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HomeHome Insurance AgentsNew York › Buffalo

Find Home Insurance Agents Near You in Buffalo, NY

Browse home insurance agents serving Buffalo, New York. Updated 2026-07-14.

The top-rated home insurance agent in Buffalo, New York is Willoughby Insurance, rated 4.8 stars across 996 reviews. Other highly rated options include Matthew Dorr at Comparion Insurance Agency, Austin Czaja - State Farm Insurance Agent, Anthony Lorigo at Comparion Insurance Agency. This directory lists 34 home insurance agents serving Buffalo.

Showing 34 home insurance agents in Buffalo, NYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Willoughby Insurance1523 Main St(716) 885-8100
2Matthew Dorr at Comparion Insurance Agency400 Essjay Rd #300(716) 809-9161
3Austin Czaja - State Farm Insurance Agent765 Wehrle Dr(716) 748-8942
4Anthony Lorigo at Comparion Insurance Agency400 Essjay Rd #300(716) 276-7249
5Dan Schmidt - State Farm Insurance Agent615 Elmwood Ave(716) 783-9460
6Damien Lawrence at Comparion Insurance Agency400 Essjay Rd #300(716) 276-7247
7Freeway Insurance1526 Walden Ave STE 500(716) 250-9472
8Dan Hawrylczak - State Farm Insurance Agent1335 Hertel Ave(716) 873-3771
9Lawley361 Delaware Ave(716) 849-8618
10Robin Ciraolo at Comparion Insurance Agency400 Essjay Rd #300(716) 276-7248
WI
1523 Main St
Willoughby Insurance
Home Insurance Agent · Buffalo, NY

Willoughby Insurance serves the Buffalo, New York, metro area as a local home insurance agent. The company helps homeowners find policies that cover dwelling protection, personal liability, and contents. It works with clients to match coverage limits to individual property needs. Because storms and winter weather are common here, the agency also focuses on policies that address wind, hail, and freeze-related damage.

MD
400 Essjay Rd #300
Matthew Dorr at Comparion Insurance Agency
Home Insurance Agent · Buffalo, NY

Matthew Dorr at Comparion Insurance Agency in Buffalo, NY, helps homeowners secure coverage for property damage, liability, and additional living expenses. Service options include personalized policy reviews to ensure adequate protection and assistance adjusting coverage as needs evolve. Scheduled consultations allow for annual plan evaluation and updates. The agency serves single-family homes, apartments, retail properties, and restaurants, tailoring each policy to specific local risks.

AC
765 Wehrle Dr
Austin Czaja - State Farm Insurance Agent
Home Insurance Agent · Buffalo, NY

Austin Czaja - State Farm Insurance Agent in Buffalo, NY serves local homeowners, property managers, and small businesses seeking coverage for their structures and liability. The agency helps clients select policies that protect against common regional risks like severe storms, fire, and water damage. It also assists with bundling home and auto insurance for potential savings. Coverage options include dwelling protection, personal property, and loss of use. In addition to Buffalo, the agency serves clients in the neighboring communities of Amherst and Cheektowaga within Erie County.

AL
400 Essjay Rd #300
Anthony Lorigo at Comparion Insurance Agency
Home Insurance Agent · Buffalo, NY

For home insurance, one-time policies cover a fixed term like a year, while annual renewals offer a recurring option to update coverage as needs change. Anthony Lorigo at Comparion Insurance Agency in Buffalo, NY, provides quotes for homeowners seeking protection against local risks such as storms or property damage. Policies typically address dwelling, personal property, and liability. This service runs on a one-time basis for new policy setup, with customer support available as needed for claims or adjustments throughout the term.

DS
615 Elmwood Ave
Dan Schmidt - State Farm Insurance Agent
Home Insurance Agent · Buffalo, NY

Dan Schmidt - State Farm Insurance Agent serves Buffalo, NY, and the surrounding communities in Erie County. The agency handles home insurance policies, working to protect local homeowners from common regional risks like winter weather damage and unexpected repairs. Coverage options address both the structure and personal belongings within a dwelling. The team discusses individual property needs and potential liability concerns during an initial consultation. To handle a typical job, the agent reviews current coverage limits and deductibles, then presents policy adjustments that align with a homeowner's specific budget and property value.

