The top-rated life insurance agent in Macomb, Michigan is Aaron Seitz - State Farm Insurance Agent, rated 5.0 stars across 302 reviews. Other highly rated options include Justin Ables - State Farm Insurance Agent, Tammy Johnson - State Farm Insurance Agent, Alcon Insurance Services. This directory lists 14 life insurance agents serving Macomb.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Aaron Seitz - State Farm Insurance Agent | 16392 26 Mile Rd | (586) 992-1175 |
| 2 | Justin Ables - State Farm Insurance Agent | 51098 Romeo Plank Rd | (586) 846-2220 |
| 3 | Tammy Johnson - State Farm Insurance Agent | 48836 Romeo Plank Rd | (586) 738-6385 |
| 4 | Alcon Insurance Services | 53230 Abraham Dr | (586) 467-5775 |
| 5 | AAA Insurance - Ron Steffens Agency | 50798 Romeo Plank Rd | (586) 954-2461 |
| 6 | Tom Mazzola - State Farm Insurance Agent | 45150 North Ave | (586) 948-5600 |
| 7 | Steven Fedenis: Allstate Insurance | 21908 23 Mile Rd | (586) 646-2110 |
| 8 | AAA Insurance - Barker Agency | 15425 Hall Rd | (586) 333-5933 |
| 9 | Markus Insurance | 46401 Romeo Plank Rd # 3A | (586) 228-1313 |
| 10 | Farm Bureau Insurance - Jennifer Essak | 45200 Card Rd Suite 112 | (586) 788-7881 |
Aaron Seitz - State Farm Insurance Agent serves Macomb County, Michigan, focusing on life insurance services for area residents. The agency helps individuals and families explore life insurance options that can offer financial protection for their beneficiaries. Policyholders receive guidance on coverage amounts and policy types that align with long-term planning needs. Common conversations include term life and whole life insurance solutions for clients in Macomb.
Justin Ables - State Farm Insurance Agent in Macomb, MI, offers a range of life insurance policies designed to help individuals and families secure financial protection. The office provides ongoing policy reviews and updates to ensure coverage aligns with changing life circumstances. These service plans include beneficiary adjustments, policy modifications, and claims assistance. The agency serves single-family homes, apartments, retail establishments, and restaurants throughout the local area.
Tammy Johnson - State Farm Insurance Agent in Macomb, MI serves local homeowners and families seeking life insurance coverage to protect their financial futures. The agency helps clients navigate policy options for term and whole life plans that provide income replacement and final expense benefits. Personalized consultations are offered to assess individual needs and tailor suitable protection strategies for different stages of life. The office also extends its services to residents in the neighboring community of Clinton Township within Macomb County.
Alcon Insurance Services in Macomb, MI distinguishes between one-time life insurance policies and recurring coverage options, such as term or whole life plans. The company assists clients in understanding how life insurance provides financial protection for beneficiaries after the policyholder’s death. Service appointments are available on a one-time, scheduled, or as-needed basis, depending on the policy type selected and the client’s preferences for reviewing or updating their coverage.
AAA Insurance - Ron Steffens Agency serves Macomb, Michigan, and the surrounding communities in Macomb County. It handles life insurance policies designed to help individuals and families protect their financial future. These include term life and permanent life insurance options. The agency generally works with clients by first reviewing their personal coverage needs and financial goals. It then presents policy choices that fit those specific requirements, guiding each client through the application and underwriting process.
As Macomb residents begin to consider their financial security for the approaching year, they often look to review their family’s protection plans. Tom Mazzola - State Farm Insurance Agent offers individualized guidance for life insurance policies tailored to local needs. An agent works directly with clients to explain policy options that can cover final expenses or provide income replacement for dependents. Initial consultations typically begin with a no-pressure review of current coverage and an assessment of personal goals.
Steven Fedenis: Allstate Insurance offers specialized life insurance policies for income replacement and final expense planning. It also handles general insurance needs such as auto, home, and umbrella coverage for residents of Macomb, MI. The agency works with clients to evaluate their financial goals, including college savings and debt protection. Each policy is tailored to individual circumstances. During the fall, it assists homeowners with reviewing coverage for seasonal risks like winter storm damage and holiday travel liability.
AAA Insurance - Barker Agency in Macomb, MI provides life insurance agent services, specializing in helping individuals and families select appropriate coverage options designed to protect financial futures. Their agents work to match clients with suitable term life or whole life policies based on personal circumstances and goals. The agency can assist commercial enterprises such as offices, warehouses, and food service operations in securing necessary coverage for business continuity and employee benefit needs.
Markus Insurance provides life insurance services to residential clients in and around Macomb, MI, helping families secure financial protection. The agency also offers commercial coverage options for local business owners seeking similar safeguards for their operations. Working throughout the Macomb area, the agent assists customers in selecting appropriate policies for their individual needs and circumstances. Following the initial policy placement, clients receive ongoing support and can schedule follow-up consultations to review coverage between regular service visits.
Farm Bureau Insurance - Jennifer Essak is known for providing life insurance coverage in Macomb, MI, offering a range of policies designed to protect families and individuals against financial uncertainty. This agency assists clients in selecting term life or whole life plans that fit their budgets and long-term needs. Navigating coverage options, they help assess beneficiaries and policy amounts based on personal goals. In addition to standard term and permanent policies, they can add an Accidental Death Benefit rider for extra protection.
What Does a a Life Insurance Agent in Macomb Cost?
The cost of a life insurance policy in Macomb Michigan depends on age health coverage amount and policy type. A healthy 35-year-old might pay 25 to 50 dollars per month for a 20-year 250000 dollar term policy. Whole life policies cost more often 100 to 300 dollars per month for similar coverage. Rates vary by carrier and individual risk factors. This is general information not insurance advice.
About life insurance agents in Macomb
Life insurance agents in Macomb Michigan help residents find coverage to protect their families and meet financial goals. Michigan law requires agents to hold a valid state license and follow regulations from the Michigan Department of Insurance and Financial Services. Local agents can guide you through policy options for income replacement mortgage protection and final expenses.
Frequently Asked Questions
What license does a life insurance agent in Macomb need?
A life insurance agent in Michigan must hold a valid resident producer license from the Michigan Department of Insurance and Financial Services. This requires completing pre-licensing education and passing the state exam. Agents must also complete continuing education every two years to renew their license.
How long do I have to file a life insurance claim in Michigan?
Michigan does not have a specific statutory deadline for filing a life insurance claim but most policies require prompt notification. The insurer must pay valid claims within 60 days after receiving proof of death according to Michigan law. Delays beyond this may require the insurer to pay interest.
Can a life insurance agent in Macomb help with final expense policies?
Yes many Macomb agents offer final expense or burial insurance policies. These are smaller whole life policies typically between 5000 and 50000 dollars. They do not require a medical exam and are designed to cover funeral costs and other end-of-life expenses.
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