The top-rated life insurance agent in Clinton Township, Michigan is First Independent Insurance Agency, rated 4.9 stars across 591 reviews. Other highly rated options include Royal Oath Insurance Group, AMG Health & Life Insurance Group, AAA Insurance - Schnaidt Agency. This directory lists 25 life insurance agents serving Clinton Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | First Independent Insurance Agency | 15945 Canal Rd | (586) 247-2220 |
| 2 | Royal Oath Insurance Group | 42536 Hayes Rd Suite 400 | (586) 238-3535 |
| 3 | AMG Health & Life Insurance Group | 16600 18 Mile Rd | (248) 592-0080 |
| 4 | AAA Insurance - Schnaidt Agency | 35927 Southbound Gratiot Ave | (586) 838-2555 |
| 5 | MI Insurance Agency | 40684 Hayes Rd | (586) 354-3462 |
| 6 | Brian Lane Agency/Farm Bureau Insurance | 21250 Hall Rd #100 | (586) 412-8700 |
| 7 | McGovern Agency | 37102 S Groesbeck Hwy | (586) 464-2400 |
| 8 | Wendy Sliger - State Farm Insurance Agent | 40524 Hayes Rd | (586) 263-0330 |
| 9 | John Jaboro Agency / Farm Bureau Insurance | 21250 Hall Rd #100 | (586) 522-4428 |
| 10 | Liz Jekielek Farm Bureau Insurance | 17001 19 Mile Rd #4 | (586) 464-1120 |
First Independent Insurance Agency serves clients throughout Macomb County, Michigan, from its Clinton Township location. The firm specializes in helping individuals and families secure life insurance policies to protect their financial futures. Agents guide clients through the process of evaluating their coverage needs, whether for term or whole life options. Common scenarios include income replacement for dependents and covering final expenses. Policy shopping is a key service, as agents compare options from multiple insurers to find suitable plans for local residents.
Royal Oath Insurance Group provides life insurance agent services to individuals and families in the Clinton Township, MI area, assisting with policy selection and coverage planning. The company offers ongoing support, including annual policy reviews and beneficiary updates, to help maintain appropriate protection over time. It also guides clients through claims processes and informs them of coverage adjustments as personal circumstances evolve. Its services address the needs of single-family homes, apartments, retail locations, and restaurants.
Located in Clinton Township, AMG Health & Life Insurance Group extends its services to the surrounding communities of Macomb County and the greater metro Detroit area. The agency handles a full range of life insurance products, including term, whole, and universal life policies tailored for individuals and families. Each client’s financial goals and coverage needs are assessed through a comprehensive consultation, comparing policy options from multiple carriers. The firm takes a thorough, educational approach during the planning process to ensure clients understand their choices before making an informed decision.
AAA Insurance - Schnaidt Agency serves homeowners, local businesses, and property managers seeking life insurance protection in Clinton Township, Michigan. The agency helps clients assess personal coverage needs and choose appropriate policies for financial security. Support includes term life, whole life, and universal life options designed to fit different stages and budgets. Representatives work with individuals and families to plan for income replacement, debt coverage, and final expenses. Its service area also extends into surrounding Macomb County communities, including Mount Clemens and Sterling Heights.
MI Insurance Agency helps clients decide between a term policy that covers a specific period or a permanent plan for lifelong protection, offering coverage to assist families with final expenses or income replacement. Located in Clinton Township, this life insurance agent works with individuals to customize options for their financial needs. Service appointments are available on a one-time, scheduled, or as-needed basis.
Brian Lane Agency/Farm Bureau Insurance provides life insurance services to residents of Clinton Township, Michigan. It assists clients in selecting appropriate policies for income replacement and final expense planning. The agency also offers guidance for supplemental coverage and business protection solutions. During the annual open enrollment period, it helps individuals review existing plans and adjust coverage to meet changing family needs or upcoming retirement goals.
As Michigan winters prompt families in Clinton Township to review their financial safeguards, McGovern Agency offers guidance on life insurance coverage tailored to local needs. The agency helps clients explore policy options that address income replacement and final expense planning. Every household’s situation is assessed individually to ensure the proposed coverage aligns with their long-term goals. An initial consultation begins with a review of current policies and personal objectives before recommending next steps. A comprehensive needs analysis is then scheduled to develop a detailed plan.
Serving Clinton Township and the surrounding area, Wendy Sliger - State Farm Insurance Agent provides life insurance and related coverage options. These plans can help protect family financial security during difficult times. Their work also includes term and whole life policies tailored to individual needs. This local agent assists with risk management for personal budgets. Commercial sectors such as offices, warehouses, and food service facilities can also explore appropriate business life insurance through this agency.
John Jaboro Agency / Farm Bureau Insurance in Clinton Township, MI is known for helping local residents secure life insurance coverage tailored to individual financial goals. Its services range from term and whole life policies to final expense plans designed to provide beneficiaries with needed financial protection. The agency guides clients through comparing coverage options that fit their household budgets and long-term needs, ensuring no gaps in protection. As a specialty service, it can also add accidental death benefit riders to standard policies.
What Does a a Life Insurance Agent in Clinton Township Cost?
Life insurance costs in Michigan vary by age, health, coverage amount, and policy type. A healthy 35 year old in Clinton Township might pay 20 to 40 dollars per month for a 20 year term policy with 250,000 dollars in coverage. Whole life insurance premiums are higher, often 100 to 300 dollars per month for similar coverage. Costs also depend on tobacco use and family medical history. This is general information, not insurance advice.
About life insurance agents in Clinton Township
Life insurance agents in Clinton Township, Michigan help residents find coverage to protect their families. Michigan law requires agents to be licensed through the Michigan Department of Insurance and Financial Services (DIFS). Local agents can explain how Michigan insurance regulations affect policy options and beneficiary designations.
Frequently Asked Questions
What license does a life insurance agent need in Michigan?
Agents must hold a valid Michigan life insurance producer license from DIFS. They must complete pre-licensing education and pass a state exam. Continuing education is required every two years to renew the license.
How does Michigan law affect life insurance beneficiary designations?
Michigan law allows you to name any person or entity as beneficiary. A divorce automatically revokes a former spouse as beneficiary unless the policy states otherwise. You should review beneficiary choices after major life events.
What is the free look period for life insurance in Michigan?
Michigan gives policyholders a 10 day free look period after receiving a new life insurance policy. You can cancel for a full refund within this time. This applies to most individual life insurance policies sold in the state.
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