DL
400 Essjay Rd #300
Damien Lawrence at Comparion Insurance Agency
Home Insurance Agent · Buffalo, NY

Damien Lawrence at Comparion Insurance Agency helps Buffalo property owners find coverage that matches their needs, including policies for wind, hail, and water damage common to the region. Supplemental endorsements for sewer backup and valuable personal items are also available through this local agency office. With a focus on customizing protection, it offers quotes for residential properties as well as commercial sectors such as offices, warehouses, and food service operations.

FI
1526 Walden Ave STE 500
Freeway Insurance
Home Insurance Agent · Buffalo, NY

When harsh Buffalo winters cause roof damage or frozen pipes, property owners often need guidance on protecting their homes. Freeway Insurance in Buffalo, NY offers homeowners assistance in evaluating their coverage needs, including policies that address common regional risks like ice dams and windstorms. The agency works to help customers understand how to match their home insurance plan with the specific requirements of the local climate and housing stock. Service begins with a comprehensive review of the property’s current condition and an initial assessment of the owner’s insurance priorities.

DH
1335 Hertel Ave
Dan Hawrylczak - State Farm Insurance Agent
Home Insurance Agent · Buffalo, NY

Dan Hawrylczak - State Farm Insurance Agent in Buffalo, NY specializes in tailoring home insurance policies to protect single-family homes. The general service work includes assessing property risks, explaining coverage options, and filing claims for clients. This agent helps local homeowners navigate the specific concerns of Western New York, such as securing adequate coverage against freeze damage from harsh winter storms and resulting water claims.

LA
361 Delaware Ave
Lawley
Home Insurance Agent · Buffalo, NY

Lawley provides residential home insurance services to property owners throughout Buffalo, New York, and the surrounding area. Their offerings also extend to commercial coverage for local businesses seeking protection for their assets. Serving clients across the region, the agency handles a range of property types and policy needs. A focus on communication ensures customers receive clear guidance during the initial setup process. After policy issuance, Lawley follows up to address any coverage questions or changes before the regular renewal appointment.

RC
400 Essjay Rd #300
Robin Ciraolo at Comparion Insurance Agency
Home Insurance Agent · Buffalo, NY

Robin Ciraolo at Comparion Insurance Agency helps Buffalo homeowners find appropriate coverage to protect their properties. The agency offers standard home insurance policies that safeguard dwellings and personal belongings against common perils. Their service range also includes liability protection for accidents occurring on the insured premises. A specialty service this agent can add on is flood insurance coverage, which is valuable for homes located in flood-prone areas of Western New York.

