ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Long-Term Care Insurance Agents Near You in Homestead, FL

Browse long-term care insurance agents serving Homestead, Florida. Updated 2026-07-14.

The top-rated long-term care insurance agent in Homestead, Florida is GoldenTrust Insurance Homestead, rated 5.0 stars across 1,696 reviews. Other highly rated options include Vital Health Insurance, Ocean Trust Insurance & Financial Services, Univista Insurance. This directory lists 28 long-term care insurance agents serving Homestead.

Showing 28 long-term care insurance agents in Homestead, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1GoldenTrust Insurance Homestead40-42 SE 4th Rd(786) 243-9110
2Vital Health Insurance11637 SW 235th St(786) 227-3915
3Ocean Trust Insurance & Financial Services809 N Homestead Blvd(866) 356-2326
4Univista Insurance1413 N Krome Ave(305) 728-7809
5Your Family First Insurance Inc1241 NE 8th St(786) 601-2193
6Amco Insurance208 NE 8th St(786) 243-9222
7Freeway Insurance30377 S Dixie Hwy Suite B(305) 916-7203
8DTRT Insurance Group - Homestead650 NE 22nd Terrace Suite 313(786) 243-0303
9South Florida Insurance Prof Inc1122 N Flagler Ave(305) 245-3364
10Estrella Insurance30422 S Dixie Hwy(305) 242-0232
GI
40-42 SE 4th Rd
GoldenTrust Insurance Homestead
Long-Term Care Insurance Agent · Homestead, FL

GoldenTrust Insurance Homestead serves clients throughout Miami-Dade County, focusing on long-term care insurance. This agency helps individuals plan for future care needs, such as assisted living or nursing home expenses, through personalized policy options. Agents work to clarify coverage details, including benefit amounts and elimination periods. Services typically include comparing plans from different carriers and assisting with the application process. The firm handles stand-alone long-term care policies and hybrid life insurance policies that include long-term care riders.

VH
11637 SW 235th St
Vital Health Insurance
Long-Term Care Insurance Agent · Homestead, FL

Vital Health Insurance in Homestead, FL provides a full range of long-term care insurance services, including policy selection and application assistance for clients planning for future care needs. The agency offers ongoing support services such as policy reviews and maintenance, helping clients adjust their coverage as their personal circumstances evolve. Claims guidance and benefit coordination are also available to streamline the insurance process. This agency serves individuals residing in single-family homes, apartments, retail establishments, and restaurants requiring long-term care planning support.

OT
809 N Homestead Blvd
Ocean Trust Insurance & Financial Services
Long-Term Care Insurance Agent · Homestead, FL

Ocean Trust Insurance & Financial Services serves homeowners and small business owners in Homestead, Florida, who are planning for potential future medical needs. As a local long-term care insurance agent, the company helps clients understand policy options that cover in-home assistance, assisted living, or skilled nursing care not included under standard health plans. Guidance is tailored to individual financial situations and retirement goals. Beyond Homestead, the agency also serves clients throughout the southern Miami-Dade County area, including nearby communities such as Florida City and Leisure City.

UI
1413 N Krome Ave
Univista Insurance
Long-Term Care Insurance Agent · Homestead, FL

Serving Homestead, Florida City, and the surrounding South Dade communities, Univista Insurance helps individuals navigate the complexities of long-term care insurance. The agency focuses on policies that cover extended nursing home stays, assisted living, and home health care expenses not paid by standard health plans. It works with clients to assess their personal assets and healthcare preferences to match them with suitable coverage options. The efficient process typically begins with a straightforward consultation to review existing insurance, followed by a needs analysis to ensure the selected plan aligns with future care goals.

YF
1241 NE 8th St
Your Family First Insurance Inc
Long-Term Care Insurance Agent · Homestead, FL

Your Family First Insurance Inc in Homestead, FL, explains how long-term care coverage differs from one-time policy purchases by offering recurring premium payment plans that maintain benefits over time. The agency guides clients in selecting plans tailored to potential future care needs, such as in-home assistance or facility stays. Their service can be accessed on a one-time, scheduled, or as-needed basis, depending on individual consultation requirements.

AI
208 NE 8th St
Amco Insurance
Long-Term Care Insurance Agent · Homestead, FL

Amco Insurance provides long-term care insurance services for individuals in Homestead, Florida. It assists local residents in planning for future custodial needs through policy selection and personalized coverage reviews. The agency works with clients to understand nursing home and in-home care options available within the greater Homestead area. This guidance helps families manage potential expenses related to extended illness or disability. During hurricane season, Amco Insurance also helps local policyholders confirm whether their existing long-term care plans include coverage for evacuation or temporary care needed after a storm.

FI
30377 S Dixie Hwy Suite B
Freeway Insurance
Long-Term Care Insurance Agent · Homestead, FL

As Florida’s summer heat and hurricane season arrive, many Homestead families start considering how they will manage long-term care needs in the future. Freeway Insurance serves as a long-term care insurance agent, helping residents understand policy options that cover assisted living, nursing home stays, and in-home support. By comparing plans from multiple carriers, the company assists clients in selecting coverage that aligns with their health outlook and financial situation. The process typically begins with a free, no-obligation review of current insurance needs and potential future care scenarios.

DI
650 NE 22nd Terrace Suite 313
DTRT Insurance Group - Homestead
Long-Term Care Insurance Agent · Homestead, FL

DTRT Insurance Group - Homestead helps individuals and families in Homestead, FL, plan for future care needs through long-term care insurance agent services. This agency specializes in policies that cover services not typically included by standard health insurance or Medicare. Clients can work with the agency to craft policies that address various care scenarios. General offices, warehouses with industrial coverage needs, and food service operations can all receive tailored insurance solutions.

