The top-rated life insurance agent in Novi, Michigan is Steve Karagatsoulis - State Farm Insurance Agent, rated 5.0 stars across 286 reviews. Other highly rated options include Highstreet Autumn Insurance & Benefits, Malinda Mims - State Farm Insurance Agent, Kristin Faber: Allstate Insurance. This directory lists 18 life insurance agents serving Novi.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Steve Karagatsoulis - State Farm Insurance Agent | 39915 Grand River Ave Ste 550 | (248) 477-8383 |
| 2 | Highstreet Autumn Insurance & Benefits | 27333 Meadowbrook Rd Ste 230 | (248) 478-1177 |
| 3 | Malinda Mims - State Farm Insurance Agent | 42020 Grand River Ave # A | (248) 380-6446 |
| 4 | Kristin Faber: Allstate Insurance | 43343 Grand River Ave | (248) 344-0460 |
| 5 | Jason Levy Agency | 28550 Cabot Dr # 100 | (248) 519-7787 |
| 6 | Baty Agency, Inc. | 27333 Meadowbrook Rd Ste 230 | (248) 553-7570 |
| 7 | Comparion Insurance Agency | 44244 W 12 Mile Rd Building A, Suite 150 | (248) 489-4291 |
| 8 | Acrisure Novi, MI (NuStar Insurance Agency) | 39555 Orchard Hill Pl #130 | (248) 380-6190 |
| 9 | Jeff Haar Agency, LLC: Allstate Insurance | 39853 Grand River Ave | (248) 380-4664 |
| 10 | L.A. Insurance | 31158 Beck Rd | (248) 669-2020 |
Steve Karagatsoulis - State Farm Insurance Agent in Novi, Michigan, provides life insurance services to individuals and families throughout Oakland County. The agency helps clients select term or whole life policies to protect loved ones and secure financial futures. Each policy is tailored to cover mortgages, education costs, or final expenses. The office handles policy adjustments and beneficiary updates as life circumstances change. This location also offers consultations for adding accidental death or disability riders.
Highstreet Autumn Insurance & Benefits in Novi, MI provides a selection of life insurance policies designed to protect local families and individuals. It offers guidance in choosing term or permanent plans and assists with ongoing policy reviews to ensure coverage adapts to changing needs. Appointment scheduling and claims support are part of the service. This agency works with clients who own single-family homes, apartments, retail spaces, and restaurants.
Homeowners, young families, and professionals in Novi, Michigan turn to Malinda Mims - State Farm Insurance Agent for their life insurance needs. This agency helps clients understand term life, whole life, and universal life policies to protect their households from financial loss. They guide individuals in selecting coverage that fits their long-term budgets and dependents’ needs. Services also include policy reviews and beneficiary updates. The agent serves Novi and surrounding areas, including the nearby community of Walled Lake.
Serving Novi and the surrounding communities in southeast Michigan, Kristin Faber: Allstate Insurance provides life insurance agent services. The agency assists individuals and families with navigating policy options to protect their financial futures. They help clients understand coverage needs and find plans that fit personal budgets. The company builds each plan after thoroughly reviewing the client's current situation and long-term goals. They accomplish this by maintaining open communication and offering clear comparisons between different available policies.
Jason Levy Agency serves individuals and families in Novi, Michigan, by explaining the difference between one-time term policies and permanent coverage that requires ongoing premium payments. As a life insurance agent, the agency helps clients assess their financial obligations and long-term goals to select appropriate death benefit amounts. Service runs on either a one-time basis for simpler term policies or on a scheduled annual review cycle for more complex permanent plans requiring periodic adjustments.
Baty Agency, Inc. specializes in assessing individual life insurance needs for families and small business owners, serving clients in Novi, Michigan. The agency provides guidance on term and permanent policies to create tailored coverage solutions. Its general service work includes evaluating existing policies and explaining different plan structures to local residents. With the arrival of a new child or the purchase of a first home, Baty Agency helps families plan for the long-term financial security that these major life changes demand.
Comparion Insurance Agency in Novi, Michigan provides specialized life insurance plan reviews and policy comparisons to help clients select appropriate coverage. It also assists with beneficiary designations, policy updates, and routine insurance inquiries for existing and new customers alike. The agency addresses financial protection needs for families and individuals throughout the area. As the winter holiday season approaches, many people seek guidance on confirming that their life insurance policies adequately cover increased travel or family gatherings.
As families in Novi review their financial plans for the year ahead, a reliable life insurance policy can provide essential peace of mind. Acrisure Novi, MI, operating as NuStar Insurance Agency, works with local residents to identify suitable life insurance products that match their long-term needs and budgets. Their team takes time to explain different policy structures clearly. The process typically begins with an in-person consultation where an agent reviews the client’s current coverage and financial goals before scheduling a full needs assessment.
Jeff Haar Agency, LLC: Allstate Insurance helps individuals and families in Novi, Michigan select life insurance policies to protect their financial futures. It also coordinates additional coverage options such as accidental death benefits and term life plans. The agency works with clients to develop personalized strategies for beneficiaries. It serves small commercial sectors including local offices, warehouse operations, and food service businesses.
As the seasons change in Novi, Michigan, many residents review their financial plans to ensure loved ones are protected. L.A. Insurance provides guidance on life insurance policies tailored to local needs. The agent takes time to explain different coverage types, helping clients in the community understand how to secure their family's future effectively. This straightforward process begins with an initial consultation, where the agent reviews each client's personal situation to recommend an appropriate policy for their specific circumstances.
What Does a a Life Insurance Agent in Novi Cost?
Life insurance costs in Michigan depend on age health coverage amount and policy type. A healthy 35 year old in Novi might pay 20 to 40 dollars per month for a 20 year 500000 dollar term policy. Whole life premiums can range from 100 to 300 dollars per month for similar coverage. Costs vary by individual case and insurer. This is general information not insurance advice.
About life insurance agents in Novi
Life insurance agents in Novi Michigan help residents and businesses find coverage that fits their needs and budget. Michigan insurance law requires agents to be licensed by the state and follow specific regulations for policy disclosures and replacement rules. Local agents can guide you through term life whole life and universal life options available in Novi.
Frequently Asked Questions
What license does a life insurance agent in Novi need?
In Michigan life insurance agents must hold a valid resident or non-resident license issued by the Michigan Department of Insurance and Financial Services. They must complete continuing education courses every two years to maintain their license.
How long does it take to get a life insurance policy in Novi?
The timeline varies by policy type. Term life policies often take 2 to 6 weeks if medical exams are needed. Simplified issue policies may be approved in a few days. Michigan law allows a free look period of 10 days after you receive the policy.
What life insurance types are common for Novi families?
Term life insurance is popular for temporary coverage like mortgage protection. Whole life and universal life policies offer permanent coverage with cash value growth. Many Novi agents also offer indexed universal life and final expense policies.
Life Insurance Agents in Other Michigan Cities
Adrian · Allen Park · Ann Arbor · Auburn Hills · Battle Creek · Bay City · Birmingham · Bloomfield Hills · Brighton · Byron Center · Canton Township · Charlotte · Chelsea · Clinton Township · Commerce Township