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Long-Term Care Insurance Agents in Merritt Island, FL

Compare long-term care insurance agents in Merritt Island. Review contact information and insurance categorys before you decide.

10 agents listed
Updated May 2026
Merritt Island, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 10 long-term care insurance agents in Merritt Island, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
A-AARROW Insurance
105 N Courtenay Pkwy, Merritt Island, FL 32952
(321) 459-2434 aarrowinsurance.com
Turner Florida Insurance
232 S Courtenay Pkwy, Merritt Island, FL 32952
(321) 252-1720 turnerfloridains.com
Jim Holder - State Farm Insurance Agent
125 E Merritt Island Cswy Ste 102, Merritt Island, FL 32952
(321) 452-8000 calljimholder.com
First Florida Insurance of Merritt Island
2460 N Courtenay Pkwy #115, Merritt Island, FL 32953
(321) 205-1741 ffimi.com
Rutledge Insurance Group
2235 N Courtenay Pkwy F, Merritt Island, FL 32953
(321) 441-4805 rutledgeinsgroup.com
Brevard Coastal Insurance
125 E Merritt Island Cswy Suite 105, Merritt Island, FL 32952
(321) 452-8888 brevardcoastal.com
Benefit Providers
220 Andros Dr, Merritt Island, FL 32952
(321) 501-1043 seniorbenefitproviders.com
Health Insurance by Tony
120 N Tropical Trail, Merritt Island, FL 32953
(321) 626-9888 healthinsurancebytony.net
Fetters Insurance: Terrero John
105 N Courtenay Pkwy, Merritt Island, FL 32953
(321) 459-2434
Plan Advisors Florida – Merritt Island
2555 N Courtenay Pkwy STE 32, Merritt Island, FL 32953
(407) 809-1751 planadvisorsflorida.com

Long-term care insurance agents in Merritt Island help residents plan for future medical and custodial care needs. Florida law requires agents to be licensed and follow specific disclosure rules about policy benefits and inflation protection. Local agents can explain how Florida Partnership for Long-Term Care programs may help protect assets.

What Does a Long-Term Care Insurance Agent in Merritt Island Cost?

Long-term care insurance premiums in Florida vary widely based on age health and coverage level. A typical policy for a 55 year old might cost between 150 and 300 dollars per month. Policies with inflation protection or shorter elimination periods cost more. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a long-term care insurance agent in Merritt Island do?
An agent helps you compare policies from different carriers and explains coverage options like nursing home care home health care and assisted living. They also guide you through Florida specific rules such as the 30 day free look period and guaranteed renewal provisions.
How do Florida laws affect long-term care insurance policies?
Florida requires insurers to offer inflation protection and nonforfeiture benefits. Policies must also include a 30 day free look period during which you can cancel for a full refund. Agents must provide a detailed outline of coverage before you buy.
What is the Florida Partnership for Long-Term Care?
This state program allows policyholders to protect a portion of their assets equal to the benefits paid by their policy. It helps residents qualify for Medicaid without spending down all assets. Agents in Merritt Island can explain if this option fits your situation.