SF
1122 N Flagler Ave
South Florida Insurance Prof Inc
Long-Term Care Insurance Agent · Homestead, FL
EI
30422 S Dixie Hwy
Estrella Insurance
Long-Term Care Insurance Agent · Homestead, FL

Estrella Insurance in Homestead, Florida, is known for providing long-term care insurance coverage to local residents. The agency helps clients plan for future care needs, including assistance with daily living activities like bathing and dressing, either at home or in a facility. It offers policy options that can cover nursing home stays, assisted living, and in-home support services. To address specific health and financial circumstances, the company can also add a rider for inflation protection on a policy.

DT
1200 N Flagler Ave
Del Toro Insurance
Long-Term Care Insurance Agent · Homestead, FL
(305) 248-9908
deltoroinsurance.com/florida-insurance-agency-dixie-homestead
EI
338 N Krome Ave
Estrella Insurance
Long-Term Care Insurance Agent · Homestead, FL
(786) 504-1365
agents.estrellainsurance.com/en-us/fl/homestead/186.html
DT
29330 S Dixie Hwy
Del Toro Insurance
Long-Term Care Insurance Agent · Homestead, FL
(305) 524-6776
deltoroinsurance.com/insurance-homestead-florida
DI
106 N Homestead Blvd
Dorsal Insurance Inc
Long-Term Care Insurance Agent · Homestead, FL
(786) 601-2485
dorsalinsurance.com
GA
1135 N Krome Ave
Gruber & Associates Insurance
Long-Term Care Insurance Agent · Homestead, FL
(877) 870-7805
gruberinsurance.com
GI
650 NE 22nd Terrace ste 202-7
GreatFlorida Insurance: Luis Callejas
Long-Term Care Insurance Agent · Homestead, FL
(786) 339-8681
homestead.greatflorida.com
AI
650 NE 22nd Terrace Suite 315
Avantis Insurance Partners
Long-Term Care Insurance Agent · Homestead, FL
(786) 952-4300
avantisagency.us
BI
190 N Homestead Blvd
Buysmart Insurance Inc
Long-Term Care Insurance Agent · Homestead, FL
(305) 246-2114
buysmartinsurance-inc.com
UI
650 NE 22nd Terrace Suite 202-1
Univista Insurance
Long-Term Care Insurance Agent · Homestead, FL
(786) 627-0047
univistainsurance.com/location/homestead-fl-33033-2
CI
18933 SW 354th St
Cuspide Insurance | Affordable Health Insurance/Obamacare
Long-Term Care Insurance Agent · Homestead, FL
(305) 970-8583
skool.com/acatraining
UI
6 Palm Plaza
Univista Insurance
Long-Term Care Insurance Agent · Homestead, FL
(786) 224-0174
univistainsurance.com/location/homestead-fl-33030
DV
263 NE 8th St
Del Vecchio Insurance
Long-Term Care Insurance Agent · Homestead, FL
(305) 246-9500
dolphin-insurance.com
MI
826 N Krome Ave
Martinez Insurance Agency INC
Long-Term Care Insurance Agent · Homestead, FL
(786) 601-2136
martinezinsuranceagency.com
JI
28927 S Dixie Hwy
Just Insurance Svcs
Long-Term Care Insurance Agent · Homestead, FL
(716) 424-5479
justinsurancesvcs.com
JJ
701 S Homestead Blvd
Jimmy Jean Insurance
Long-Term Care Insurance Agent · Homestead, FL
(786) 650-6181
jimmyjeaninsurance.com
EI
15620 SW 289th St
Easy Insurance Agency
Long-Term Care Insurance Agent · Homestead, FL
(786) 526-0572
SF
23403 SW 120th Ave
South Florida Health Insurance
Long-Term Care Insurance Agent · Homestead, FL
(305) 258-5650
NC
14203 SW 289 Ter
Negrin Care llc
Long-Term Care Insurance Agent · Homestead, FL
(786) 559-1407

What Does a a Long-Term Care Insurance Agent in Homestead Cost?

Long-term care insurance premiums in Florida vary by age, health, and benefit amount. A typical policy for a 55-year-old might cost between $1,500 and $3,000 per year. For a 65-year-old, annual premiums often range from $2,500 to $5,000. Florida Partnership policies may have slightly different pricing. These are general estimates and your actual cost will depend on your specific case. This is general information and not insurance advice.

About long-term care insurance agents in Homestead

Long-term care insurance agents in Homestead Florida help residents plan for future nursing home or home care costs. Florida law offers the Long-Term Care Partnership Program which allows policyholders to protect assets equal to the benefits paid. An agent can explain how these plans work with local Homestead care facilities.

Frequently Asked Questions

What does a long-term care insurance agent in Homestead do?

An agent helps you compare policies from different companies to find coverage for nursing homes, assisted living, and home care. They explain Florida Partnership rules which let you keep assets if you use up your policy benefits. They also help with the application and medical underwriting process.

Are there Florida laws that affect long-term care insurance policies?

Yes. Florida Statute 627.9407 requires insurers to offer inflation protection. Florida also has a 30-day free look period where you can cancel a new policy for a full refund. The Florida Partnership Program requires policies to meet specific state standards.

How do I choose a long-term care insurance agent in Homestead?

Look for an agent licensed in Florida with experience in long-term care products. Ask if they work with multiple insurance companies so you can compare options. Check their familiarity with Homestead area care costs and the Florida Partnership Program.

Long-Term Care Insurance Agents in Other Florida Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each long-term care insurance agent's credentials and current standing with your state Department of Insurance.