The top-rated long-term care insurance agent in Fleming Island, Florida is Nathaniel Herring - State Farm Insurance Agent, rated 5.0 stars across 179 reviews. Other highly rated options include Michael Murray: Allstate Insurance, PruittHealth - Fleming Island, Wendell Chindra - State Farm Insurance Agent. This directory lists 12 long-term care insurance agents serving Fleming Island.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Nathaniel Herring - State Farm Insurance Agent | 3521 US-17 Unit A | (904) 269-5200 |
| 2 | Michael Murray: Allstate Insurance | 4701 US-17 Ste 101 | (904) 269-2200 |
| 3 | PruittHealth - Fleming Island | 2040 Town Center Blvd | (904) 293-1311 |
| 4 | Wendell Chindra - State Farm Insurance Agent | 865 Hibernia Rd #109 | (904) 297-4063 |
| 5 | Brightway Insurance, Fleming Island | 5000 US-17 Suite 14 | (904) 928-8184 |
| 6 | Trademark Title Services | 4607 US-17 #2 | (904) 579-4868 |
| 7 | Tim Rust Insurance | 1835 E West Pkwy East West Prwy | (904) 264-0500 |
| 8 | State Farm Insurance | 865 Hibernia Rd #109 | — |
| 9 | Heidi Hansen - Aflac Insurance Agent | 3659 Westover Rd | (904) 568-4106 |
| 10 | Cypress Phipps, Bankers Life Agent | 1845 Town Center Blvd UNIT 210 | (904) 269-0228 |
Nathaniel Herring - State Farm Insurance Agent serves the Fleming Island, Florida area, offering long-term care insurance solutions to local residents and families. The agency helps clients understand coverage options designed to protect assets and ensure access to quality care when it becomes necessary due to aging or chronic illness. As in any community, planning for future care expenses is an important part of financial security in this region. The agency assists with policy selection and individualized benefit structure reviews.
Homeowners and individuals planning for future care needs in Fleming Island, Florida seek out Michael Murray at Allstate Insurance to address long-term care insurance requirements. This agency helps clients understand policy options that can cover assisted living, nursing home care, and in-home support services. Each consultation focuses on explaining how these plans safeguard savings against substantial healthcare costs during retirement years. The agent provides tailored guidance to ensure coverage aligns with personal circumstances and financial goals. Customers throughout the St. Augustine metropolitan area also have access to these long-term care insurance services.
PruittHealth - Fleming Island provides consulting and policy placement services for long-term care insurance in the Fleming Island area. Its service plans include individualized policy reviews and ongoing filing support to help clients manage coverage as their needs change. The agency maintains standard plans for policyholders to update benefits or review claims procedures. It services single-family homes, apartments, retail spaces, and restaurants.
Serving Fleming Island and the surrounding northeast Florida communities, Wendell Chindra - State Farm Insurance Agent provides long-term care insurance planning solutions. This agency helps clients understand options for covering assisted living, nursing home, and in-home care expenses. It handles the details of policy selection and enrollment for individuals wanting to protect their savings from extended care costs. To manage a typical case, the agency first discusses a client's health history and financial goals before recommending suitable policy features to meet their long-term needs.
Brightway Insurance in Fleming Island, Florida, advises clients on both one-time policy purchases and recurring long-term care coverage plans that adapt as needs change. Long-term care insurance helps cover home health aides, assisted living, or nursing home stays when illness or aging requires extended support. The agent explains how these policies protect assets from high care costs while preserving independence. Service is arranged on a one-time or as-needed basis, scheduled around individual consultations for plan reviews and policy adjustments.
Trademark Title Services in Fleming Island, FL, specializes in long-term care insurance agency services, helping clients assess and select policies that address future care needs and asset protection. It provides personalized consultations to evaluate options for nursing home, home health, and assisted living coverage, guiding individuals through complex plan choices. The agency assists with policy comparisons and application processes, ensuring clients understand benefits and costs. It helps younger families plan for unexpected care needs and older adults adjust coverage during open enrollment periods.
As residents of Fleming Island consider how to fund potential extended care needs, Tim Rust Insurance provides guidance on long-term care insurance policies that protect assets and reduce family burden. They work with clients to compare plans from various carriers, focusing on coverage for home care, assisted living, and nursing facilities. The agency explains benefit triggers and elimination periods so individuals make informed choices for their future health security. This process always starts with a complimentary initial assessment of personal circumstances and financial goals to identify suitable options.
Heidi Hansen - Aflac Insurance Agent serves residential clients in Fleming Island with long-term care insurance solutions. The agency also offers commercial coverage options for local businesses and serves the wider surrounding area in Florida. Long-term care insurance policies help individuals plan for future care needs, covering costs not typically paid by standard health insurance. Ms. Hansen assists clients with selecting appropriate plans to protect assets and maintain independence. A follow-up service is provided after each policy is issued, and clients are invited to revisit their coverage during regular annual reviews.
Cypress Phipps, Bankers Life Agent, is known for guiding Fleming Island residents through long-term care insurance options. The agency helps clients assess future needs for nursing home, home health, and assisted living coverage. Local agents work closely with individuals to develop personalized plans that protect assets and ensure care access. A specialty service offered is reviewing existing policies against current Florida regulations to identify beneficial adjustments.
What Does a a Long-Term Care Insurance Agent in Fleming Island Cost?
In Florida a long-term care insurance policy for a 55 year old often costs between 150 and 300 dollars per month for a basic plan with a 3 year benefit period. Premiums can be higher for older applicants or for policies with longer benefit periods and inflation riders. Costs vary based on your age health and the specific policy features you choose. This is general information not insurance advice.
About long-term care insurance agents in Fleming Island
A long-term care insurance agent in Fleming Island Florida helps you understand policy options for nursing home home care and assisted living. Florida law requires agents to explain the Florida Partnership for Long-Term Care program which offers asset protection for qualified policies. Local agents can guide you through the Florida insurance code requirements and policy benefit triggers.
Frequently Asked Questions
What does a long-term care insurance agent in Fleming Island do?
An agent helps you compare policies from different insurers and explains benefit amounts elimination periods and inflation protection. They also ensure the policy meets Florida state requirements including the 30 day free look period for new policies.
How does Florida law affect long-term care insurance policies?
Florida requires a 30 day free look period where you can cancel a policy for a full refund. Agents must also inform you about the Florida Partnership program which allows you to keep assets equal to the benefits paid if you qualify.
What are typical qualifying events for benefits in Florida?
Benefits usually start when you need help with at least two activities of daily living like bathing dressing or eating. Some policies also cover cognitive impairment such as dementia or Alzheimers disease as a qualifying event.
Long-Term Care Insurance Agents in Other Florida Cities
Altamonte Springs · Apopka · Belleview · Boca Raton · Bonita Springs · Boynton Beach · Bradenton · Brandon · Cape Coral · Casselberry · Clearwater · Clermont · Coconut Creek · Cooper City · Coral Gables