ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Long-Term Care Insurance Agents in Cutler Bay, FL
Browse long-term care insurance agents serving Cutler Bay, Florida. Contact information and addresses listed below.
12 agents listed
Updated May 2026
Cutler Bay, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 12 long-term care insurance agents in Cutler Bay, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Ellie Mills - State Farm Insurance Agent
20330 Old Cutler Rd, Cutler Bay, FL 33189
(305) 238-8688
gotmills.com
Estrella Insurance
20214 Old Cutler Rd, Cutler Bay, FL 33189
(305) 232-7690
agents.estrellainsurance.com
Choice One Insurance
18400 SW 97th Ave STE 101, Cutler Bay, FL 33157
(305) 252-1873
choiceoneinsurance.net
Del Toro Insurance
18651 S Dixie Hwy, Cutler Bay, FL 33157
(305) 252-1009
deltoroinsurance.com
Claudia's Insurance Inc
18901 SW 106th Ave #132, Cutler Bay, FL 33157
(786) 293-9141
claudiasinsurance.com
Arena Insurance Agency Corp
10720 Caribbean Blvd Suite 423, Cutler Bay, FL 33189
(305) 251-3312
arenainsuranceusa.com
Lumina Insurance At Cutler Bay
20250 S Dixie Hwy Ste 202, Cutler Bay, FL 33189
(786) 409-0930
luminainsuranceatcutlerbay.com
Univista Insurance
20280 Old Cutler Rd, Cutler Bay, FL 33189
(786) 401-2505
univistainsurance.com
Sure Insurance Agency
20555 Old Cutler Rd, Cutler Bay, FL 33189
(305) 203-0289
Statewide Insurance Consultants
20523 Old Cutler Rd, Cutler Bay, FL 33189
(305) 233-4611
Livette Insurance
10700 Caribbean Blvd, Cutler Bay, FL 33189
(786) 806-5772
livetteinsurance.us
GONGAR INSURANCE
10393 SW 186th St, Cutler Bay, FL 33157
(786) 418-8914
gongarins.com
Long-term care insurance agents in Cutler Bay, Florida help residents plan for future care costs such as nursing homes or home health aides. Florida law offers the Long-Term Care Partnership Program, which allows policyholders to protect assets equal to the benefits paid out. Agents in Cutler Bay can explain how this program works with local care options and your personal financial situation.
What Does a Long-Term Care Insurance Agent in Cutler Bay Cost?
In Florida, long-term care insurance premiums vary widely based on age, health, and coverage amount. A typical policy for a healthy 55-year-old might cost between $1,500 and $3,000 per year for a basic plan with a 3-year benefit period. Costs increase with age and if you add inflation protection or longer benefit periods. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Cutler Bay do?
An agent helps you compare policies from different insurers and explains coverage for nursing homes, assisted living, and home care. They also guide you on Florida-specific rules like the Partnership Program and the 30-day free look period for new policies.
How do Florida Partnership policies work?
Florida Partnership policies let you keep assets equal to the benefits your policy pays out if you later need Medicaid. This means you can protect your savings while still getting long-term care coverage. An agent can show you which policies qualify.
Free • No Obligation
Compare Long-Term Care Insurance Agents
Get matched with agents in Cutler Bay who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.