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Compare life insurance agents in Charlotte. Review contact information and insurance categorys before you decide.
10 agents listed
Updated May 2026
Charlotte, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 10 life insurance agents in Charlotte, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Ridge Tefft - State Farm Insurance Agent
138 S Cochran Rd Ste A, Charlotte, MI 48813
(517) 543-2850
ridgetefft.com
Dalessandro Agency Inc
315 Lansing St, Charlotte, MI 48813
(517) 543-3200
daimichigan.com
Russell and Schrader Insurance Agency
239 S Cochran Rd, Charlotte, MI 48813
(517) 543-1740
russellschrader.com
Matt Stoken - State Farm Insurance Agent
343 Cochran Ave, Charlotte, MI 48813
(517) 543-5600
stokensf.com
Charlotte Insurance Inc
239 S Cochran Rd, Charlotte, MI 48813
(517) 543-0560
charlotteinsuranceagencyinc.com
Farmers Insurance - Nathaniel VanStee
121 Cochran Ave, Charlotte, MI 48813
(517) 210-2081
agents.farmers.com
Nick Cypher Agency, Charlotte - Farm Bureau Insurance
430 State St, Charlotte, MI 48813
(517) 541-1400
farmbureauinsurance-mi.com
Farm Bureau Insurance aka FBI
430 State St, Charlotte, MI 48813
(517) 543-5565
farmbureauinsurance-mi.com
P & P Insurance Group LLC.
111 W Lovett St, Charlotte, MI 48813
(517) 999-5541
Farmers Insurance - Nathaniel VanStee
121 S Cochran Rd, Charlotte, MI 48813
(517) 210-2081
agents.farmers.com
Life insurance agents in Charlotte, Michigan help residents choose policies that protect their families. Michigan law requires agents to hold a valid state license and follow the Michigan Insurance Code. Local agents understand the needs of Eaton County families and can explain how Michigan estate laws affect policy payouts.
What Does a Life Insurance Agent in Charlotte Cost?
In Michigan, a healthy 35-year-old can expect to pay around $25 to $40 per month for a 20-year term policy with $250,000 in coverage. Whole life policies cost more, often $150 to $300 per month for similar coverage. Costs vary based on age, health, and policy type. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent need in Michigan?
Agents must pass the Michigan insurance licensing exam and complete pre-licensing education. They must renew their license every two years with continuing education credits.
How long do I have to change my mind on a life insurance policy in Michigan?
Michigan gives you a free look period of at least 10 days after you receive the policy. You can cancel for a full refund during this time.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Michigan.