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HomeLife Insurance AgentsMichigan › Detroit

Find Life Insurance Agents Near You in Detroit, MI

Browse life insurance agents serving Detroit, Michigan. Updated 2026-07-14.

The top-rated life insurance agent in Detroit, Michigan is L.A. Insurance, rated 4.8 stars across 1,256 reviews. Other highly rated options include Crystal Robertson - State Farm Insurance Agent, State Farm Insurance, Premier Insurance Detroit. This directory lists 20 life insurance agents serving Detroit.

Showing 20 life insurance agents in Detroit, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1L.A. Insurance13545 W Seven Mile Rd(313) 340-4444
2Crystal Robertson - State Farm Insurance Agent7100 Seven Mile W(313) 340-9000
3State Farm Insurance7100 W Seven Mile Rd(313) 340-9000
4Premier Insurance Detroit15363 Livernois(313) 342-4100
5Lifestyle Safety Insurance Agency19304 Wyoming Ave(313) 472-5347
6J. Healan Baker Agency645 Griswold St # 2015(313) 963-0480
7Nemecek Agency1420 Washington Blvd STE 300(313) 771-5619
8Family Auto Insurance Agency6442 Michigan Ave(313) 285-9042
9Long Insurance Services, LLC3031 W Grand Blvd #529(313) 873-0300
10Gilead Insurance Agency18323 W McNichols Rd(313) 533-3220
LI
13545 W Seven Mile Rd
L.A. Insurance
Life Insurance Agent · Detroit, MI

L.A. Insurance in Detroit, Michigan, serves residents by offering life insurance policies tailored for household financial protection. Commercial coverage is also available for small and large Detroit-area businesses requiring key person or buy-sell plans. The agency’s service area covers the entire city and its immediate surrounding communities. Clients often return for periodic policy reviews to adjust coverage following life events. Follow-up visits between regular annual check-ins help ensure beneficiaries remain correctly listed and benefit amounts stay appropriate.

CR
7100 Seven Mile W
Crystal Robertson - State Farm Insurance Agent
Life Insurance Agent · Detroit, MI

Crystal Robertson - State Farm Insurance Agent serves the Detroit, Michigan metro area with life insurance agent services. She assists local residents in navigating their financial protection needs through policy selection and coverage options. Life insurance helps Detroit families manage income replacement and final expense planning. Her office provides tailored consultations to address individual risk assessment and beneficiary designations. The agent handles term life policies and whole life insurance solutions for clients in this region.

SF
7100 W Seven Mile Rd
State Farm Insurance
Life Insurance Agent · Detroit, MI

State Farm Insurance is known for helping individuals and families in Detroit, Michigan, secure their financial futures through tailored life coverage. The agency offers term life and whole life insurance policies designed to provide income replacement and final expense protection for local households. Clients receive guidance on selecting appropriate benefit amounts based on personal needs and budget. The service range also includes consultation on life insurance as part of a broader financial strategy. A specialty service this agency can add on is accidental death and dismemberment coverage for additional protection.

PI
15363 Livernois
Premier Insurance Detroit
Life Insurance Agent · Detroit, MI

Premier Insurance Detroit provides life insurance agent services to clients throughout the Detroit, MI area, helping individuals and families select appropriate coverage plans. The company assists with policy selection and ongoing service maintenance, ensuring clients understand their options for financial protection. It serves a variety of property types, including single-family homes, apartments, retail establishments, and restaurants seeking personal or business-related life coverage.

LS
19304 Wyoming Ave
Lifestyle Safety Insurance Agency
Life Insurance Agent · Detroit, MI

Lifestyle Safety Insurance Agency serves homeowners, businesses, and property managers in Detroit, Michigan, seeking life insurance coverage. The agency helps clients understand their policy options, including term and whole life plans. It works with local residents to secure financial protection for their loved ones and business interests. The team provides guidance on selecting appropriate coverage amounts based on individual needs. Lifestyle Safety Insurance Agency also serves clients in nearby Dearborn, extending its life insurance services across the metropolitan area.

JH
645 Griswold St # 2015
J. Healan Baker Agency
Life Insurance Agent · Detroit, MI

J. Healan Baker Agency serves the Detroit, Michigan area as a life insurance agent. Unlike one-time service providers who sell a single policy and depart, this agency offers ongoing coverage that adapts to changing client needs, such as marriage or children. A life insurance policy provides financial protection for beneficiaries, helping to cover final expenses or replace lost income. Clients may choose between term plans with temporary protection and permanent policies with lifelong coverage. Service runs on a scheduled basis, with periodic policy reviews and adjustments available as life circumstances change.

