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Home Insurance Agents in Amherst, NY

Compare home insurance agents in Amherst. Review contact information and insurance categorys before you decide.

13 agents listed
Updated May 2026
Amherst, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 13 home insurance agents in Amherst, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Elmwood Agency
90 Bryant Woods S #100, Amherst, NY 14228
(716) 206-3706 elmwoodagency.com
Jacob Czaja - State Farm Insurance Agent
3555 Sheridan Dr Ste 3557, Amherst, NY 14226
(716) 688-5700 jakeinsuresny.com
Michele Proietti - State Farm Insurance Agent
3140 Sheridan Dr Ste 102, Amherst, NY 14226
(716) 838-3500 micheleproietti.com
Butterson Agency, Inc
586 N French Rd # 4, Amherst, NY 14228
(716) 636-8815 buttersonagency.com
Scott Krevat - State Farm Insurance Agent
4504 Main St Suite 140, Amherst, NY 14226
(716) 839-5433 scottkrevat.com
Frank M Ventry LLC
2153 Niagara Falls Blvd Suite 3, Amherst, NY 14228
(716) 957-3520 erieinsurance.com
Donald L. Houck Agency, Inc.
1940 Eggert Rd, Amherst, NY 14226
(716) 835-2525 houckins.com
Dave Mcmahon Insurance Agency
4476 Main Rd Suite 113, Amherst, NY 14226
(716) 832-0003 davemcmahonagency.com
Arrow Insurance LLC
3622-3636 Sheridan Dr, Amherst, NY 14226
(716) 351-4481
Starlight Insurance NY
656 Millersport Hwy, Amherst, NY 14226
(716) 344-8529
Gimeli Hanna Insurance Agency
215 Kings Hwy, Amherst, NY 14226
(716) 998-8479 gimelihannainsuranceagency.com
The Mezzio Agency
606 N French Rd #1, Amherst, NY 14228
(716) 710-7270 themezzioagency.com
NAC Insurance Agency
2277 Niagara Falls Blvd, Amherst, NY 14228
(716) 235-5910 nacinsuranceagency.com

Home insurance agents in Amherst, New York help homeowners find policies that protect their property and belongings. New York law requires insurers to offer coverage for fire, theft, and liability, and agents can explain local risks like winter storms and flooding. Working with an agent in Amherst ensures you understand your policy options and any state-specific requirements.

What Does a Home Insurance Agent in Amherst Cost?

Home insurance costs in Amherst, New York typically range from 800 to 1,500 dollars per year for a standard policy, depending on the homes value, age, and location. Factors like proximity to fire stations, claims history, and credit score also affect the premium. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Amherst do?
A home insurance agent helps you compare policies from different companies and choose the right coverage for your home. They can explain deductibles, liability limits, and additional options like flood insurance. Agents also assist with filing claims and updating your policy as your needs change.
Do I need flood insurance in Amherst New York?
Standard home insurance policies in New York do not cover flood damage. Amherst is near waterways and may be at risk for flooding, so a separate flood insurance policy from the National Flood Insurance Program is recommended. Your agent can help you determine if your property is in a flood zone.
How do New York insurance laws affect my home policy?
New York law requires insurers to provide a written explanation if they deny coverage or cancel a policy. You also have a right to renew your policy each year unless the insurer has a valid reason not to. An agent can explain these protections and help you understand your rights under New York Insurance Law.