The top-rated life insurance agent in Livonia, Michigan is Loyalty Insurance, rated 4.9 stars across 462 reviews. Other highly rated options include Kevin Mlynek - State Farm Insurance Agent, Cheryl Bowker: Allstate Insurance, Perfect Price Insurance Agency. This directory lists 20 life insurance agents serving Livonia.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Loyalty Insurance | 39209 Six Mile Rd # 200 | (734) 454-5450 |
| 2 | Kevin Mlynek - State Farm Insurance Agent | 17318 Farmington Rd | (734) 744-6150 |
| 3 | Cheryl Bowker: Allstate Insurance | 31221 Five Mile Rd | (734) 525-9610 |
| 4 | Perfect Price Insurance Agency | 13740 Merriman Rd | (734) 743-1042 |
| 5 | David DeLuca - State Farm Insurance Agent | 11756 Newburgh Rd | (734) 432-3900 |
| 6 | Metro Agency, Inc. | 32646 Five Mile Rd | (734) 522-3900 |
| 7 | Compass Insurance Agency | 33723 Five Mile Rd | (833) 568-6499 |
| 8 | AAA Insurance - Waely Insurance Agency | 28436 Joy Rd | (313) 998-3553 |
| 9 | AAA Life Insurance Company | 17900 N Laurel Park Dr | (888) 422-7020 |
| 10 | AAA Insurance - Mark Ismail Insurance Agency | 33539 Plymouth Rd | (734) 742-5650 |
Loyalty Insurance serves the Livonia area as a local life insurance agent. The company helps clients evaluate their financial protections and future planning needs. They focus on offering policies that provide financial security for families after an unexpected loss. Their work includes term life and whole life insurance options found in this region. The Livonia agency assists customers with selecting permanent life coverage for lifelong needs.
Kevin Mlynek - State Farm Insurance Agent serves clients in Livonia, Michigan, and the surrounding communities in Wayne County. The agency handles a full range of life insurance products designed to help individuals and families protect their financial future. It also addresses related coverage needs such as final expense planning and income replacement for survivors. To complete a typical job, the agent meets with clients to review their current situation and future goals, then tailors a policy recommendation based on their specific needs and budget.
Serving homeowners, renters, and small business owners in Livonia, Cheryl Bowker: Allstate Insurance provides life insurance policies designed to offer financial protection for families. The agency helps clients navigate term, whole, and universal life options to secure beneficiaries against unexpected loss. Policyholders receive local support for reviewing coverage needs and managing claims. The agency also serves clients in nearby Redford Township.
Perfect Price Insurance Agency in Livonia, MI specializes in providing term and whole life policies designed to build family financial security. It also assists clients with estate planning and income replacement strategies. The agency works closely with individuals and small business owners to assess their long-term coverage needs. As the winter holiday season approaches, Perfect Price helps families review their existing policies to ensure adequate protection during increased travel and seasonal spending.
David DeLuca - State Farm Insurance Agent in Livonia, MI provides life insurance coverage that can be chosen as either a one-time term policy or a recurring whole life policy, each offering different durations and cash value potential. Protecting families against financial loss, these policies help cover final expenses or replace lost income. Service options function on a scheduled basis for reviewing policy needs with clients each year or upon a life change.
As the seasons shift in Livonia, many residents begin reviewing their financial plans to ensure long-term security for their families. Metro Agency, Inc. offers life insurance policies that help protect loved ones from unexpected hardships. Their agents work closely with clients to understand personal goals and recommend appropriate coverage amounts. Every discussion considers current obligations and future aspirations. For those considering a policy, the process begins with a complimentary consultation to assess individual needs and explain available options.
Compass Insurance Agency in Livonia, Michigan provides personalized guidance for individuals and families seeking life insurance coverage. Its advisors help clients understand term, whole, and universal policy options to match financial goals and long-term needs. For business owners, the agency offers key person and buy-sell agreement support designed to protect company continuity. These services extend to various commercial sectors, including corporate offices, warehouse facilities, and food service establishments in the greater Livonia area.
AAA Insurance - Waely Insurance Agency serves the Livonia area with life insurance options for residential clients, helping families secure financial protection for their futures. The agency also extends commercial life coverage to businesses in the region, ensuring employees and key stakeholders are covered. With services available throughout Livonia, the team schedules regular follow-ups between visits to review policy needs and address any changes.
AAA Life Insurance Company in Livonia, MI provides a full range of life insurance agent services, including policy selection, risk assessment, and beneficiary planning. It offers ongoing account reviews and plan adjustments to help clients maintain appropriate coverage as personal circumstances evolve. These services are available for individuals and families seeking financial protection, as well as for small business owners needing key person or buy-sell coverage. The company serves single-family homes, apartments, retail locations, and restaurants.
AAA Insurance - Mark Ismail Insurance Agency in Livonia, MI is known for assisting individuals and families with life insurance coverage that supports long-term financial planning. The agency provides a range of term and permanent life policies to help protect beneficiaries against unexpected loss. Its services address income replacement, mortgage protection, and final expense needs for local clients. The agency can also add on specialized coverage options such as universal life policies with flexible premiums and cash value growth features.
What Does a a Life Insurance Agent in Livonia Cost?
Life insurance costs in Michigan vary based on age health coverage amount and policy type. A healthy 35-year-old might pay 20 to 40 dollars per month for a 20-year 250000 dollar term policy. Older applicants or those with health conditions may pay more for whole life or guaranteed issue policies. This is general information and not insurance advice.
About life insurance agents in Livonia
Life insurance agents in Livonia Michigan help residents choose coverage that protects their families and meets state requirements. Michigan law does not require life insurance but agents can explain how policies like term life and whole life work. Local agents understand the Livonia community and can guide you through the application and underwriting process.
Frequently Asked Questions
What types of life insurance do agents in Livonia offer?
Agents in Livonia typically offer term life whole life universal life and final expense policies. Term life provides coverage for a set period while whole life builds cash value over time. Your agent can explain which type fits your budget and goals.
Do I need a medical exam to get life insurance in Michigan?
Many life insurance policies require a medical exam but some offer no-exam options for smaller amounts. Michigan agents can help you find a policy that matches your health status. Always answer application questions honestly to avoid claim issues later.
How do Michigan life insurance laws affect my policy?
Michigan has a free look period of 10 days after you receive a policy during which you can cancel for a full refund. The state also requires insurers to pay claims within 30 days after receiving proof of death. An agent can explain these protections and other Michigan-specific rules.
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