Associates Insurance, rated 4.9 stars across 1,320 reviews. Other highly rated options include Estrella Insurance, Southern Guard Insurance, Univista Insurance. This directory lists 23 long-term care insurance agents serving Pembroke Pines.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mendez & Associates Insurance | 2020 NW 150th Ave Suite 301 | (877) 258-7580 |
| 2 | Estrella Insurance | 210 S Flamingo Rd | (954) 704-1717 |
| 3 | Southern Guard Insurance | 10000 Stirling Rd Ste 6 | (888) 875-0028 |
| 4 | Univista Insurance | 1931 NW 150th Ave Ste 112 | (954) 603-5800 |
| 5 | GreatFlorida Insurance: Jovanny Valdes | 9050 Pines Blvd Suite 455 | (954) 543-6085 |
| 6 | C & C Insurance Partner of Acentria | 1921 NW 150th Ave #101 | (954) 431-2008 |
| 7 | Rolfs Insurance Services | 10011 Pines Blvd STE 201 | (954) 251-3312 |
| 8 | H&H Insurance Agency Inc | 9000 Sheridan St #160 | (754) 201-4796 |
| 9 | Quality Care Insurance | 15800 Pines Blvd Suite 3108 | (888) 724-4273 |
| 10 | Healthmed Plans Insurance Agency | 10796 Pines Blvd STE 105 | (954) 274-6973 |
Mendez & Associates Insurance serves clients in Pembroke Pines and throughout Broward County, specializing in long-term care insurance coverage. This agency helps individuals plan for future care needs, including assistance with daily activities and support for chronic conditions that may arise later in life. Navigating long-term care policies can be complex, and the agency provides guidance on selecting appropriate plan options. It assists with understanding the benefits of coverage for home care and nursing facility care.
Estrella Insurance in Pembroke Pines, Florida, assists clients in choosing between one-time long-term care policies and recurring coverage options that provide ongoing benefits over time. These plans help protect assets against the high costs of extended personal or medical care generally needed in the region. Customized policies are designed to match individual budget and future needs, ensuring financial stability during retirement. In this area, service for plan reviews and policy adjustments typically runs on an as-needed basis.
Serving the Pembroke Pines community, Southern Guard Insurance provides professional long-term care insurance guidance. Its services include helping clients understand policy options for chronic illness, disability, or aging-related needs. The agent assists with plan selection, application processes, and policy reviews to ensure coverage aligns with evolving health and financial circumstances. It also offers ongoing support for policy maintenance, including premium updates and beneficiary changes. Typical properties it services encompass single-family homes, apartments, active adult communities, and retirement rental residences.
At Univista Insurance in Pembroke Pines, Florida, the agency specializes in Long-Term Care Insurance policies designed to preserve assets while covering costs not addressed by standard health plans. Its general services include personalized assessments to help clients navigate coverage options for extended nursing stays or in-home assistance. During the open enrollment period each autumn, the agency assists elderly residents with evaluating coverage changes to account for rising care costs or evolving health needs.
Homeowners and individuals planning for future medical needs in Pembroke Pines turn to GreatFlorida Insurance: Jovanny Valdes for long-term care insurance coverage. This agency helps clients understand policy options that can help cover the costs of assisted living, nursing home care, or in-home support services as they age. Guiding residents through the complexities of long-term care planning allows families to prepare for potential health expenses while protecting personal savings. The agency also serves the greater Broward County area, including the surrounding communities of Weston and Miramar.
Serving Pembroke Pines and surrounding communities in South Florida, C & C Insurance Partner of Acentria handles long-term care insurance policies for local residents. It helps clients navigate coverage options that protect assets against the high costs of extended care at home or in nursing facilities. Each assessment generally begins with a careful review of the individual’s health status and financial goals. The company then compares available plans to match specific needs, ensuring the client understands policy features and limitations before any commitment is made.
Rolfs Insurance Services in Pembroke Pines, Florida distinguishes between a one-time policy purchase and recurring premium management for long-term care protection. Coverage typically helps pay for home health aides, assisted living, or nursing facility stays when an individual cannot perform daily activities independently. Service here runs on a scheduled basis for initial policy setup and annual policy reviews, with additional as-needed support available for claim filing or policy changes.
As Florida’s hurricane season raises concerns about extended recovery times, many older Pembroke Pines residents seek long-term care protections beyond general health coverage. H&H Insurance Agency Inc responds by connecting clients with policies that address escalating home health and facility costs, emphasizing benefit structures aligned with local inflation patterns. The agency discusses elimination periods, daily maximums, and inflation riders during confidential consultations. An initial telephone assessment confirms each potential client’s candidacy and coverage priorities before a detailed policy review meeting is scheduled.
Quality Care Insurance offers residential long-term care services for individuals in Pembroke Pines, Florida, helping families prepare for future care needs. The agency also provides commercial coverage options tailored to local businesses seeking employee benefits. Their service area covers Pembroke Pines and surrounding communities across South Florida. They assist clients in navigating policy choices to protect assets and ensure access to care. The team schedules follow-up appointments after each consultation to adjust coverage as needs change, ensuring ongoing support between regular visits.
What Does a a Long-Term Care Insurance Agent in Pembroke Pines Cost?
Long-term care insurance premiums in Florida vary widely based on age, health, and coverage level. A typical policy for a 55-year-old might cost between $1,500 and $3,000 per year. Costs increase with age and for those with health conditions. This is general information and not insurance advice.
About long-term care insurance agents in Pembroke Pines
Long-term care insurance agents in Pembroke Pines, Florida help residents plan for future care needs. Florida law requires agents to be licensed and follow specific disclosure rules under Florida Statute 627.9407. These agents can explain policy options and compare plans from multiple carriers to find suitable coverage.
Frequently Asked Questions
What does a long-term care insurance agent in Pembroke Pines do?
An agent helps you understand policy benefits and costs. They review your health history and financial situation to recommend appropriate plans. Agents must follow Florida regulations including the Partnership for Long-Term Care program rules.
How do Florida laws affect long-term care insurance policies?
Florida requires a 30-day free look period for new policies under Florida Statute 627.410. Policies must also offer inflation protection options. The Florida Partnership program allows policyholders to keep assets equal to benefits paid.
What should I look for when choosing a long-term care insurance agent in Pembroke Pines?
Verify the agent holds a valid Florida insurance license. Ask about their experience with long-term care policies and which carriers they represent. Check for any complaints with the Florida Department of Financial Services.
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