The top-rated life insurance agent in Allen Park, Michigan is Smith Insurance Group, rated 4.9 stars across 541 reviews. Other highly rated options include Leonard Crosby - State Farm Insurance Agent, John G. Parr: Allstate Insurance, Dawn Pullis - State Farm Insurance Agent. This directory lists 15 life insurance agents serving Allen Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Smith Insurance Group | 8258 Allen Rd | (313) 278-3800 |
| 2 | Leonard Crosby - State Farm Insurance Agent | 6721 Park Ave | (313) 382-8650 |
| 3 | John G. Parr: Allstate Insurance | 6537 Allen Rd | (313) 381-4500 |
| 4 | Dawn Pullis - State Farm Insurance Agent | 9803 Reeck Rd ste b | (313) 551-4707 |
| 5 | L.A. Insurance | 19351 Ecorse Rd | (313) 381-2222 |
| 6 | Community Life Agency | 7344 Allen Rd Suite 100 | (734) 686-8497 |
| 7 | Justin Listman - State Farm Insurance Agent | 17237 Ecorse Rd | (313) 749-9997 |
| 8 | Goodwin, Lademan and Associates, Inc. | 6736 Allen Rd | (734) 287-2400 |
| 9 | State Farm Insurance | 6721 Park Ave | (313) 381-7700 |
| 10 | Dan Smith Insurance | 8258 Allen Rd | (313) 278-3800 |
Smith Insurance Group, serving Wayne County and the metro Detroit area from Allen Park, MI, provides professional life insurance agent services. The agency works with clients to select appropriate coverage that fits their personal financial circumstances and family protection needs. Policy options help address important considerations such as income replacement and final expense planning. Smith Insurance Group handles term life insurance and whole life insurance for local residents.
Leonard Crosby - State Farm Insurance Agent offers a full range of life insurance products, including term, whole, and universal life policies. The office also provides annual policy reviews and beneficiary updates to help ensure coverage aligns with changing life circumstances. Additional services include financial needs analyses and assistance with claims processing. This Allen Park, MI agency serves homeowners with individual plans, as well as renters seeking protection. Its commercial client base includes small retail shops and local restaurants requiring business life insurance solutions.
John G. Parr: Allstate Insurance serves homeowners, renters, and individuals in Allen Park, Michigan, who are seeking life insurance coverage. The agency helps clients understand term life and whole life policy options to provide financial protection for their families. It also assists with reviewing existing coverage to ensure it meets changing needs. Customers in nearby communities such as Southgate, Wyandotte, and Lincoln Park can also access these services for their life insurance planning needs.
Dawn Pullis - State Farm Insurance Agent serves Allen Park, Michigan, and the surrounding Downriver communities. It handles life insurance policies designed to protect families from financial hardship. The agency helps clients understand term and permanent coverage options so they can make informed decisions for their specific needs. A typical job begins with a careful review of the client’s personal situation, followed by a straightforward comparison of plans to match coverage with long-term goals.
Serving Allen Park, Michigan, and the surrounding Downriver communities, L.A. Insurance handles the essential task of helping clients select appropriate life insurance policies. The company assists with term, whole, and universal life options to meet different financial needs and family protection goals. Each client encounter begins with a detailed review of personal circumstances and budget. The general approach it uses to handle a typical job involves thoroughly explaining policy features and benefits tailored to the individual’s long-term planning objectives.
Community Life Agency specializes in life insurance products, including term and whole life policies, to help individuals and families secure financial protection. It serves the Allen Park, Michigan area with guidance on coverage options tailored to personal needs. The agency assists clients in planning for long-term goals and unexpected events. It can evaluate life insurance needs when preparing for significant life changes, such as the start of a new fiscal year or upcoming seasonal employment shifts.
Justin Listman - State Farm Insurance Agent in Allen Park, MI helps clients distinguish between a one-time term life policy, which provides coverage for a set period, and recurring options like whole life insurance that build cash value over a lifetime. The agency focuses on tailoring coverage to individual financial goals and family protection needs, ensuring clients understand the long-term implications of their choices. Service operates on a scheduled basis, with assigned policy reviews or renewals occurring as needed.
As residents of Allen Park begin to review their financial plans for the new year, securing adequate life insurance coverage becomes a practical concern. Goodwin, Lademan and Associates, Inc. serves this local need by guiding clients through available policy options for income replacement and final expenses. Their process typically begins with an initial consultation to assess personal coverage requirements.
State Farm Insurance in Allen Park, Michigan helps clients choose between one-time policy purchases for specific needs and ongoing coverage that requires regular premium payments. The agency provides life insurance options designed to protect beneficiaries financially in the event of the policyholder’s death. Services for new policies and adjustments to existing coverage are available on either a one-time or as-needed basis, with scheduled reviews typically recommended for long-term plans.
Dan Smith Insurance offers life insurance planning and policy services to individuals and families throughout the Allen Park, MI area. Its agents work to help clients choose appropriate coverage that meets long-term financial and protection goals. The company also specializes in supplemental life products that can be added to existing policies for broader security. Beyond personal coverage, the firm is able to assist commercial clients, including those operating offices, warehouses, and food service establishments, with their business-related life insurance needs.
What Does a a Life Insurance Agent in Allen Park Cost?
Life insurance costs in Michigan vary by age, health, and coverage amount. A healthy 35 year old might pay $25 to $50 per month for a 20 year term policy with $250,000 in coverage. Older individuals or those with health conditions may pay higher premiums. This is general information and not insurance advice.
About life insurance agents in Allen Park
Life insurance agents in Allen Park, Michigan help residents find coverage to protect their families. Michigan law requires agents to hold a valid state license and follow specific disclosure rules. Local agents understand the needs of Allen Park families and can explain policy options clearly.
Frequently Asked Questions
What license does a life insurance agent need in Michigan?
An agent must hold a valid Michigan resident insurance producer license. This requires passing a state exam and completing continuing education every two years.
How long do I have to review a life insurance policy in Michigan?
Michigan law gives you a free look period of at least 10 days after you receive the policy. You can cancel for a full refund during this time.
What types of life insurance are common in Allen Park?
Common types include term life, whole life, and universal life insurance. Term life covers you for a set period, while whole life provides permanent coverage with a cash value component.
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