The top-rated life insurance agent in Dearborn, Michigan is Aldais Insurance Group, rated 5.0 stars across 503 reviews. Other highly rated options include Reem Haidar - State Farm Insurance Agent, The Dean Agency, Firefly Insurance Agency. This directory lists 18 life insurance agents serving Dearborn.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Aldais Insurance Group | 3200 Greenfield Rd Suite 361 | (313) 925-6600 |
| 2 | Reem Haidar - State Farm Insurance Agent | 3159 S Telegraph Rd | (313) 278-1520 |
| 3 | The Dean Agency | 19855 Outer Dr W Suite 310W | (313) 464-0777 |
| 4 | Firefly Insurance Agency | 710 N Telegraph Rd | (313) 945-1832 |
| 5 | The Dearborn Agency Inc | 22691 Michigan Ave | (313) 562-8373 |
| 6 | Oxford Risk, LLC | 3200 Greenfield Rd #300 | (313) 765-1032 |
| 7 | Adam Soofi: Allstate Insurance | 3 Parklane Blvd Ste 407w | (313) 299-0540 |
| 8 | Firas Jezzini: Allstate Insurance | 24335 Ford Rd | (734) 446-4000 |
| 9 | Khalil Rammal - State Farm Insurance Agent | 936 N Telegraph Rd | (313) 562-4062 |
| 10 | LeAndra Champnella: Allstate Insurance | 24234 Michigan Ave | (313) 561-8900 |
Aldais Insurance Group serves the Dearborn, Michigan area as a life insurance agency. The company assists local residents in securing financial protection for their families through various life insurance policies. It focuses on helping clients understand coverage options that align with their long-term needs and budgets. The firm works with individuals to weigh term and whole life products during personalized consultations. It also handles final expense policies for those planning ahead.
Reem Haidar - State Farm Insurance Agent serves the Dearborn, Michigan area and its surrounding communities. The agency handles life insurance policies designed to provide financial protection for families and beneficiaries. It addresses common client needs by assessing individual coverage requirements for income replacement or final expenses. The general approach involves discussing long-term goals and personal circumstances with each client to recommend suitable policy options from its available portfolio.
The Dean Agency, located in Dearborn, MI, helps clients distinguish between one-time policy purchases for specific terms and recurring service options for ongoing coverage adjustments. They focus on life insurance plans that provide financial protection for families and individuals. Service runs on a one-time, scheduled, or as-needed basis depending on client needs for policy review, updates, or new applications.
Firefly Insurance Agency serves homeowners, families, and small business owners in Dearborn, Michigan, seeking life insurance coverage. The agency assists clients in evaluating term and permanent life insurance policies to protect financial futures and provide for loved ones. It can guide customers through the application and underwriting process for straightforward coverage options. Firefly Insurance Agency also works with individuals adjusting existing policies to match changing life circumstances. This life insurance agent additionally serves clients throughout northwest Wayne County, including the neighboring communities of Allen Park and Westland.
The Dearborn Agency Inc provides a full range of life insurance options, including term, whole, and universal policies. Its services focus on helping clients select appropriate coverage amounts and beneficiary designations. Ongoing policy reviews and beneficiary updates are available to maintain alignment with changing life circumstances. This agency serves individuals and families seeking financial protection for their households. It also services single-family homes, apartments, retail spaces, and restaurants in the Dearborn area.
As families in Dearborn review their coverage during open enrollment season, Oxford Risk, LLC provides guidance on life insurance policies tailored to local needs. The company helps clients assess term, whole, and universal life options to build financial security for loved ones. Serving the Dearborn area, this life insurance agent works with individuals and families to clarify policy terms and coverage limits. An initial consultation examines each client’s current protections, income replacement goals, and any outstanding debts before the agent schedules a full policy review at the home or office.
Adam Soofi: Allstate Insurance provides life insurance coverage to residents of Dearborn, Michigan, helping individuals select policies that address both short-term income protection and long-term financial planning needs. The agency specializes in tailoring whole life, term life, and universal life policies to match different budget levels and family situations. They also assist local businesses in the area by offering life coverage plans that can serve office staff, warehouse employees, and food service operations.
Firas Jezzini: Allstate Insurance offers life insurance policies designed to provide financial protection for loved ones. The agency serves individuals and families in the Dearborn, Michigan area, helping clients select coverage that fits their needs and budget. An agent assists with policy options, premium understanding, and beneficiary designations. During the start of a new year, the agency helps clients review their policies to account for life changes such as a new child or a home purchase.
LeAndra Champnella: Allstate Insurance provides residential life insurance coverage to clients in Dearborn, Michigan. Commercial coverage options are available for local businesses in the surrounding area. An agent assists residents with term, whole, and universal life policies suited to individual financial goals. Service includes personalized consultations to help families protect their long-term financial security. After an initial policy is set up, the agent offers follow-up check-ins to review coverage needs between regular annual visits.
What Does a a Life Insurance Agent in Dearborn Cost?
A typical term life policy for a healthy 35 year old in Michigan costs between 20 and 40 dollars per month for 250000 dollars of coverage. Whole life policies are more expensive often starting at 100 dollars per month for the same amount. Costs vary by age health and policy type. This is general information not insurance advice.
About life insurance agents in Dearborn
Life insurance agents in Dearborn Michigan help residents find coverage that protects their families. Michigan law requires agents to hold a valid state license and follow strict disclosure rules. Local agents understand the needs of Dearborn families including those with ties to the auto industry.
Frequently Asked Questions
What license does a life insurance agent need in Michigan?
Agents must pass the Michigan life insurance licensing exam and complete continuing education every two years. They must also be appointed by the insurance companies they represent. You can verify an agents license on the Michigan Department of Insurance and Financial Services website.
How long does a life insurance application take in Dearborn?
The process usually takes 2 to 6 weeks from application to policy delivery. Some term life policies with no medical exam can be issued in a few days. Full underwriting with a paramedical exam takes longer.
Can I buy life insurance if I have a pre existing condition in Michigan?
Yes many insurers offer policies for people with conditions like diabetes or heart disease. Michigan law prohibits insurers from denying coverage based solely on genetic information. An agent can help you find a company that offers guaranteed issue or simplified issue policies.
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