The top-rated long-term care insurance agent in Hallandale Beach, Florida is The Insurance Guide | Agencia de seguros | Estados Unidos, rated 4.9 stars across 465 reviews. Other highly rated options include Miami Insurance Brokers, Riemer Insurance Group, Skylake Insurance - Hallandale Beach. This directory lists 19 long-term care insurance agents serving Hallandale Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Insurance Guide | Agencia de seguros | Estados Unidos | 3140 S Ocean Dr APT 1904 | (872) 666-1324 |
| 2 | Miami Insurance Brokers | 800 Silks Run Suite 2330 | (866) 729-1274 |
| 3 | Riemer Insurance Group | 217 E Hallandale Beach Blvd | (305) 945-5529 |
| 4 | Skylake Insurance - Hallandale Beach | 900 N Federal Hwy #203 | (305) 933-2344 |
| 5 | Estrella Insurance | 720 W Hallandale Beach Blvd Suite 101 | (954) 315-2323 |
| 6 | Goodway Insurance | 2500 E Hallandale Beach Blvd Suite 500 5th Floor | (954) 367-2382 |
| 7 | Univista Insurance | 407 E Hallandale Beach Blvd | (954) 324-3366 |
| 8 | Empire Insurance Services | 1010 S Federal Hwy Suite 1405 | (718) 559-6612 |
| 9 | All County Insurance | 212 N Federal Hwy | (954) 458-4303 |
| 10 | Davi-Ann Carey: Allstate Insurance | 402 E Hallandale Beach Blvd | (954) 456-2600 |
The Insurance Guide serves the Hallandale Beach and greater Miami-Dade County, Florida area as a long-term care insurance agent. It assists individuals and families in planning for potential future care needs by offering policies that cover nursing home stays, home health aides, and assisted living facility costs. The agency focuses on explaining policy benefits and helping clients compare coverage options tailored to their personal health and financial situations. It specifically handles Medicare supplement coordination and strategies for protecting retirement assets from long-term care expenses.
Miami Insurance Brokers in Hallandale Beach, Florida, provides a full range of long-term care insurance services, including policy consultation, plan selection, and enrollment. Its service approach focuses on helping clients navigate coverage options for nursing home, assisted living, and home care needs. Ongoing support is available to review policies as circumstances change. The company typically serves individuals planning for future care in single-family homes, apartments, retail businesses, and restaurants.
Riemer Insurance Group serves local homeowners and families planning for their future care needs in Hallandale Beach, FL. As a long-term care insurance agent, the company assists clients in reviewing policy options that can help protect assets while covering costs associated with expanded nursing or home-based assistance. Each consultation focuses on matching coverage to individual health requirements and financial circumstances. The agency also extends its services to residents in the broader Miami metropolitan area, including nearby communities such as Hollywood and Aventura.
Serving Hallandale Beach and surrounding South Florida communities, Skylake Insurance - Hallandale Beach handles long-term care insurance, including policies for nursing home, assisted living, and in-home care. This local agent helps clients in the area evaluate their potential future care needs and budget constraints. It begins each engagement by reviewing the client’s existing coverage or lack thereof. From there, it typically compares plan options from multiple carriers to identify a suitable fit for the individual’s specific financial situation and health profile.
Estrella Insurance serves Hallandale Beach and the surrounding Broward County area as a Long-Term Care Insurance Agent, helping clients plan for future care needs. The firm specializes in policies that cover custodial assistance and extended nursing stays not handled by standard health coverage. Its agents guide residents through evaluating plan options for home health aides or assisted living facilities. Estrella Insurance regularly tailors policies to bridge the gap between personal savings and the high cost of chronic illness or disability care in South Florida.
Goodway Insurance helps clients in Hallandale Beach differentiate between one-time policy adjustments and recurring coverage reviews, then focuses on securing long-term care plans that address future needs. A typical initial consultation explores current assets and potential health scenarios. The agency then presents options from available insurers, explaining how benefits can protect savings from care costs. Service runs on a scheduled basis during policy selection and renewals, with additional contact available as needed for questions about claims or benefit changes.
Univista Insurance provides long-term care insurance solutions for individuals and families in Hallandale Beach, Florida. Its service offerings include policy evaluations and benefit coordination to help clients plan for future care needs. Maintenance plans cover regular policy reviews and adjustment support as personal circumstances change. The agency assists with understanding coverage options and claims navigation. It serves a variety of property owners, including single-family homes, apartments, retail establishments, and restaurants within the local area.
Empire Insurance Services specializes in matching clients with long-term care insurance policies tailored to protect assets and maintain independence. Based in Hallandale Beach, FL, the agency guides individuals through plan selection and enrollment across the region. It works with families to assess current health circumstances and future care needs in a straightforward, consultative manner. The office assists seniors in the area who are preparing for potential nursing home or assisted living expenses before retirement savings are exhausted.
All County Insurance serves homeowners and families in the Hallandale Beach, Florida area who need to plan for potential long-term care needs. The agency specializes in Long-Term Care Insurance, helping clients understand policy options that can cover expenses from nursing homes or in-home assistance. Such coverage provides financial protection for extended care without exhausting personal savings or relying solely on family support. The company also assists residents in neighboring communities throughout southern Broward County and extending into northern Miami-Dade.
What Does a a Long-Term Care Insurance Agent in Hallandale Beach Cost?
Long-term care insurance premiums in Florida vary widely based on age, health, and coverage amount. A typical policy for a 55 year old can cost between $1,500 and $3,500 per year. Florida partnership policies may have different pricing structures. This is general information and not insurance advice.
About long-term care insurance agents in Hallandale Beach
Long-term care insurance agents in Hallandale Beach, Florida help residents plan for future care costs while protecting assets. Florida law requires agents to be licensed and follow specific disclosure rules under Florida Statute 627.9407. These agents can explain policy features such as inflation protection and benefit triggers that meet Florida requirements.
Frequently Asked Questions
What does a long-term care insurance agent in Hallandale Beach do?
An agent helps you compare policies from different carriers and explains coverage options like daily benefit amounts and elimination periods. They also guide you through Florida specific requirements such as the 30 day free look period and outline of coverage mandates.
Are there Florida specific rules for long-term care insurance?
Yes, Florida has strict regulations under Chapter 627 of the Florida Statutes. Policies must offer inflation protection and nonforfeiture benefits. Insurers cannot deny coverage based on a pre-existing condition for more than six months.
How do I choose a long-term care insurance agent in Hallandale Beach?
Look for an agent with a Florida insurance license and experience with long-term care policies. Ask about their knowledge of local facilities and Florida partnership programs that can help protect assets.
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