ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeLife Insurance AgentsMichigan › Bay City

Find Life Insurance Agents Near You in Bay City, MI

Browse life insurance agents serving Bay City, Michigan. Updated 2026-07-14.

The top-rated life insurance agent in Bay City, Michigan is Nick Fletcher - State Farm Insurance Agent, rated 4.9 stars across 339 reviews. Other highly rated options include Farmers Insurance - Mark Townsend, Jon LaPorte - State Farm Insurance Agent, Weaver Group Insurance Agency. This directory lists 23 life insurance agents serving Bay City.

Showing 23 life insurance agents in Bay City, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Nick Fletcher - State Farm Insurance Agent306 Center Ave(989) 893-3553
2Farmers Insurance - Mark Townsend509 E Midland St(989) 469-0009
3Jon LaPorte - State Farm Insurance Agent1416 State St #1(989) 895-5570
4Weaver Group Insurance Agency916 Washington Ave STE 204(989) 391-5085
5Thomas Campbell - State Farm Insurance Agent902 S Euclid Ave(989) 686-0100
6Lori Harrison - State Farm Insurance Agent815 Columbus Ave(989) 895-5536
7MCI Insurance701 N Madison Ave(989) 892-5541
8John Shankool - State Farm Insurance Agent1200 W Jenny St(989) 922-3800
9The Kory Agency900 S Euclid Ave(989) 391-5200
10Jeff Hunt - State Farm Insurance Agent4359 Wilder Rd(989) 686-7840
NF
306 Center Ave
Nick Fletcher - State Farm Insurance Agent
Life Insurance Agent · Bay City, MI

Nick Fletcher - State Farm Insurance Agent serves Bay City, Michigan, and the surrounding Bay County area, offering life insurance agent services to local residents. This agency helps individuals and families select appropriate life insurance policies to provide financial protection for their loved ones. It also assists with planning for future expenses and income replacement in the event of an unexpected death. Among the specific services this agency handles are term life insurance policies and whole life insurance options for clients in this region.

FI
509 E Midland St
Farmers Insurance - Mark Townsend
Life Insurance Agent · Bay City, MI

Farmers Insurance - Mark Townsend in Bay City, MI, provides a range of life insurance policies designed to protect individuals and their families. The agency focuses on helping clients understand their coverage needs and adjusts plans as life circumstances change. Regular policy reviews and support are offered to ensure beneficiaries are well advised. The office also extends its services to single-family homes, apartments, retail spaces, and numerous local restaurants throughout the Bay City area.

JL
1416 State St #1
Jon LaPorte - State Farm Insurance Agent
Life Insurance Agent · Bay City, MI

Jon LaPorte - State Farm Insurance Agent serves homeowners, renters, and local small business owners in Bay City, Michigan, by offering life insurance policies that provide financial protection for families and businesses. Services include term and whole life coverage designed to help secure a beneficiary’s future income needs. The agency also assists with policy reviews and personalized quotes to match each client’s situation. Its coverage area extends to nearby Essexville as well as the greater Bangor Township corridor.

WG
916 Washington Ave STE 204
Weaver Group Insurance Agency
Life Insurance Agent · Bay City, MI

Weaver Group Insurance Agency serves Bay City, Michigan, and the surrounding communities of Mid-Michigan, handling a full range of life insurance policies designed to protect local families and individuals. The agency focuses on helping clients secure financial stability through term and permanent coverage options. For each typical job, it begins with a thorough consultation to assess personal needs and long-term goals before presenting straightforward policy recommendations.

TC
902 S Euclid Ave
Thomas Campbell - State Farm Insurance Agent
Life Insurance Agent · Bay City, MI

Thomas Campbell, a life insurance agent in Bay City, MI, provides plans structured either as single-purchase policies with immediate coverage or recurring premium options for long-term protection. Consultation begins with an assessment of a client’s financial goals to determine appropriate face amounts and term lengths. General administrative support regarding policy changes or beneficiary updates is included. Services operate on either a one-time appointment for new policies or as scheduled annual reviews, with additional assistance available strictly on an as-needed basis.

LH
815 Columbus Ave
Lori Harrison - State Farm Insurance Agent
Life Insurance Agent · Bay City, MI

Serving Bay City, Michigan, Lori Harrison - State Farm Insurance Agent specializes in life insurance policies designed to protect families and individuals from financial hardship. The agency also handles a broad range of property and casualty insurance, tailoring coverage to local homes, autos, and small businesses. Policyholders count on this office for routine service questions, policy adjustments, and careful claims guidance. During the winter months, the agency often helps clients review their coverage to ensure protection against icy roads or heating-related damage to their property.

MI
701 N Madison Ave
MCI Insurance
Life Insurance Agent · Bay City, MI

As the seasons change in Bay City, residents often review their financial plans to ensure their families are protected. MCI Insurance helps local clients understand how life insurance can cover future needs, from final expenses to income replacement. Each policy discussion considers the unique aspects of life along the Saginaw Bay. The process begins with an initial needs assessment to clarify coverage goals and review current documentation.

