The top-rated long-term care insurance agent in Davie, Florida is Estrella Insurance, rated 4.9 stars across 1,185 reviews. Other highly rated options include Univista Insurance, Chaisteli Insurance Group, Sebanda Insurance. This directory lists 20 long-term care insurance agents serving Davie.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Estrella Insurance | 4651 S University Dr | (954) 744-1875 |
| 2 | Univista Insurance | 1845 S State Rd 7 | (954) 691-3064 |
| 3 | Chaisteli Insurance Group | 5400 S University Dr Suite 405 | (954) 583-3838 |
| 4 | Sebanda Insurance | 5414 Stirling Rd | (954) 487-1644 |
| 5 | My Health Advisers | 12555 Orange Dr | (888) 211-3079 |
| 6 | We Insure Davie - Todd Wehn | 12555 Orange Dr #103 | (954) 862-3881 |
| 7 | Brightway Insurance, The McMahon Agency | 5400 S University Dr Suite 604 | (954) 615-4500 |
| 8 | Southern Insurance Providers, LLC | Parking lot, 12555 Orange Dr # 251 | (954) 451-1408 |
| 9 | University Insurance Group | 7320 Griffin Rd # 103 | (954) 452-5630 |
| 10 | All In 1 Insurance Agency | 4720 Lakeside Cir W | (888) 606-7071 |
Estrella Insurance in Davie, Florida, is known for helping clients prepare for future care needs through long-term care coverage. The company serves local residents seeking financial strategies to cover assisted living, nursing homes, and home health services. These policies are designed to protect assets and reduce family burdens. In addition to long-term care plans, Estrella Insurance offers supplemental options as an add-on service, such as policies that combine life insurance with long-term care benefits.
Univista Insurance serves the Davie, Florida area and surrounding Broward County as a Long-Term Care Insurance Agent. This agency helps clients plan for future care needs by arranging policies that cover nursing homes, assisted living, and home health aides. Understanding the high cost of extended care in South Florida, they guide individuals through selecting coverage that protects personal savings and retirement assets. Univista Insurance specifically handles policy comparisons for comprehensive long-term care plans and assisted living facility benefit options.
Chaisteli Insurance Group serves Broward County, including Davie, Florida, as a long-term care insurance agency. It helps clients plan for future care needs through professional guidance on policy selection. The agency assists individuals in evaluating coverage options to protect assets and maintain independence. It also provides support in comparing plan benefits and navigating policy details for specific care scenarios. Chaisteli Insurance Group handles consulting on hybrid life and long-term care policy options and the application process for individual coverage plans.
Sebanda Insurance provides guidance on long-term care insurance options, helping clients understand policies that cover assistance with daily living activities. The agency offers initial consultations to assess coverage needs and can assist with policy reviews or claims support throughout the term of a contract. Supporting individuals planning for future care expenses, the firm also addresses questions about benefit triggers and inflation protection. Its services cater to homeowners in single-family homes, apartments, retail settings, and restaurants across Davie, FL.
My Health Advisers serves individuals and families in the Davie, FL area who are planning for future care needs and seeking financial protection against long-term care expenses. The company provides guidance on long-term care insurance policies, helping clients understand coverage options and compare plans to manage potential out-of-pocket costs for assisted living, home care, or nursing facility stays. Its work focuses on matching policy features to a client’s personal health and budget situation. The firm also covers residents throughout the Fort Lauderdale metropolitan region.
We Insure Davie - Todd Wehn serves individuals and families in Davie, Florida who are seeking long-term care insurance to help cover the costs of future assisted living or in-home care. The agency guides clients through policy options that address personal care needs not covered by standard health insurance or Medicare. They work with local residents to evaluate coverage that can protect savings from the high expense of extended care services. Their service area also reaches neighboring communities such as Cooper City.
Serving Davie, Florida, and the surrounding communities, Brightway Insurance, The McMahon Agency handles long-term care insurance for individuals planning for future health needs. This agency works with clients to understand the various policy options available for covering extended care services. It guides people through the process of assessing their specific risk factors and financial goals. To complete a typical job, the agency compares available coverage plans and presents them clearly, explaining the differences in benefits and premiums to help the client make an informed decision.
Southern Insurance Providers, LLC assists clients with initial policy selection for long-term care, a one-time decision, or with ongoing navigation of claims and benefit adjustments as circumstances change. Coverage options focus on protecting assets and managing costs for extended care needs in the Davie, FL area. The agency’s service model runs on an as-needed basis, adapting to each policyholder’s evolving requirements without a mandatory schedule.
University Insurance Group in Davie, Florida, assists individuals and families in securing long-term care insurance policies that help cover costs associated with extended care needs. The agency provides ongoing policy reviews and support for claims assistance, ensuring clients can adjust coverage as their health circumstances shift. Its services focus on educating clients about the financial protections that long-term care coverage offers. University Insurance Group serves homeowners in single-family residences, apartment dwellers, local retail businesses, and restaurant operators in the surrounding community.
Serving Davie and the surrounding communities in Broward County, All In 1 Insurance Agency helps individuals plan for the financial impact of future extended care needs. As a Long-Term Care Insurance Agent, the firm handles client assessment of coverage options designed to protect savings from the high costs of nursing homes, assisted living, or home-based care. Evaluating each client's personal health history and financial goals is the general approach it uses to identify a suitable policy that addresses long-term risk.
What Does a a Long-Term Care Insurance Agent in Davie Cost?
Long-term care insurance premiums in Florida vary widely based on age, health, and coverage level. A typical policy for a 55-year-old can cost between 1,500 and 3,000 dollars per year for a moderate benefit. For a 65-year-old, the same coverage may cost 2,500 to 5,000 dollars per year. Costs also depend on the benefit period, daily benefit amount, and inflation rider. This is general information, not insurance advice.
About long-term care insurance agents in Davie
Long-term care insurance agents in Davie, Florida help residents plan for future care needs such as nursing home or home health aide services. Florida law offers special partnership policies that allow policyholders to protect assets equal to the benefits paid. An agent can explain how these policies work with Florida Medicaid rules for asset protection.
Frequently Asked Questions
What does a long-term care insurance agent in Davie do?
A long-term care insurance agent in Davie helps you compare policies from different carriers. They explain benefit amounts, elimination periods, and inflation protection options. They also guide you on Florida Partnership policies that offer asset protection under state law.
How do Florida Partnership policies work for long-term care insurance?
Florida Partnership policies allow you to protect an amount of assets equal to the benefits paid by the policy. For example, if your policy pays out 100,000 dollars in benefits, you can keep 100,000 dollars in assets and still qualify for Medicaid. This is a key feature of Florida law that agents can explain.
What is the best age to buy long-term care insurance in Florida?
Most experts recommend buying long-term care insurance in your mid-50s to early 60s. Premiums are lower when you are younger and healthier. In Florida, rates are based on your age and health at the time of application, so waiting can increase costs significantly.
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