The top-rated long-term care insurance agent in Merritt Island, Florida is A-AARROW Insurance, rated 4.9 stars across 540 reviews. Other highly rated options include Turner Florida Insurance, Jim Holder - State Farm Insurance Agent, First Florida Insurance of Merritt Island. This directory lists 11 long-term care insurance agents serving Merritt Island.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | A-AARROW Insurance | 105 N Courtenay Pkwy | (321) 459-2434 |
| 2 | Turner Florida Insurance | 232 S Courtenay Pkwy | (321) 252-1720 |
| 3 | Jim Holder - State Farm Insurance Agent | 125 E Merritt Island Cswy Ste 102 | (321) 452-8000 |
| 4 | First Florida Insurance of Merritt Island | 2460 N Courtenay Pkwy #115 | (321) 205-1741 |
| 5 | Rutledge Insurance Group | 2235 N Courtenay Pkwy F | (321) 441-4805 |
| 6 | Brevard Coastal Insurance | 125 E Merritt Island Cswy Suite 105 | (321) 452-8888 |
| 7 | Benefit Providers | 220 Andros Dr | (321) 501-1043 |
| 8 | Health Insurance by Tony | 120 N Tropical Trail | (321) 626-9888 |
| 9 | Fetters Insurance: Terrero John | 105 N Courtenay Pkwy | (321) 459-2434 |
| 10 | Medicare Insurance | 33 N Courtenay Pkwy | — |
A-AARROW Insurance serves the Merritt Island, Florida area as a long-term care insurance agent. The company assists clients in planning for future extended care needs, including home healthcare and assisted living facility costs. It works with local individuals to design policies that protect assets and provide coverage for nursing home expenses. Long-term care insurance advisors here help customers understand federal and state regulations affecting their benefits. The agency specifically handles policy comparisons and claims assistance for Brevard County residents seeking care coverage options.
Turner Florida Insurance serves individuals and families in Rockledge, FL who are planning ahead for the potential need for extended care. The company works with clients to explore long-term care insurance policies that can help cover costs associated with assisted living, nursing homes, or home health aides. Its agents provide guidance on policy options available in the local market. The agency also offers its services to residents throughout the Cocoa Beach and Merritt Island areas along the Space Coast.
Jim Holder - State Farm Insurance Agent in Merritt Island, Florida provides long-term care insurance services, helping clients plan for potential future care needs. The agency assists with exploring coverage options that may protect assets and provide access to various care settings. It offers ongoing support for policy maintenance, including reviewing plans as circumstances change. The agent services single-family homes, apartments, retail, and restaurants, ensuring business owners and residents can consider appropriate coverage for their long-term care planning.
Serving homeowners and individuals planning for future care needs, First Florida Insurance of Merritt Island provides long-term care insurance agent services. The agency helps clients understand policy options that can cover assisted living, nursing home, and in-home care expenses in later years. Clients receive guidance on selecting appropriate coverage to protect personal assets. The company additionally serves customers throughout the Cocoa Beach and Cape Canaveral areas of Brevard County.
Serving Merritt Island and the surrounding communities of Brevard County, Rutledge Insurance Group handles long-term care insurance for local residents. It focuses on policies that help cover costs for nursing homes, assisted living, and in-home care. The agency understands the specific challenges Florida families face when planning for extended care needs. Typically, it begins by reviewing a client’s personal situation and financial goals, then compares available coverage options to recommend a suitable policy tailored to their future needs.
In this field, some services involve a single consultation to review existing policies, while others provide ongoing help with policy claims or changes. As a long-term care insurance agent in Merritt Island, Brevard Coastal Insurance helps clients understand such coverage options, which can protect assets and fund future care needs. Policies generally include daily benefit amounts and benefit periods tailored to individual situations. Service runs on a scheduled basis when appointments are arranged, or as-needed for specific policyholder questions.
Specializing in long-term care insurance planning, Benefit Providers assists individuals and families in Merritt Island, Florida, with securing coverage for assisted living, nursing home, and in-home care expenses. The agency evaluates each client’s financial situation and health history to find suitable policy options from multiple carriers. As Florida’s older population grows, many residents seek protection against rising care costs that could otherwise deplete savings. Benefit Providers specifically helps retirees finalize coverage before unexpected health events make approval difficult or more expensive later in life.
As Florida’s summer heat drives many retirees to consider their future healthcare needs, Health Insurance by Tony in Merritt Island offers tailored long-term care insurance agent services to the community. The company helps clients explore coverage options for nursing homes, assisted living, and home care, addressing both immediate concerns and long-term financial planning. With a focus on assessing each individual’s potential risks and personal goals, the company guides clients through the full initial-assessment step before any policy recommendations are made.
Fetters Insurance: Terrero John, located in Merritt Island, Florida, works with individuals to plan for the costs of extended personal care. As a long-term care insurance agent, the company assists clients in selecting policies that help cover home health aides, assisted living, or nursing home expenses. These policies safeguard savings against the high expense of ongoing care. The agency serves the needs of offices, warehouses, and food service industries.
What Does a a Long-Term Care Insurance Agent in Merritt Island Cost?
Long-term care insurance premiums in Florida vary widely based on age health and coverage level. A typical policy for a 55 year old might cost between 150 and 300 dollars per month. Policies with inflation protection or shorter elimination periods cost more. This is general information not insurance advice.
About long-term care insurance agents in Merritt Island
Long-term care insurance agents in Merritt Island help residents plan for future medical and custodial care needs. Florida law requires agents to be licensed and follow specific disclosure rules about policy benefits and inflation protection. Local agents can explain how Florida Partnership for Long-Term Care programs may help protect assets.
Frequently Asked Questions
What does a long-term care insurance agent in Merritt Island do?
An agent helps you compare policies from different carriers and explains coverage options like nursing home care home health care and assisted living. They also guide you through Florida specific rules such as the 30 day free look period and guaranteed renewal provisions.
How do Florida laws affect long-term care insurance policies?
Florida requires insurers to offer inflation protection and nonforfeiture benefits. Policies must also include a 30 day free look period during which you can cancel for a full refund. Agents must provide a detailed outline of coverage before you buy.
What is the Florida Partnership for Long-Term Care?
This state program allows policyholders to protect a portion of their assets equal to the benefits paid by their policy. It helps residents qualify for Medicaid without spending down all assets. Agents in Merritt Island can explain if this option fits your situation.
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