The top-rated long-term care insurance agent in Miami, Florida is GoldenTrust Insurance Kendall, rated 5.0 stars across 3,155 reviews. Other highly rated options include First Choice Insurance Agency Corp, Univista Insurance Olympia, USA General Insurance Corporation. This directory lists 90 long-term care insurance agents serving Miami.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | GoldenTrust Insurance Kendall | 11658 N Kendall Dr | (305) 452-0823 |
| 2 | First Choice Insurance Agency Corp | 7540 SW 117th Ave | (786) 360-1021 |
| 3 | Univista Insurance Olympia | 9880 SW 40th St | (305) 228-8988 |
| 4 | USA General Insurance Corporation | 13631 SW 26th St | (305) 386-3305 |
| 5 | Insurance Exchange of America | 8600 NW 17th St Suite 101 | (305) 403-0800 |
| 6 | Dulcinea Insurance Agency | 1840 Coral Wy #221 | (786) 910-9487 |
| 7 | Caley Insurance | 12260 SW 8th St Suite #122 | (305) 800-2985 |
| 8 | Manny Morin - State Farm Insurance Agent | 10651 N Kendall Dr #111 | (305) 598-5821 |
| 9 | Juan F Colao - State Farm Insurance Agent | 15680 N Kendall Dr #200 | (305) 386-7000 |
| 10 | Insurance Professionals USA - Obamacare Health | 11402 NW 41 St ste 210 Doral | (786) 577-3636 |
GoldenTrust Insurance Kendall serves the Miami, Florida metro area and the surrounding county as a dedicated long-term care insurance agent. The company focuses on helping individuals and families plan for future care needs through specialized insurance policies. It assists clients in navigating the complexities of coverage options, ensuring they understand the terms and benefits of each plan. The agency handles annual policy reviews and claims support for long-term care insurance in the Miami region.
First Choice Insurance Agency Corp serves Miami homeowners, families, and individuals who are planning for future medical and custodial care needs. The agency helps clients navigate long-term care insurance policies that protect assets and cover assistance for chronic conditions or aging in place. Services include policy comparisons, benefits summaries, and guidance through the application process. They primarily work with residents throughout the Miami area, also covering nearby Coral Gables.
Univista Insurance Olympia serves clients in Miami, Florida, and its surrounding communities, handling long-term care insurance policies for local residents. The company assists individuals with planning for future care needs, helping to cover expenses that typical health insurance and Medicare do not address. It guides clients through available coverage options suited to their personal circumstances. For a typical job, the agency evaluates a client’s financial situation and health background to recommend appropriate policy terms.
USA General Insurance Corporation in Miami, Florida provides specialized long-term care insurance planning services and assists clients with general coverage evaluations for future care needs. Its agents help individuals assess policies that fund nursing home stays, assisted living, or home health services within the local area. The firm supports families facing seasonal transitions, such as relocating an aging relative to South Florida for warmer weather or closer proximity to medical facilities during winter months.
Insurance Exchange of America in Miami, FL assists clients in distinguishing between one-time consultations for immediate policy decisions and recurring service options that adapt coverage as needs change. Long-term care insurance agents in this area typically help evaluate plans that cover home care, assisted living, and nursing facility expenses. Their services are fundamentally arranged on a scheduled basis, though an as-needed arrangement can be made for urgent policy adjustments or questions during a claim event.
Dulcinea Insurance Agency helps individuals and families plan for the financial challenges of extended care needs in the Miami area. As a specialized long-term care insurance agent, the company focuses on policies that cover nursing homes, assisted living, and home health care services. It provides independent guidance for clients seeking appropriate coverage options to manage future care costs. The agency serves clients from private residences, professional offices, independent retail stores, corporate offices, commercial warehouses, and food service establishments.
Caley Insurance, based in Miami, Florida, is a provider of Long-Term Care Insurance Agent services. The company helps individuals and families evaluate their future care needs by offering policies that cover home care, assisted living, and nursing facility costs. Its agents guide clients through complex coverage options, explaining how benefits coordinate with other health plans. For those planning ahead, Caley Insurance can also assist with adding a hybrid policy that combines long-term care benefits with a life insurance component.
Manny Morin - State Farm Insurance Agent serves the Miami-Dade County area, specializing in long-term care insurance solutions. The agency assists individuals in planning for future healthcare needs, helping to protect assets and maintain independence. Services include policy consultations to assess eligibility for benefits covering home care, assisted living, or nursing facility stays. The agency also offers guidance on customizing coverage options to address local care costs in Miami. Manny Morin handles long-term care policy comparisons and enrollment specific to Florida residents.
Juan F Colao - State Farm Insurance Agent serves individuals and families in Miami, Florida, who are planning for future long-term care needs. The agency provides guidance on insurance policies that can help cover expenses like in-home assistance or nursing facility stays, safeguarding retirement savings and easing the financial burden on loved ones. It assists clients in reviewing plan options tailored to their personal health scenarios and age considerations. The agency also extends its services to clients in the broader Miami metropolitan area, including Coral Gables.
What Does a a Long-Term Care Insurance Agent in Miami Cost?
Costs for long-term care insurance in Florida vary by age health and coverage amount. A typical policy for a 55 year old might cost between 150 and 300 dollars per month. Premiums can increase with age or if you add inflation protection. This is general information not insurance advice.
About long-term care insurance agents in Miami
Miami residents seeking long-term care insurance can work with a licensed agent to compare policies and understand Florida rules. Florida law requires agents to provide a outline of coverage and a shopper guide before you buy a policy. An agent can help you navigate the Florida Partnership for Long-Term Care program which offers asset protection.
Frequently Asked Questions
What does a long-term care insurance agent in Miami do?
A licensed agent helps you compare policies from different insurers and explains coverage options like home care and nursing home benefits. They must follow Florida regulations including providing a written outline of coverage before you purchase.
Are there Florida specific rules for long-term care insurance?
Yes Florida requires a 30 day free look period after you buy a policy. You can cancel during that time for a full refund. Florida also has a Partnership program that lets you keep more assets if you use a qualified policy.
How do I choose a long-term care insurance agent in Miami?
Look for an agent licensed in Florida with experience in long-term care policies. Ask about their knowledge of the Florida Partnership program and check their standing with the Florida Office of Insurance Regulation.
Long-Term Care Insurance Agents in Other Florida Cities
Altamonte Springs · Apopka · Belleview · Boca Raton · Bonita Springs · Boynton Beach · Bradenton · Brandon · Cape Coral · Casselberry · Clearwater · Clermont · Coconut Creek · Cooper City · Coral Gables