The top-rated life insurance agent in Mt Clemens, Michigan is National Senior Insurance Services, rated 5.0 stars across 283 reviews. Other highly rated options include Courtney Seibold - State Farm Insurance Agent, Olmstead Insurance Group, Goosehead Insurance - Austin Moussa. This directory lists 19 life insurance agents serving Mt Clemens.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | National Senior Insurance Services | 85 N Main St | (800) 678-9780 |
| 2 | Courtney Seibold - State Farm Insurance Agent | 102 North Ave | (586) 263-7500 |
| 3 | Olmstead Insurance Group | 2 Crocker Blvd #302 | (586) 465-3473 |
| 4 | Goosehead Insurance - Austin Moussa | 148 S Main St | (586) 267-0338 |
| 5 | Steve Guc - State Farm Insurance Agent | 281 Southbound Gratiot Ave | (586) 469-6400 |
| 6 | Wilfinger Health & Life | 79 Macomb Pl | (586) 604-7632 |
| 7 | Goosehead Insurance - Mark Valvano | 44 1st St Suite A | (586) 944-7741 |
| 8 | Atkinson Insurance Group | 132 Cass Ave | (586) 557-8084 |
| 9 | Prosperity Insurance Partners, Inc. | 15 N Walnut St #203 | (586) 489-3993 |
| 10 | VanTol & Vitelli Insurance Group | 44 1st St | (586) 772-0650 |
National Senior Insurance Services serves the Mt Clemens area of Macomb County, offering life insurance agent services for local residents. The company helps clients navigate policy options to meet their financial planning needs. This typically involves assessing individual coverage requirements and explaining the differences between term and whole life policies. Common services handled in this area include final expense insurance and permanent life insurance for seniors.
Courtney Seibold - State Farm Insurance Agent in Mt Clemens, MI provides life insurance policies designed to help protect families financially. The agency offers term and whole life options as part of its standard coverage portfolio. Clients can review their current policies or explore new plans during scheduled consultations. The office also assists with claims and policy changes as needed over time. This agent services individual homeowners, apartment renters, local retail businesses, and independently owned restaurants across the surrounding area.
Homeowners, families, and individuals in Mt Clemens, MI turn to Olmstead Insurance Group for life insurance agent services. The office helps clients understand their coverage options for financial protection and future planning. Policy considerations include term life, whole life, and final expense plans tailored to personal needs. The agency also serves businesses seeking employee benefits and key person insurance strategies. Beyond Mt Clemens, Olmstead Insurance Group extends its services to the neighboring community of Harrison Township and the surrounding Macomb County metro area.
Goosehead Insurance - Austin Moussa in Mt Clemens, Michigan provides life insurance consulting as well as policy selection and enrollment services for individuals and families. It offers ongoing account management, including annual plan reviews and assistance with beneficiary updates or policy adjustments as life circumstances change. This agency helps clients secure financial protection for their dependents and final expenses. Its services cover single-family homes and apartments located throughout the local area.
Offering both one-time and recurring service options, this Mt Clemens, MI agency provides life insurance coverage tailored to local residents. The agent evaluates client needs to recommend suitable policy terms and benefit amounts, helping protect families and businesses from financial loss. Common coverage options address income replacement, final expenses, and debt protection, empowering clients to plan for major life events. Policy review and adjustment are available as circumstances change. Service runs on a one-time or as-needed basis, depending on the specific policy type and client preference.
Wilfinger Health & Life in Mt Clemens, MI specializes in life insurance agents, offering policies that provide financial protection for families and individuals. The agency also delivers general insurance services, helping clients understand coverage options tailored to their needs. Guiding customers through policy selection and claims processes, it supports long-term planning for dependents. As the winter season approaches, the firm assists local residents in reviewing their life insurance policies to ensure coverage addresses new household changes, such as a marriage or the birth of a child.
As winter weather approaches in Mt Clemens, MI, residents often begin reviewing their financial safety nets, which is where Goosehead Insurance - Mark Valvano assists as a life insurance agent. The agency helps local individuals and families evaluate coverage options that can provide stability for loved ones. Mark Valvano works with clients to explain how policies might address long-term needs and protection against unforeseen events. The initial step is a complimentary consultation to review current coverage and discuss potential gaps in protection.
Atkinson Insurance Group provides life insurance coverage and related risk management services to individuals and families throughout Mt Clemens, MI. The agency specializes in term life, whole life, and universal life policy options to address diverse financial planning needs. Comprehensive living benefits and accelerated death benefit riders are also offered to enhance policyholder protection for chronic or critical illnesses. Commercial clients such as downtown offices, suburban warehouses, and local food service operations can secure key person and buy-sell coverage from this agent.
VanTol & Vitelli Insurance Group in Mt Clemens, MI, is known for guiding clients through the complexities of life insurance, offering term, whole, and universal life policies. These agents take the time to match each customer’s coverage with their long-term financial goals and personal circumstances. The firm regularly reviews existing policies to ensure coverage still fits changing needs. Clients may also add optional accidental death coverage to their life insurance.
What Does a a Life Insurance Agent in Mt Clemens Cost?
Typical costs for life insurance in Michigan vary by age health and coverage amount. A healthy 35 year old might pay 25 to 50 dollars per month for a 20 year term policy with 500 thousand dollars in coverage. Older applicants or those with health conditions may pay higher premiums. Whole life policies generally cost more but build cash value. This is general information not insurance advice.
About life insurance agents in Mt Clemens
Life insurance agents in Mt Clemens Michigan help residents and businesses find coverage that fits their needs. Michigan insurance law requires agents to be licensed by the state and follow specific disclosure rules. Local agents understand the community and can guide you through term life whole life and universal life options.
Frequently Asked Questions
What license does a life insurance agent in Mt Clemens need?
In Michigan life insurance agents must hold a valid resident license issued by the Michigan Department of Insurance and Financial Services. They must complete pre licensing education and pass a state exam. You can verify an agents license on the DIFS website.
How long does it take to get a life insurance policy in Michigan?
The process usually takes a few days to several weeks depending on the policy type and your health. Michigan law allows a free look period of at least 10 days after you receive the policy. During this time you can cancel for a full refund.
Are there Michigan specific rules for life insurance beneficiaries?
Yes Michigan law allows you to name any person or entity as a beneficiary. If you do not name a beneficiary the death benefit goes to your estate. Michigan also has a slayer statute that prevents a person who causes your death from receiving benefits.
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