The top-rated home insurance agent in Binghamton, New York is Adam J. Roux: Allstate Insurance, rated 4.8 stars across 166 reviews. Other highly rated options include Jim Rollo - State Farm Insurance Agent, Triple Cities Agency LLC, Walls Insurance. This directory lists 19 home insurance agents serving Binghamton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Adam J. Roux: Allstate Insurance | 1250 Front St | (607) 722-1800 |
| 2 | Jim Rollo - State Farm Insurance Agent | 1332 Front St Ste 1 | (607) 238-1355 |
| 3 | Triple Cities Agency LLC | 1249 Front St #108 | (607) 203-0075 |
| 4 | Walls Insurance | 298 Conklin Ave | (607) 723-6359 |
| 5 | Mark Anderson - State Farm Insurance Agent | 50 Pennsylvania Ave | (607) 724-2886 |
| 6 | John Barbieri - State Farm Insurance Agent | 2-8 Hawley St | (607) 772-0068 |
| 7 | Michael Butler: Allstate Insurance | 32 W State St Ste 204 | (607) 722-2305 |
| 8 | AA-Wyak Insurance Agency Inc. | 7 Jarvis St | (607) 723-2332 |
| 9 | Security Mutual Life Insurance Company of New York | 100 Court St | (800) 346-7171 |
| 10 | Kris Yelverton - State Farm Insurance Agent | 112-122 State St Suite 102 | (607) 723-3840 |
Adam J. Roux: Allstate Insurance serves the Binghamton, New York area specializing in home insurance agent services for local homeowners. The agency helps residents protect their properties with standard coverage options designed for the region. Clients can review policy details and adapt their plans as needs change. The office also assists with bundling home and auto protection to simplify household coverage. Personalized consultations allow customers to adjust deductibles or add optional endorsements for specific local needs.
Jim Rollo - State Farm Insurance Agent in Binghamton, NY offers a standard range of home insurance policies designed to cover dwelling structures and personal belongings. Available service plans include options for liability protection and additional coverage for specific perils such as fire or theft. Policies provide support for common property risks in the local area. Routine policy reviews are included to help adjust coverage as needs change. The agent services single-family homes, apartments, retail spaces, and restaurants.
Triple Cities Agency LLC serves homeowners, businesses, and property managers in Binghamton, New York, with home insurance policies tailored to protect residential properties and rental investments. The agency works with clients to assess coverage needs for structural damage, personal liability, and belongings. Standard offerings include policies for single-family homes, condominiums, and townhouses. Its services also extend to assisting long-term landlords and short-term rental hosts in securing appropriate protection. The agency additionally covers properties in the nearby community of Endicott, providing similar insurance options for homeowners and property managers in that area.
Walls Insurance serves the Binghamton, New York area and its surrounding communities. As a home insurance agent, this company handles policies designed to protect residential properties from common risks and financial losses. Policies typically cover damages from fire, severe weather, theft, and liability. The agent works to explain coverage options, helping homeowners select appropriate protection for their individual needs. For handling a typical job, the agent reviews specific property details and risks before consulting with clients to tailor coverage that aligns with their requirements.
For homeowners in the Binghamton area, the agent provides both one-time home insurance policies for a standard term and renewable coverage options that continue from year to year. Coverage typically includes the dwelling itself, other structures, personal property, and liability protection against accidents on the property. This agent offers personalized consultations to help a homeowner determine appropriate limits and deductibles. Service appointments and policy management are available on either a scheduled basis for specific needs or an as-needed basis for immediate inquiries.
John Barbieri - State Farm Insurance Agent in Binghamton, NY assists local homeowners with tailoring their property insurance to provide protection against unforeseen damage or loss. Additional coverage options such as flood insurance or personal liability protection can be incorporated into a policy to meet specific residential needs. This agency also works with commercial clients, offering insurance solutions for offices, warehouses, and food service operations.
When Binghamton’s heavy winter snow threatens roofs or spring storms raise concerns about water damage, Michael Butler: Allstate Insurance provides guidance on home insurance coverage. This agency assists local homeowners in reviewing their policies to ensure protection against regional weather risks and common household liabilities. The team works with clients to tailor coverage limits and deductibles based on individual property needs. A typical first step involves an inspection of the home’s exterior and interior to document its current condition and identify potential vulnerabilities before a policy is finalized.
AA-Wyak Insurance Agency Inc. is known for helping homeowners in Binghamton, NY, protect their properties against common regional risks. The agency provides standard home insurance policies that cover dwelling, personal belongings, and liability protection. These plans also address potential damage from storms or fire. As a local specialist, AA-Wyak customizes coverage to match unique home needs. The firm can also add on a separate flood insurance policy to guard against water damage not included in typical plans.
Security Mutual Life Insurance Company of New York specializes in helping homeowners in Binghamton secure tailored policies that protect their property and belongings. It guides clients through the process of selecting appropriate coverage for liabilities, structures, and contents based on individual needs. The agency provides ongoing support for policy adjustments and claims assistance. It helps residents prepare for regionally common weather events such as heavy winter snowfall, which can cause ice dam damage or roof collapse.
What Does a a Home Insurance Agent in Binghamton Cost?
The average cost of homeowners insurance in New York is around 1,300 to 1,800 dollars per year for a standard policy. In Binghamton rates may vary based on your homes age construction type and proximity to fire stations. Factors like your credit score and claims history also affect premiums. This is general information not insurance advice.
About home insurance agents in Binghamton
A home insurance agent in Binghamton New York helps you find coverage that meets state requirements and protects your property. New York law mandates that standard fire insurance policies include specific perils such as fire and lightning. Local agents understand the risks of the Southern Tier region including snow load and freeze damage.
Frequently Asked Questions
What does a home insurance agent in Binghamton do?
A home insurance agent in Binghamton helps you compare policies from different carriers and explains coverage options. They can assist with New York standard fire policy requirements and advise on additional endorsements for flood or wind damage. Agents also help with claims and policy changes.
Is home insurance required by law in New York?
New York state law does not require homeowners insurance. However mortgage lenders almost always require it. New York Insurance Law Section 3404 defines the standard fire insurance policy that must be included in most homeowners policies.
How do I choose a home insurance agent in Binghamton?
Look for an agent licensed by the New York State Department of Financial Services. Ask about their experience with local risks like winter storms and older homes. Check online reviews and confirm they represent multiple insurance companies for broader options.
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