NB
686 Main St Suite 201
New Buffalo Insurance Agency, Inc.
Home Insurance Agent · Buffalo, NY
(716) 332-1570
newbuffaloinsurance.com
DG
400 Essjay Rd #300
Daniel Gilbert at Comparion Insurance Agency
Home Insurance Agent · Buffalo, NY
(716) 809-9167
comparioninsurance.com/insurance-agent/new-york/buffalo-0822/danny-gilbert
DM
400 Essjay Rd #300
Donna Medina at Comparion Insurance Agency
Home Insurance Agent · Buffalo, NY
(716) 730-4909
comparioninsurance.com/insurance-agent/northeast-region/donna-medina
MK
400 Essjay Rd #300
Molly Kime at Comparion Insurance Agency
Home Insurance Agent · Buffalo, NY
(716) 809-9170
comparioninsurance.com/insurance-agent/new-york/buffalo-0822/molly-kime
JM
400 Essjay Rd #300
Jill Maraschiello at Comparion Insurance Agency
Home Insurance Agent · Buffalo, NY
(716) 809-9160
comparioninsurance.com/insurance-agent/new-york/buffalo-0822/jill-maraschiello
DA
37 Elmwood Ave
The Decker Agency, Inc.
Home Insurance Agent · Buffalo, NY
(716) 883-1455
deckeragency.com
NM
3407 Delaware Ave Ste 101
Nick Messuro - State Farm Insurance Agent
Home Insurance Agent · Buffalo, NY
(716) 873-6015
insurancebuf.com
WI
726 Exchange St Ste 200
Walsh Insurance
Home Insurance Agent · Buffalo, NY
(716) 853-3820
walshins.com
NI
1840 Clinton St
NYCM Insurance Agency - Home, Auto & Business
Home Insurance Agent · Buffalo, NY
(716) 404-0300
truecutinsurance.com
MA
36 Hopkins Rd
Maranto Agency, Inc.
Home Insurance Agent · Buffalo, NY
(716) 633-1818
marantoagency.com
AI
333 International Dr
Amherst Insurance Agency, Inc.
Home Insurance Agent · Buffalo, NY
(716) 580-1200
amherstinsurance.com
CC
735 Delaware Ave
Clauss & Company Insurance Agency
Home Insurance Agent · Buffalo, NY
(716) 886-6600
claussinsurance.com
NI
1926 Clinton St
Nationwide Insurance: Cynthia Woltz Insurance Agency Inc.
Home Insurance Agent · Buffalo, NY
(716) 822-6874
woltzinsurance.com
JC
2221 South Park Ave
Jim Corley - State Farm Insurance Agent
Home Insurance Agent · Buffalo, NY
(716) 322-1239
insuringbuffalo.com
FS
16 Lake Ave
Father Son & Associates LLC
Home Insurance Agent · Buffalo, NY
(716) 823-1801
fsains.com
HH
500 Seneca St Suite 303
Hoffman Hanafin & Associates
Home Insurance Agent · Buffalo, NY
(716) 842-0700
hoffmanhanafin.com
TD
1439 Main St
Toni DuBois Agency, LLC
Home Insurance Agent · Buffalo, NY
(716) 931-5200
toniduboisagency.com
HI
2333 Elmwood Ave
Hoch Insurance Agency
Home Insurance Agent · Buffalo, NY
(716) 881-1975
hochinsuranceagency.com
VI
1459 Kensington Ave
VitalGuard Insurance, New York
Home Insurance Agent · Buffalo, NY
(716) 577-9159
AI
1798 Main Rd
Able Insurance Agency
Home Insurance Agent · Buffalo, NY
(716) 883-5212
UI
90 Bryant Woods S
United Insurance Agency, Inc.
Home Insurance Agent · Buffalo, NY
(716) 632-6118
WC
3625 Seneca St
William Coppola Agency Inc
Home Insurance Agent · Buffalo, NY
(716) 675-9403
WI
2477 Union Rd
Wny Insurance Agency Llc
Home Insurance Agent · Buffalo, NY
(716) 771-0012
GH
2333 Elmwood Ave
Gary Hoch Agency
Home Insurance Agent · Buffalo, NY
(716) 881-1975

What Does a a Home Insurance Agent in Buffalo Cost?

Home insurance in Buffalo New York typically costs between 800 and 1,800 dollars per year for a standard policy. Factors include the home age, roof condition, proximity to fire stations, and credit history. New York allows insurers to use credit-based insurance scores. Premiums can vary significantly by neighborhood and coverage level. This is general information, not insurance advice.

About home insurance agents in Buffalo

Home insurance agents in Buffalo New York help homeowners find coverage that meets state requirements and protects against local risks like lake effect snow and aging infrastructure. New York law requires insurers to offer replacement cost coverage on dwelling policies. A local agent can explain how Buffalo's weather patterns and property values affect your premium and coverage options.

Frequently Asked Questions

What does a home insurance agent in Buffalo do?

A home insurance agent in Buffalo helps you compare policies from different carriers. They explain New York-specific coverages like water backup and ordinance or law coverage. They also assist with claims and policy changes.

Do I need flood insurance for my home in Buffalo?

Standard home insurance in New York does not cover flood damage. Many Buffalo homes near Lake Erie or the Niagara River may require a separate flood policy. Your agent can check flood zone maps and recommend coverage.

How does New York law affect home insurance in Buffalo?

New York Insurance Law requires insurers to offer replacement cost coverage on dwelling policies. The state also mandates a 60-day grace period for nonpayment before cancellation. Your agent can explain these protections.

Home Insurance Agents in Other New York Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.