The top-rated life insurance agent in Southgate, Michigan is Kandi Lambert - State Farm Insurance Agent, rated 5.0 stars across 167 reviews. Other highly rated options include Lademan Insurance Agency, Grendel-Wittbold Insurance, Sam Quisenberry - State Farm Insurance Agent. This directory lists 12 life insurance agents serving Southgate.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kandi Lambert - State Farm Insurance Agent | 13454 Eureka Rd | (734) 720-0032 |
| 2 | Lademan Insurance Agency | 16093 Eureka Rd | (734) 284-7500 |
| 3 | Grendel-Wittbold Insurance | 12850 Eureka Rd | (734) 284-4740 |
| 4 | Sam Quisenberry - State Farm Insurance Agent | 11165 Allen Rd | (313) 386-6565 |
| 5 | Gary K Smith Insurance Agency | 14405 Northline Rd | (734) 285-7620 |
| 6 | AAA Insurance - Awad Agency | 15201 Dix Toledo Rd | (734) 304-0466 |
| 7 | Brad Baynai - State Farm Insurance Agent | 18706 Eureka Rd | (734) 282-6000 |
| 8 | Brochue Insurance Agency | 13060 Northline Rd | (734) 285-2100 |
| 9 | Kathy Loveridge - State Farm Insurance Agent | 13344 Dix Toledo Rd Hwy | (734) 281-6950 |
| 10 | Stroia Insurance Group | 13260 Dix Toledo Rd | (734) 283-8780 |
Kandi Lambert - State Farm Insurance Agent serves the Southgate, Michigan, area and the surrounding Downriver communities. The agency provides a range of personal insurance services, with a focus on life insurance coverage. As a local life insurance agent, the agency assists individuals and families in planning for financial protection over the long term. Services include helping clients select term life policies for temporary needs and whole life options for permanent coverage. This office also offers annuities to help manage retirement income needs in the Southgate region.
Lademan Insurance Agency provides life insurance agent services to clients in Southgate, MI, and the surrounding area. The agency helps individuals and families evaluate their coverage needs, offering guidance on policies designed to provide financial protection and income replacement. Its approach includes reviewing existing plans and adjusting coverage as life circumstances change. The company assists customers in navigating available options to suit different budgets and goals. Lademan Insurance Agency services single-family homes, apartments, retail establishments, and restaurants.
Serving Southgate, MI and the surrounding Downriver communities, Grendel-Wittbold Insurance handles life insurance agent services for local families and individuals. It assists clients in navigating term and whole life policy options to provide financial protection for dependents and long-term planning. The agency schedules initial consultations to assess coverage needs based on income, debts, and future obligations. It then presents tailored life insurance proposals and guides applicants through medical underwriting requirements to secure final approval.
Homeowners in the Southgate area looking to protect their families and property can work with Sam Quisenberry - State Farm Insurance Agent for life insurance coverage. This local agency also assists business owners with risk management and estate planning needs. Policies are tailored to provide financial security for dependents and cover final expenses. The agent serves Southgate, MI, and extends support to neighboring communities such as Allen Park and the greater Downriver metro region.
The Gary K Smith Insurance Agency in Southgate, MI serves clients seeking life insurance, which can be arranged as a one-time policy purchase for fixed coverage or as recurring term protection with ongoing premiums. Local life insurance agents help residents assess their long-term financial needs and select appropriate coverage amounts. Services are available on either a one-time or as-needed basis, depending on the client’s choice of policy type and the need for future adjustments.
As a life insurance agent in Southgate, Michigan, AAA Insurance - Awad Agency specializes in helping clients select policies that provide financial protection for their families. It offers guidance on various types of life insurance to meet individual needs, from term to permanent coverage. The agency serves residents throughout the local area, working with them to assess their long-term financial goals and secure appropriate plans. During the spring, it particularly assists homeowners and young families in reviewing their coverage after major life changes like a new home or a new child.
As families in Southgate look ahead to the new school year, securing financial protection becomes a priority. Brad Baynai, a local State Farm Insurance agent, provides life insurance options designed to safeguard loved ones against unexpected hardships. Policies can help cover final expenses, replace lost income, or pay off outstanding debt, offering a foundation of financial security. An initial consultation is scheduled to review individual coverage needs and personal circumstances.
Brochue Insurance Agency provides life insurance coverage to individuals and families in Southgate, Michigan. It specializes in arranging term life, whole life, and universal life policies to help protect beneficiaries from financial hardship. The agency works with clients to determine appropriate death benefit amounts and policy durations based on personal needs. Life insurance solutions can be structured to cover final expenses, replace lost income, or fund future obligations. Brochue Insurance Agency serves local businesses including offices, warehouses, and food service operations seeking key person or buy-sell policy options.
Kathy Loveridge - State Farm Insurance Agent serves households in Southgate, Michigan, offering tailored life insurance policies to protect families financially. Commercial coverage is also provided for local businesses seeking to secure their operations and employees. The service area extends throughout the surrounding communities in Wayne County. Policies are reviewed during scheduled visits, with detailed explanations of coverage options given to each client. Follow-up appointments ensure plans are adjusted as needs change, and repeat service is coordinated between regular visits to maintain appropriate protection.
What Does a a Life Insurance Agent in Southgate Cost?
Life insurance costs in Michigan vary by age health coverage amount and policy type. A healthy 35 year old might pay 20 to 40 dollars per month for a 20 year term policy with 250000 dollars in coverage. Older applicants or those with health conditions may pay higher premiums. Whole life policies typically cost more often 100 to 300 dollars per month for similar coverage amounts. This is general information not insurance advice.
About life insurance agents in Southgate
Life insurance agents in Southgate Michigan help residents find coverage that fits their needs and budget. Michigan law requires agents to hold a valid license from the Department of Insurance and Financial Services. Local agents can explain options like term life whole life and universal life policies for families and individuals in the Downriver area.
Frequently Asked Questions
What license do life insurance agents need in Michigan?
Life insurance agents in Michigan must hold a valid resident insurance producer license from the Michigan Department of Insurance and Financial Services. They must complete pre-licensing education and pass a state exam. Agents also need to complete continuing education every two years to renew their license.
How do I choose a life insurance agent in Southgate?
Look for an agent with experience in the type of policy you need such as term or whole life. Check that the agent is licensed through the Michigan DIFS website. Ask about their process for comparing quotes from multiple insurance companies to find competitive rates.
What types of life insurance are available in Michigan?
Common types include term life insurance which covers you for a set period and permanent life insurance like whole life or universal life which lasts your lifetime. Michigan agents can also offer group life insurance through employers and final expense policies for burial costs. Each type has different premium structures and benefits.
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