The top-rated life insurance agent in Brighton, Michigan is Tom Storm Insurance Agency, Inc., rated 4.9 stars across 601 reviews. Other highly rated options include Erik Kramer - State Farm Insurance Agent, Blakemore Insurance Agency - Farm Bureau Insurance, Meg Spinale - State Farm Insurance Agent. This directory lists 20 life insurance agents serving Brighton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tom Storm Insurance Agency, Inc. | 11370 Grand River Ave | (810) 588-6310 |
| 2 | Erik Kramer - State Farm Insurance Agent | 1036 E Grand River Ave | (810) 227-3630 |
| 3 | Blakemore Insurance Agency - Farm Bureau Insurance | 8491 Grand River Ave Ste 650 | (810) 229-3374 |
| 4 | Meg Spinale - State Farm Insurance Agent | 404 W Grand River Ave | (248) 647-4870 |
| 5 | Eastman Insurance Agency, Inc. | 8042 Grand River Ave | (810) 227-1410 |
| 6 | Horizon Senior Benefits, Inc. | 7600 Grand River Ave Suite 295 | (810) 580-5008 |
| 7 | Kara Miller: Allstate Insurance | 630 W Grand River Ave Ste A | (810) 227-0880 |
| 8 | Heidi Kussurelis Insurance | 9973 E Grand River Ave | (810) 626-0245 |
| 9 | Williamson Insurance Agency | 5088 Old US 23 Suite B | (810) 772-0211 |
| 10 | AAA Insurance - Terry Agency, LLC | 10299 E Grand River Ave # M | (810) 206-3623 |
Tom Storm Insurance Agency, Inc. serves the Livingston County area of Michigan from its base in Brighton. The company primarily assists individuals and families in evaluating their life insurance needs. It works with local residents to find coverage that fits personal financial situations and future planning goals. Policies underwritten by partner carriers are explained clearly to clients. The agency regularly handles term life insurance for income replacement and whole life insurance for building cash value over the long term.
Erik Kramer - State Farm Insurance Agent in Brighton, MI, provides life insurance coverage as well as auto, home, and health policies tailored to individual needs. The agency offers ongoing policy reviews and adjustments to ensure clients' plans evolve with their life changes. Regular check-ins and claims assistance are part of the service relationship. This agent serves single-family homes, apartments, retail businesses, and restaurants throughout the Brighton area.
Serving homeowners, renters, and local business owners in Livingston County, Blakemore Insurance Agency - Farm Bureau Insurance offers life insurance policies designed to protect families and secure financial futures. Client advisers help explain options for term and permanent coverage, ensuring personalized guidance through the selection process. The agency serves Brighton and maintains a convenient location near the city’s downtown district. It also provides its insurance services to clients throughout the broader Brighton area, including nearby communities such as Howell and Hartland.
Meg Spinale serves Brighton, Michigan, and the surrounding Livingston County communities as a life insurance agent. This office handles individual life insurance policies, helping residents secure financial protection for their families. The agency also addresses term and whole life options as part of its standard service offerings. Meg Spinale - State Farm Insurance Agent approaches each client's needs by conducting a detailed review of personal circumstances before matching them with appropriate coverage plans.
Eastman Insurance Agency, Inc. in Brighton, MI helps clients choose between a single-purchase life policy or a renewable plan that offers ongoing protection. Life insurance coverage provides financial benefits to beneficiaries after the policyholder passes away. These benefits can replace lost income or cover final expenses. Each policy is tailored to the individual’s financial situation and long-term goals. Appointments with an agent are arranged on an as-needed basis.
Horizon Senior Benefits, Inc., in Brighton, MI, specializes in life insurance products tailored to older clients, also providing general agent services for term, whole, and universal life policies. It helps individuals secure coverage to protect beneficiaries from financial strain after a loss. The agency assists with immediate concerns such as reviewing policies after a major life change, including retirement or the recent passing of a spouse.
As winter weather poses unique risks for Brighton homeowners, establishing appropriate life insurance coverage helps ensure family financial protection remains intact. Kara Miller: Allstate Insurance assists area residents in reviewing their current policies and identifying any gaps that might leave dependents vulnerable. The agent works with clients to clarify their objectives, from income replacement to final expense planning, and then presents suitable term or permanent life options. A comprehensive initial review of each household’s present coverage and future goals begins the process before any formal proposal is developed.
Heidi Kussurelis Insurance in Brighton, Michigan, is known for providing life insurance coverage to local residents, offering policies that help protect families financially. The agency assists clients in selecting term or whole life plans to suit their individual needs and budgets. Understanding the community’s focus on family security, the office works closely with each person to explain policy details. It can also add on a guaranteed issue life insurance option for those with health concerns, ensuring broader eligibility for coverage.
Williamson Insurance Agency provides life insurance coverage to individuals and families in the Brighton, Michigan area. A life insurance agent helps clients select policies that offer financial protection for their beneficiaries. The firm’s specialty add-ons can include accidental death or disability riders that enhance basic coverage. Policy options are designed for various needs, from term life plans for temporary protection to whole life policies for long-term security. The agency can also serve commercial sectors, including offices, warehouses, and food service operations that require key person insurance.
AAA Insurance - Terry Agency, LLC serves residential clients in Brighton, Michigan, and the surrounding area by offering life insurance policies designed to protect families. The agency also provides commercial coverage options for local businesses seeking to secure their operations and employees. Their team works with individuals and business owners throughout the region to assess coverage needs and present suitable policy choices. Policyholders can rely on the agency for follow‑up service and adjustments between regular visits as their circumstances change.
What Does a a Life Insurance Agent in Brighton Cost?
The cost of life insurance in Michigan varies by age, health, policy type, and coverage amount. A healthy 35 year old might pay 20 to 40 dollars per month for a 20 year term policy with 250,000 dollars in coverage. Whole life policies typically cost more, often starting at 100 dollars per month. This is general information and not insurance advice.
About life insurance agents in Brighton
Life insurance agents in Brighton, Michigan help residents find term, whole, and universal life policies that fit their needs and budget. Michigan law requires agents to be licensed by the Department of Insurance and Financial Services. Local agents understand the specific needs of families and businesses in Livingston County.
Frequently Asked Questions
Do I need a license to sell life insurance in Michigan?
Yes, all life insurance agents in Michigan must hold a valid license from the Michigan Department of Insurance and Financial Services. Agents must complete pre-licensing education and pass a state exam.
What is the free look period for life insurance in Michigan?
Michigan law gives you a 10 day free look period after you receive your life insurance policy. You can cancel the policy for a full refund of any premiums paid within this time.
Can a life insurance agent in Brighton help with final expense policies?
Yes, many agents in Brighton offer final expense or burial insurance policies. These are smaller whole life policies designed to cover funeral costs and other end of life expenses.
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