JS
1200 W Jenny St
John Shankool - State Farm Insurance Agent
Life Insurance Agent · Bay City, MI

John Shankool - State Farm Insurance Agent provides personal life insurance coverage for residents in and around Bay City, Michigan, along with commercial policies for local businesses. Serving clients throughout the surrounding area, the office helps individuals and families secure financial protection for their loved ones. The agent regularly returns to review existing policies or adjust coverage as needs change, ensuring clients can easily coordinate updates during their routine visits.

KA
900 S Euclid Ave
The Kory Agency
Life Insurance Agent · Bay City, MI

The Kory Agency provides life insurance solutions, specializing in term and whole life policies to protect families and businesses in the Bay City, MI area. Its agents guide clients through coverage options suited for income replacement, final expenses, and estate planning. Personal consultations focus on matching policies to long-term financial goals. The agency serves commercial clients operating from offices, warehouses, and food service establishments, ensuring key person protection and business continuity planning are addressed for these specific sectors.

JH
4359 Wilder Rd
Jeff Hunt - State Farm Insurance Agent
Life Insurance Agent · Bay City, MI
SI
916 Washington Ave SUITE 210
Superior Insurance Group
Life Insurance Agent · Bay City, MI
(989) 893-7651
sig-mi.com
FI
264 Uptown Dr
Farmers Insurance - Miranda Keenan
Life Insurance Agent · Bay City, MI
(989) 671-9899
agents.farmers.com/mi/saginaw/miranda-keenan
MH
509 S Euclid Ave
Michael Hayes Agency/Farm Bureau Insurance
Life Insurance Agent · Bay City, MI
(989) 684-4160
michfb.com/insurance/find-an-agent/michael-hayes-509-s-euclid-ave
FI
501 S Euclid Ave
Future Insurance Agency
Life Insurance Agent · Bay City, MI
(989) 922-0049
futureins.com
AI
702 S Euclid Ave
AAA Insurance - Kolm Insurance Group
Life Insurance Agent · Bay City, MI
(989) 316-1170
locator.acg.aaa.com/mi/bay-city/aaa-insurance-kolm-insurance-group
DI
3741 Wilder Rd # C
DuRussel Insurance Agency
Life Insurance Agent · Bay City, MI
(989) 671-8206
durussel.com
AI
903 Saginaw St
Aird Insurance Group - Farm Bureau Insurance
Life Insurance Agent · Bay City, MI
(989) 792-9687
airdinsurancegroup.com
LA
916 N Euclid Ave
The Lenar Agency
Life Insurance Agent · Bay City, MI
(989) 401-7770
FB
903 Saginaw St
Farm Bureau Insurance Engelhardt Agency
Life Insurance Agent · Bay City, MI
(989) 895-4321
farmbureauinsurance-mi.com/Portal/Wireframes/AgentAdditionalPage.aspx
RS
2450 Midland Rd
Rudy Schlatter Agency - Farm Bureau Insurance
Life Insurance Agent · Bay City, MI
(989) 684-2773
farmbureauinsurance-mi.com/Agent/Rudy-Schlatter
BI
503 N Euclid Ave Suite 11
Bechert Insurance Group-Farm Bureau Insurance in Bay City
Life Insurance Agent · Bay City, MI
(989) 656-6860
michfb.com/request-a-quote
SA
721 Washington Ave ste 505
Secure Assets Insurance Agency, LLC-Specializing in Medicare Plans
Life Insurance Agent · Bay City, MI
(989) 414-1377
secureassetsia.com
VU
1108 W Jenny St
Valley United Insurance
Life Insurance Agent · Bay City, MI
(989) 686-7099
valleyunitedinsurance.com

What Does a a Life Insurance Agent in Bay City Cost?

Typical costs for life insurance in Michigan vary by age, health, and policy type. A healthy 35 year old might pay around $25 to $40 per month for a 20 year term life policy with $250,000 in coverage. Whole life policies are more expensive, often starting at $100 per month for similar coverage. Older individuals or those with health conditions will pay higher premiums. This is general information, not insurance advice.

About life insurance agents in Bay City

Life insurance agents in Bay City, Michigan help residents find coverage to protect their families. Michigan law requires agents to be licensed by the Department of Insurance and Financial Services (DIFS). Agents can explain options like term life and whole life policies that fit your budget and needs.

Frequently Asked Questions

What license does a life insurance agent need in Michigan?

Agents must hold a valid Michigan resident insurance producer license for life insurance. This license is issued by the Michigan Department of Insurance and Financial Services after passing a state exam and completing background checks.

How long does it take to get life insurance in Bay City?

The process can take a few days to several weeks. It depends on the policy type and whether a medical exam is required. Term life policies with no exam may be approved faster than whole life policies requiring full underwriting.

Can a life insurance agent help with Michigan estate planning?

Yes, life insurance can be part of an estate plan in Michigan. Proceeds from a life insurance policy generally pass to beneficiaries outside of probate, which can simplify asset distribution. An agent can explain how this works under Michigan law.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.