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Looking for a life insurance agent in Lapeer? Review the directory below to compare your options.
18 agents listed
Updated May 2026
Lapeer, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 18 life insurance agents in Lapeer, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Osentoski Ins Agency LLC
340 W Nepessing St, Lapeer, MI 48446
(810) 664-6980
oiagency.biz
Whitney Insurance Agency
1135 S Lapeer Rd, Lapeer, MI 48446
(810) 969-4511
whitneyinsurance.net
The Lapeer Agency
145 E Nepessing St, Lapeer, MI 48446
(810) 664-2966
lapeeragency.com
Pat Cronin - State Farm Insurance Agent
148 W Park St, Lapeer, MI 48446
(810) 664-1711
patcronin.net
Nustar Insurance
524 Imlay City Rd, Lapeer, MI 48446
(810) 667-4557
nustarinsurance.net
VTC Insurance Group – Lapeer
168 N Saginaw St A, Lapeer, MI 48446
(810) 664-1421
vtcins.com
Clare Longoria - State Farm Insurance Agent
814 S Main St Ste 5, Lapeer, MI 48446
(810) 664-5822
clarelongoria.com
Thumb Insurance Agency Inc. formerly Sam Heron Insurance Agency
301 W Genesee St #100, Lapeer, MI 48446
(810) 664-0836
thumbinsurancegroup.com
Beasley Insurance Agency
891 Baldwin Rd, Lapeer, MI 48446
(810) 660-7725
meemic.com
Keith Byard - State Farm Insurance Agent
947 Baldwin Rd, Lapeer, MI 48446
(810) 664-8925
keithbyard.com
Kriss Klaus: Primerica - Financial Services
342 W Park St, Lapeer, MI 48446
(810) 667-4110
reps.primerica.com
K.C. Insurance Agency Services LLC
359 W Nepessing St Suite A, Lapeer, MI 48446
(810) 664-8574
kcinsurancelapeer.com
Schank Insurance Agency - Farm Bureau Insurance
1658 Mayfield Rd, Lapeer, MI 48446
(810) 356-3114
schankinsuranceagency.com
FARM BUREAU INSURANCE, KEVIN OLIVER AGENCY
1112 S Lapeer Rd STE A, Lapeer, MI 48446
(810) 664-7102
kevinoliver-agency.com
Farm Bureau Insurance
800 West St STE A, Lapeer, MI 48446
(810) 538-5551
farmbureauinsurance-mi.com
Sweeten Insurance Solutions
441 Clay St Suite S, Lapeer, MI 48446
(810) 356-6404
sweeteninsurance.com
Farmers Insurance - Chad Warnke
444 N Court St Apt A, Lapeer, MI 48446
(248) 391-0000
agents.farmers.com
State Farm Insurance
947 Baldwin Rd, Lapeer, MI 48446
(810) 664-8925
Life insurance agents in Lapeer Michigan help residents find coverage to protect their families and assets. Michigan law requires agents to hold a valid state license and follow specific disclosure rules. Local agents understand the needs of Lapeer County residents including farm family and small business coverage options.
What Does a Life Insurance Agent in Lapeer Cost?
Life insurance costs in Michigan vary by age health and policy type. A healthy 35 year old might pay 25 to 50 dollars per month for a 20 year 250000 dollar term policy. Whole life policies can cost 100 to 300 dollars per month for similar coverage. Costs also depend on tobacco use and medical history. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent need in Michigan?
Agents must hold a Michigan resident insurance producer license for life insurance. They must complete pre licensing education and pass a state exam. Continuing education is required every two years to keep the license active.
How long do I have to file a life insurance claim in Michigan?
Michigan does not have a specific statute of limitations for life insurance claims but most policies require prompt notice. Beneficiaries should submit a claim as soon as possible after the insured dies. Delays can complicate the process.
Are life insurance proceeds taxable in Michigan?
Life insurance death benefits are generally not subject to Michigan income tax. The proceeds are paid to the beneficiary free of state tax. Interest earned on the proceeds may be taxable.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Michigan.