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Browse home insurance agents serving Utica, New York. Contact information and addresses listed below.
12 agents listed
Updated May 2026
Utica, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 12 home insurance agents in Utica, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Scott Grates - State Farm Insurance Agent
430 Trenton Rd, Utica, NY 13502
(315) 797-7763
insuranceforutica.com
AAA Utica
430 Court St, Utica, NY 13502
(315) 797-5452
branches.northeast.aaa.com
Matt Nimey Insurance Agency
By appointment Only, 2001 Bleecker St, Utica, NY 13501
(315) 737-6099
mattnimeyinsurance.com
Dan Meehan - State Farm Insurance Agent
2023 Sunset Ave, Utica, NY 13502
(315) 735-4494
danmeehaninsurance.com
BEACH AGENCY INC
1111 Oriskany St W, Utica, NY 13502
(315) 793-7626
beachagencyinsurance.com
Michael Garcia: Allstate Insurance
2046 Genesee St, Utica, NY 13502
(315) 793-3322
agents.allstate.com
Scalzo Zogby & Wittig Inc
120 Lomond Ct, Utica, NY 13502
(315) 792-0000
szwinsurance.com
Farmers Insurance - Michelle Santillo-Romano
2400 Genesee St, Utica, NY 13502
(315) 765-6531
agents.farmers.com
Good Move Insurance Co
409 Court St, Utica, NY 13502
(332) 208-9821
Success Insurance Utica
106 Genesee St, Utica, NY 13502
(315) 230-0287
monitorlife.com
premium plan Insurance NY
266 Genesee St, Utica, NY 13502
(332) 334-6798
A A & J Insurance
334 Genesee St, Utica, NY 13502
(315) 735-7283
Home insurance agents in Utica New York help you find coverage for your property. They understand local risks like winter storms and aging infrastructure. New York law requires insurers to offer replacement cost coverage on dwelling policies.
What Does a Home Insurance Agent in Utica Cost?
Typical home insurance in New York costs around 1200 to 2000 dollars per year for a standard policy. In Utica rates may be slightly lower than state average due to lower property values. Older homes or those with knob and tube wiring can cost more. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Utica do?
A home insurance agent helps you compare policies from different companies. They explain coverage options and assist with claims. Agents in Utica know local building codes and common perils.
Is home insurance required in New York?
New York state does not legally require home insurance. However mortgage lenders almost always require it. Without insurance you risk paying out of pocket for damage or liability.
What factors affect home insurance cost in Utica?
Cost depends on your homes age location and construction. Utica homes near the Mohawk River may have higher flood risk. New York law allows insurers to use credit history in pricing.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.