The top-rated long-term care insurance agent in Fort Lauderdale, Florida is Maher Insurance Group, rated 5.0 stars across 1,150 reviews. Other highly rated options include Estrella Insurance, FLINSCO.com Florida Insurance Company, USA Medicare Advisors. This directory lists 27 long-term care insurance agents serving Fort Lauderdale.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Maher Insurance Group | 1901 W Cypress Creek Rd | (855) 238-7947 |
| 2 | Estrella Insurance | 1141 S Federal Hwy | (954) 368-1300 |
| 3 | FLINSCO.com Florida Insurance Company | 2950 W Cypress Creek Rd #200 | (954) 929-6696 |
| 4 | USA Medicare Advisors | 6451 N Federal Hwy Ste 500 | (800) 608-9948 |
| 5 | NSI Insurance Fort Lauderdale | 2601 E Oakland Park Blvd Suite 100 | (954) 522-3800 |
| 6 | Family Insurance Services | 2699 Stirling Rd STE C405 | (954) 431-1233 |
| 7 | My Medicare Solutions | 1001 W Cypress Creek Rd SUITE 105 | (800) 991-4979 |
| 8 | Vertical Insurance Agency, LLC | 2003 W Cypress Creek Rd STE 110 | (954) 604-6302 |
| 9 | First Family Insurance Agency | 6750 N Andrews Ave Ste 100 | (954) 228-3296 |
| 10 | United Senior Center | 2145 Davie Blvd suite 201 | (877) 786-1441 |
Maher Insurance Group serves the Fort Lauderdale metro area as a dedicated long-term care insurance agency. It helps residents assess their needs for coverage that protects assets against the high costs of extended care. The firm guides clients through various policy options designed for nursing home, assisted living, and home-based care expenses. It focuses on planning strategies that address the unique financial requirements of aging in South Florida. Its services include policy comparison and enrollment assistance for individual long-term care plans and hybrid life insurance policies with long-term care riders.
Serving Fort Lauderdale and the surrounding communities of Broward County, Estrella Insurance handles long-term care insurance needs for local residents. It helps individuals plan for future expenses related to extended nursing home stays, assisted living, or in-home care. Clients typically consult with an agent to review policy options that protect assets and ensure coverage for chronic conditions. The company approaches each job by first assessing personal healthcare goals and financial resources, then matching available policies to fit those specific needs with tailored recommendations.
FLINSCO.com Florida Insurance Company in Fort Lauderdale provides long-term care insurance agent services, assisting clients from initial policy consultation through ongoing file management. The company also offers periodic coverage reviews to help adjust plans as needs change. This firm serves a variety of residential and commercial properties in the region, including single-family homes, apartments, retail spaces, and restaurants.
USA Medicare Advisors serves homeowners and their families in Fort Lauderdale who need guidance on protecting assets against the high costs of extended care. The agency helps clients understand long-term care insurance options, from traditional policies to hybrid life insurance solutions, that cover nursing home stays or home health aides. Their work focuses on local seniors planning for future care needs and protecting retirement savings. The agency also covers the greater Broward County area, including nearby communities such as Plantation and Sunrise.
NSI Insurance Fort Lauderdale serves clients throughout Fort Lauderdale and the surrounding South Florida communities. This agency specializes in long-term care insurance, which helps cover the cost of assistance with daily activities like bathing, eating, and dressing. They typically handle consultations by first assessing a client’s current health and financial situation to recommend an appropriate policy from available carriers.
Unlike services requiring ongoing visits or routine check-ins, long-term care insurance focuses on a single policy purchase that provides a recurring financial benefit when care is needed. Coverage in Fort Lauderdale typically helps pay for home health aides, assisted living, or nursing facility stays. As an agent, Family Insurance Services assists clients in selecting a plan suited to their future needs. The company’s service for this category runs strictly on a one-time, as-needed basis for consultations and policy enrollment.
My Medicare Solutions specializes in long-term care insurance, helping Fort Lauderdale residents plan for future custodial and extended healthcare needs. It guides clients through policy options that protect assets while covering assisted living, nursing home, or home-based care expenses. The agency assists with evaluating coverage and navigating annual enrollment updates. During open enrollment season, it helps older adults adjust or initiate policies to meet rising local care costs and avoid coverage gaps from changing health conditions.
Many Florida retirees seek a supplemental plan as Medicare’s open enrollment closes each winter. Vertical Insurance Agency, LLC in Fort Lauderdale helps clients secure affordable long-term care coverage before age-related health changes occur. The agent evaluates each senior’s financial resources and future care needs to recommend appropriate policy structures. They also clarify coverage gaps that Medicare and regular health insurance leave unfilled. A first visit typically involves reviewing a client’s medical history and current premiums to determine eligibility for specific daily benefit amounts.
First Family Insurance Agency helps clients plan for the financial challenges of extended care needs. Operating in Fort Lauderdale, the agency focuses on long-term care insurance to protect assets and maintain quality of life in the event of chronic illness or disability. It assists individuals in evaluating coverage options that align with personal health goals and budget expectations. Small offices, large corporate headquarters, and warehouse facilities can all benefit from this specialized insurance advice, and food service establishments also use these services to support workforce planning and business continuity.
United Senior Center in Fort Lauderdale, Florida helps clients choose between a one-time policy purchase for long-term care or recurring service options like lifetime benefit plans. Coverage typically includes nursing home care, home health aides, and assistance with daily living activities. Their role involves analyzing individual health and financial situations to recommend suitable policies from multiple insurers. Service runs on a one-time, scheduled, or as-needed basis depending on client needs for policy review or claims assistance.
What Does a a Long-Term Care Insurance Agent in Fort Lauderdale Cost?
In Florida long-term care insurance premiums vary by age health and benefit amount. A typical policy for a 55 year old may cost between 150 and 300 dollars per month while a 65 year old might pay 250 to 500 dollars per month. Costs in Fort Lauderdale can be higher due to local care expenses. This is general information not insurance advice.
About long-term care insurance agents in Fort Lauderdale
A long-term care insurance agent in Fort Lauderdale can help you navigate policy choices that cover nursing home care home health aide services and assisted living. Florida law requires agents to clearly explain policy benefits and limitations under the Florida Long-Term Care Insurance Act. Local agents understand the high cost of care in Broward County and can tailor plans to your budget and health profile.
Frequently Asked Questions
What does a long-term care insurance agent do in Fort Lauderdale?
An agent helps you compare policies from different insurers explains coverage options like daily benefit amounts and elimination periods and ensures the policy meets Florida state requirements. They also assist with filing claims and understanding policy renewals.
Are there Florida specific rules for long-term care insurance policies?
Yes Florida law mandates a 30 day free look period for new policies and requires agents to provide a outline of coverage. Policies must also include inflation protection options unless you waive them in writing.
How do I choose a long-term care insurance agent in Fort Lauderdale?
Look for an agent licensed in Florida who specializes in long-term care insurance. Check their experience with local providers and ask about their knowledge of Florida partnership programs which can help protect assets.
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