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HomeLife Insurance AgentsMichigan › Chelsea

Find Life Insurance Agents Near You in Chelsea, MI

Browse life insurance agents serving Chelsea, Michigan. Updated 2026-07-14.

The top-rated life insurance agent in Chelsea, Michigan is Eder & Diver Insurance Agency, rated 4.9 stars across 123 reviews. Other highly rated options include John Avery - State Farm Insurance Agent, Liberty Title Insurance and Real Estate Closing Services - Chelsea Michigan, Samuel Lofton. This directory lists 10 life insurance agents serving Chelsea.

Showing 10 life insurance agents in Chelsea, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Eder & Diver Insurance Agency1250 S Main St(734) 475-9184
2John Avery - State Farm Insurance Agent1080 S Main St(734) 385-4115
3Liberty Title Insurance and Real Estate Closing Services - Chelsea Michigan1250 S Main St #3b(734) 475-6440
4Samuel Lofton121 S Main St(734) 217-4210
5Bill Ballagh - State Farm Insurance Agent110 E Middle St(734) 475-8637
6JDW & Associates111 S Main St A(734) 475-1664
7Springer Agency Inc115 Park St(734) 475-8689
8Walters Agency642 S Main St(734) 649-8620
9Professional Insurance Associates114 N Main St #2(734) 433-9233
10Chelsea Group - Thrivent Financial1250 S Main St #1b(734) 385-7435
ED
1250 S Main St
Eder & Diver Insurance Agency
Life Insurance Agent · Chelsea, MI

Eder & Diver Insurance Agency serves the Chelsea, MI area and the surrounding Washtenaw County region. As a life insurance agent, the company assists individuals and families in evaluating their coverage needs to help ensure financial protection. The agency works with clients to understand term life and whole life policy options that can meet various long-term planning goals. Eder & Diver guides customers through the process of selecting appropriate benefit amounts and policy durations. It handles both final expense coverage and income replacement policies in this area.

JA
1080 S Main St
John Avery - State Farm Insurance Agent
Life Insurance Agent · Chelsea, MI

John Avery - State Farm Insurance Agent in Chelsea, Michigan provides a range of life insurance services, including term and whole life policies. It develops coverage plans tailored to help protect clients against the financial strain of unexpected loss. The agency offers periodic policy reviews to ensure the coverage adapts to changing personal needs and life stages. It assists clients with filing claims and updating beneficiaries. Its service extends to individuals insuring single-family homes, apartment owners, retail operators, and restaurant proprietors.

LT
1250 S Main St #3b
Liberty Title Insurance and Real Estate Closing Services - Chelsea Michigan
Life Insurance Agent · Chelsea, MI

Liberty Title Insurance and Real Estate Closing Services in Chelsea, Michigan provides comprehensive life insurance agent services for individuals and families seeking financial protection. The firm offers guidance on policy selection and maintains ongoing service for existing clients through routine policy reviews and updates. It assists with adjusting coverage as life circumstances change, ensuring clients remain appropriately protected. The company serves a variety of properties, including single-family homes, apartments, retail locations, and restaurants.

SL
121 S Main St
Samuel Lofton
Life Insurance Agent · Chelsea, MI

Samuel Lofton serves local homeowners and small business owners in Chelsea, Michigan as a life insurance agent. It helps individuals and their families secure financial protection for final expenses and mortgage obligations. The company also assists business owners with key person coverage and buy-sell funding arrangements. Coverage options include term and whole life policies tailored to personal financial goals. Samuel Lofton also regularly works with clients in Dexter, providing similar life insurance services throughout the surrounding Washtenaw County area.

BB
110 E Middle St
Bill Ballagh - State Farm Insurance Agent
Life Insurance Agent · Chelsea, MI

Bill Ballagh - State Farm Insurance Agent serves Chelsea, Michigan, and the surrounding communities with life insurance coverage. The agency handles term life, whole life, and universal life policies designed to address income replacement, mortgage protection, and final expense needs. Each client receives a personalized review of their financial situation and family goals. A typical job is handled by first consulting with the policyholder to clarify priorities, then comparing available options to match coverage with the stated objectives and budget.

