The top-rated long-term care insurance agent in Hialeah, Florida is Univista Insurance, rated 4.9 stars across 2,458 reviews. Other highly rated options include GoldenTrust Insurance, West Holiday Insurance, Astra Insurance. This directory lists 22 long-term care insurance agents serving Hialeah.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Univista Insurance | 1420 W 68th St | (305) 828-8899 |
| 2 | GoldenTrust Insurance | 2458 W 60th St | (305) 709-2166 |
| 3 | West Holiday Insurance | 6905 W 4th Ave | (305) 809-7736 |
| 4 | Astra Insurance | 4445 W 16th Ave Suite 308 | (786) 681-0307 |
| 5 | Diamond Insurance Agency Inc | 3445 E 4th Ave | (786) 230-0932 |
| 6 | Bortec Insurance | 600 Palm Ave C | (786) 780-1255 |
| 7 | Opportunity Insurance | 3750 W 16th Ave #222 | (786) 244-9869 |
| 8 | Caley Insurance | 981 E 8th Ave | (305) 990-2441 |
| 9 | Braojos Insurance | 900 W 49th St STE 528 | (786) 306-0634 |
| 10 | Pandora Insurance | 3520 W 18th Ave #155 | (305) 231-9898 |
Univista Insurance, based in Hialeah, Florida, is a local agency that guides individuals through the process of securing Long-Term Care Insurance. It assists clients in planning for future needs such as nursing home care, assisted living, or home health services in the greater Miami area. The agency works with families to evaluate options that protect assets while ensuring access to necessary care. As a specialty service, it can also help clients combine a Long-Term Care policy with a life insurance rider for dual protection.
GoldenTrust Insurance serves the Hialeah, Florida metro area and focuses on long-term care insurance agent services. It assists local residents in navigating policies that help cover the costs of extended care, such as nursing home stays or in-home assistance. The agency works to explain coverage options for those planning their future healthcare needs. These services include helping clients compare benefit periods and choose appropriate daily coverage limits for their long-term care insurance plans.
West Holiday Insurance provides a range of long-term care insurance services to clients in and around Hialeah, FL. This local agency offers guidance through the process of selecting appropriate coverage for future care needs. Service and maintenance plans typically include policy reviews and assistance with filing claims. The company cares for clients with varying property-based needs, including those residing in single-family homes, apartments, retail establishments, and restaurants.
Astra Insurance assists local families and individuals in Hialeah, FL, who are planning for the financial demands of future extended medical care. The agency helps clients navigate various long-term care insurance policy options, covering services such as nursing home stays, assisted living, and in-home support. Its brokers evaluate each person’s age, health, and financial situation to recommend suitable coverage plans. Residents of the greater Miami metropolitan area, including those in neighboring Miami Lakes and Doral, also rely on this firm for their long-term care insurance needs.
For clients preparing for future healthcare needs, this agency helps distinguish between one-time policy consultations and recurring plan management services. They offer guidance on coverage options that protect savings from the high costs of extended care in the Hialeah area. Their long-term care insurance advice focuses on selecting appropriate benefits for local facilities and home health aides. Coverage can be reviewed through a one-time initial meeting, or clients may arrange scheduled annual check-ins. Service operates on either a one-time or as-needed basis depending on individual requirements.
Bortec Insurance serves clients throughout Hialeah and the surrounding Miami-Dade communities with long-term care insurance coverage. The company handles policies designed to assist individuals with future costs of extended medical or personal care services at home or in a facility. They help clients understand policy features, such as benefit triggers and daily coverage amounts, to create suitable plans. To manage a typical job, the agent first assesses a client’s health profile and financial resources before recommending policy options from available providers.
Opportunity Insurance specializes in long-term care insurance policies for residents of Hialeah, Florida. It guides clients through planning for nursing home, assisted living, and home health care expenses. The agency helps individuals understand policy options and navigate application requirements. As seasons change, it assists families in reviewing coverage before the colder months arrive, when illness risks often increase and care needs may become urgent.
Caley Insurance serves Hialeah and the broader Miami-Dade County area, offering long-term care insurance services. The company assists local residents in planning for future care needs that may not be covered by standard health or Medicare policies. This type of insurance helps protect savings from the high costs of extended nursing home stays or home health aide services. Caley Insurance handles the process of comparing policy options and facilitating applications for long-term care coverage.
Braojos Insurance serves individuals and families in Hialeah, Florida, who are planning for future long-term care needs. The agency helps clients navigate the complexities of securing coverage for nursing home, assisted living, and home health care expenses. It advises policyholders on selecting plans that protect assets and manage risks associated with aging. Each consultation is tailored to the client’s personal financial situation and health concerns. The firm’s service area also extends to the greater Miami metropolitan region.
Pandora Insurance provides long-term care insurance guidance for clients in Hialeah, Florida, helping them evaluate policy options to cover future custodial and assisted living needs. Its service includes personalized consultations to review existing plans and adjust coverage as circumstances change, with support for claims filing and policy maintenance. The agency serves individuals residing in single-family homes, apartments, retirement communities, and local small businesses such as retail shops and restaurants.
What Does a a Long-Term Care Insurance Agent in Hialeah Cost?
Long-term care insurance costs in Florida depend on your age health and the amount of coverage. A typical policy for a 55 year old may cost between $1,500 and $3,000 per year. Costs increase with age and for richer benefits. This is general information not insurance advice.
About long-term care insurance agents in Hialeah
Long-term care insurance agents in Hialeah help residents plan for future care needs like nursing homes or home health aides. Florida law requires agents to be licensed and follow specific disclosure rules when selling policies. A local agent can explain how Florida Partnership for Long-Term Care programs may help protect your assets.
Frequently Asked Questions
What does a long-term care insurance agent in Hialeah do?
An agent helps you compare policies from different companies and explains coverage options. They guide you through Florida specific rules like the 30 day free look period. They do not provide legal advice but can help you understand policy terms.
How do Florida laws affect long-term care insurance policies?
Florida requires agents to offer inflation protection and nonforfeiture benefits unless you decline in writing. Policies must also include a 30 day free look period for cancellation. These rules help protect consumers in Hialeah and across the state.
What is the Florida Partnership for Long-Term Care?
This program lets you keep more assets if you buy a qualified policy. It works with Medicaid to help you qualify for benefits later. An agent in Hialeah can tell you if a partnership policy fits your situation.
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