NA
1420 Washington Blvd STE 300
Nemecek Agency
Life Insurance Agent · Detroit, MI

Nemecek Agency serves the Detroit, Michigan area as a local resource for life insurance needs. The agency provides clients with guidance on selecting suitable coverage plans tailored to individual financial circumstances. Helping families secure their financial future is a primary focus, with attention given to both protection and long-term planning. Common consultations address term life policies for temporary income replacement and whole life options for building cash value and estate preservation.

FA
6442 Michigan Ave
Family Auto Insurance Agency
Life Insurance Agent · Detroit, MI

Family Auto Insurance Agency serves clients in Detroit, Michigan, and the surrounding communities of Wayne County, handling life insurance policies designed to provide financial protection for beneficiaries. It offers term and whole life coverage options that help families manage income replacement and final expense needs. The agency takes a consultative approach, reviewing individual client circumstances and budget constraints before recommending a suitable policy. This means it focuses on matching plan features with specific long-term financial goals during each in-person or phone appointment.

LI
3031 W Grand Blvd #529
Long Insurance Services, LLC
Life Insurance Agent · Detroit, MI
GI
18323 W McNichols Rd
Gilead Insurance Agency
Life Insurance Agent · Detroit, MI

Gilead Insurance Agency in Detroit, Michigan, provides term, whole, and universal life insurance policies. It assists clients in selecting appropriate coverage levels and beneficiaries. The agency also offers periodic policy reviews to adjust plans for major life changes. Its service includes helping customers understand policy riders, such as accidental death or waiver of premium provisions. Gilead Insurance Agency services single-family homes, multifamily apartments, retail storefronts, and local restaurants in the metro Detroit area.

LI
2922 W Grand Blvd
L.A. Insurance
Life Insurance Agent · Detroit, MI
(313) 871-0100
lainsurance.com
LI
3511 S Fort St
L.A. Insurance
Life Insurance Agent · Detroit, MI
(313) 294-2000
lainsurance.com
LI
19100 John R St
L.A. Insurance
Life Insurance Agent · Detroit, MI
(313) 891-9100
lainsurance.com
DI
1740 Michigan Ave
Diebold Insurance Agency
Life Insurance Agent · Detroit, MI
(313) 964-3750
dieboldinsurance.com
JM
6925 E Jefferson Ave
Jordan A. Mitchell Insurance Agency
Life Insurance Agent · Detroit, MI
(313) 451-6400
agents.farmers.com/mi/detroit/jordan-mitchell
AI
4465 Vernor Hwy
AAA Insurance - Wallace Family Insurance Agency
Life Insurance Agent · Detroit, MI
(313) 451-8667
locator.acg.aaa.com/mi/detroit/aaa-insurance-wallace-family-insurance-agency
LT
2621 W Grand Blvd
Lewis & Thompson Agency Incorporated
Life Insurance Agent · Detroit, MI
(313) 875-7555
lewis-thompson.net
RI
13030 W Seven Mile Rd
Reymac Insurance Group Agency
Life Insurance Agent · Detroit, MI
(313) 416-6000
TW
445 Field St #406
Tony with Senior Life Insurance Company
Life Insurance Agent · Detroit, MI
(313) 443-7602
LI
15400 W Grand River Ave Suite 10
Life Insurance Matters Agency
Life Insurance Agent · Detroit, MI
(313) 646-4008
lifeinsurancemattersagency.com

What Does a a Life Insurance Agent in Detroit Cost?

Life insurance costs in Michigan depend on your age health and policy type. A healthy 35 year old might pay 25 to 50 dollars per month for a 20 year term policy with 500 thousand dollars in coverage. Whole life policies typically cost 100 to 300 dollars per month for similar coverage. Premiums are higher in Detroit than in some rural areas due to local risk factors. This is general information and not insurance advice.

About life insurance agents in Detroit

Life insurance agents in Detroit Michigan help residents choose policies that protect their families. Michigan law requires all agents to hold a valid state license and follow strict disclosure rules. Agents can explain how Michigan insurance regulations affect your coverage options and premiums.

Frequently Asked Questions

What license does a life insurance agent need in Michigan?

In Michigan life insurance agents must hold a valid resident or non-resident license from the Michigan Department of Insurance and Financial Services. They must complete pre-licensing education and pass a state exam. You can verify an agents license on the DIFS website.

How long do I have to change my mind after buying a policy in Michigan?

Michigan law gives you a free look period of at least 10 days after you receive your life insurance policy. During this time you can cancel for a full refund. This rule applies to most individual life insurance policies sold in the state.

Do Detroit life insurance agents help with Michigan estate planning?

Many Detroit life insurance agents work with clients to coordinate policies with estate plans. They can help name beneficiaries and structure ownership to avoid Michigan probate. For complex estate needs they often recommend consulting a Michigan estate planning attorney.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.