JA
111 S Main St A
JDW & Associates
Life Insurance Agent · Chelsea, MI

Residents in Chelsea, MI, seeking life insurance can choose between term policies that provide coverage for a set period and permanent options that offer lifelong protection along with a cash value component. JDW & Associates works as a local life insurance agent helping individuals and families evaluate which type of policy best fits their long-term financial planning needs and budget. Their service arrangements run on an as-needed basis for policy reviews and new applications.

SA
115 Park St
Springer Agency Inc
Life Insurance Agent · Chelsea, MI

Springer Agency Inc, based in Chelsea, MI, offers life insurance agent services focused on helping clients select suitable coverage options, including term and whole life policies. It also provides general guidance on protecting beneficiaries and managing policy adjustments through life changes. As a local resource, the agency assists individuals with planning for inheritance, retirement income strategies, and final expense coverage. Its work is especially relevant when helping clients prepare for unexpected medical costs or the loss of a family provider during financial transitions.

WA
642 S Main St
Walters Agency
Life Insurance Agent · Chelsea, MI

As the seasons change in Chelsea, many families begin reviewing their financial protections with an eye toward the future. The Walters Agency helps local residents navigate life insurance options that align with their personal goals and household needs. By offering clear guidance and personalized attention, they work to ensure each client understands the coverage choices available for their stage of life and budget. A typical first step is scheduling a no-obligation review of existing policies or a simple conversation about new policy needs.

PI
114 N Main St #2
Professional Insurance Associates
Life Insurance Agent · Chelsea, MI

Professional Insurance Associates serves individuals and families in Chelsea, Michigan, by assessing their needs for life insurance coverage. The agency specializes in helping clients understand term, whole, and universal life policy options to protect their financial future. It assists with planning for income replacement, final expenses, and mortgage protection. Beyond personal clients, the firm also offers guidance to businesses seeking key person or buy-sell life insurance solutions. Its services extend to local offices, warehouses, and food service operations.

CG
1250 S Main St #1b
Chelsea Group - Thrivent Financial
Life Insurance Agent · Chelsea, MI

Chelsea Group - Thrivent Financial serves Chelsea, Michigan, offering life insurance agents for residential coverage needs. The firm also assists local businesses with commercial policies to help protect their operations. Services extend throughout the Chelsea area, ensuring clients have convenient access to planning support for their financial futures. After an initial policy discussion, the team follows up to review any changes in life circumstances. Such regular contact between scheduled visits helps ensure coverage remains aligned with personal goals.

What Does a a Life Insurance Agent in Chelsea Cost?

A typical term life policy for a healthy 35 year old in Michigan costs between 20 and 40 dollars per month for 500,000 dollars of coverage. Whole life premiums are higher often starting at 100 dollars per month for the same amount. Costs vary by age health coverage amount and policy type. This is general information not insurance advice.

About life insurance agents in Chelsea

Life insurance agents in Chelsea Michigan help residents protect their families with term whole and universal life policies. Michigan law requires agents to hold a valid state license and follow the Michigan Insurance Code. Local agents can explain how Michigan estate recovery laws may affect policy beneficiaries.

Frequently Asked Questions

What is the difference between term and whole life insurance in Chelsea Michigan?

Term life insurance covers you for a set period like 10 or 20 years and has lower premiums. Whole life insurance provides lifetime coverage and builds cash value. A Chelsea agent can help you choose based on your budget and goals.

How do I verify a life insurance agent license in Michigan?

You can check an agents license status on the Michigan Department of Insurance and Financial Services website. Licensed agents must complete continuing education every two years. Always confirm the agent is authorized to sell insurance in Michigan.

Do I need a medical exam for life insurance in Chelsea Michigan?

Many policies require a medical exam to determine your health rating and premium. Some insurers offer no exam policies for smaller coverage amounts. An agent can explain which options are available based on your health history.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.