The top-rated home insurance agent in Amherst, New York is Elmwood Agency, rated 5.0 stars across 395 reviews. Other highly rated options include Jacob Czaja - State Farm Insurance Agent, Michele Proietti - State Farm Insurance Agent, Butterson Agency, Inc. This directory lists 13 home insurance agents serving Amherst.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Elmwood Agency | 90 Bryant Woods S #100 | (716) 206-3706 |
| 2 | Jacob Czaja - State Farm Insurance Agent | 3555 Sheridan Dr Ste 3557 | (716) 688-5700 |
| 3 | Michele Proietti - State Farm Insurance Agent | 3140 Sheridan Dr Ste 102 | (716) 838-3500 |
| 4 | Butterson Agency, Inc | 586 N French Rd # 4 | (716) 636-8815 |
| 5 | Scott Krevat - State Farm Insurance Agent | 4504 Main St Suite 140 | (716) 839-5433 |
| 6 | Frank M Ventry LLC | 2153 Niagara Falls Blvd Suite 3 | (716) 957-3520 |
| 7 | Donald L. Houck Agency, Inc. | 1940 Eggert Rd | (716) 835-2525 |
| 8 | Arrow Insurance LLC | 3622-3636 Sheridan Dr | (716) 351-4481 |
| 9 | Starlight Insurance NY | 656 Millersport Hwy | (716) 344-8529 |
| 10 | Gimeli Hanna Insurance Agency | 215 Kings Hwy | (716) 998-8479 |
Elmwood Agency serves the Amherst, New York, area as a home insurance agent. This agency helps local homeowners find policies that protect their properties and personal belongings. Customers can discuss coverage options tailored to their specific homes and neighborhoods. The business also assists with comparing different plans to match individual budgets and risk needs. Among its offerings, it handles standard homeowners insurance and can help with additional coverage for high-value personal property.
Jacob Czaja - State Farm Insurance Agent in Amherst, NY provides a comprehensive range of home insurance services, including policy consultations, coverage analysis, and claims assistance. The agency offers ongoing maintenance support for adjusting deductibles and updating policy details as customer needs evolve. Service plans are designed to review coverage limits and ensure protection against common regional risks. This agent handles services for a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
Michele Proietti - State Farm Insurance Agent serves homeowners, property managers, and local businesses in Amherst, New York, by providing tailored home insurance policies. The agency helps clients protect their dwellings and personal belongings from common regional risks, including severe winter storms and occasional flooding. Customizable coverage options and liability protection are offered to meet diverse property needs. Assistance with policy reviews and claims support is also available. The agency additionally serves homeowners and property owners in the neighboring Buffalo metro communities, including Williamsville and Getzville.
Butterson Agency, Inc serves Amherst, NY and the surrounding communities in Erie County, handling residential home insurance policies for local homeowners. It assists clients in protecting their properties against common regional risks such as storms, fire, and liability claims. The agency works to match coverage options to each homeowner’s specific dwelling value and personal needs. To manage a typical job, it reviews the property details and risk factors before presenting a clear explanation of the policy’s terms and available endorsements.
Scott Krevat - State Farm Insurance Agent in Amherst, NY, distinguishes between one-time policy purchase conversations and recurring service needs such as annual policy reviews or claims assistance. Coverage options include structural protection for the home’s building and separate coverage for personal belongings, as well as liability protection. Service appointments and client consultations are available on an as-needed basis, with no set schedule for renewals.
Frank M Ventry LLC offers specialized coverage options for mobile homes, renters, and high-value properties in the Amherst area. It provides standard homeowners insurance policies that protect dwellings, personal belongings, and liability risks for local residents. The company also handles policy reviews to ensure coverage matches current property values and personal assets. As winter approaches, it assists homeowners in understanding their flood and ice-dam provisions to prevent costly weather-related claims.
As winter approaches the Amherst area, local homeowners often begin to worry about the weight of snow and ice on their roofs. Donald L. Houck Agency, Inc. provides essential home insurance agent services to help residents review their current coverage for such seasonal risks. The company works directly with clients to explain policy details and identify potential gaps in protection. Each consultation concludes with an initial inspection or assessment of the property to ensure current rates and coverage limits match the home's actual needs.
Arrow Insurance LLC provides residential home insurance services to clients throughout the Amherst, NY area. Commercial coverage is also available for local businesses seeking property protection. The agent assists homeowners with evaluating policies that address regional weather risks. Routine consultations help clients review their coverage needs during policy periods. Between regular visits, the agency follows up to confirm adequate protection after property changes or renovations.
Starlight Insurance NY is a home insurance agent based in Amherst, NY, known for helping local homeowners find tailored coverage for their property and personal belongings. It works with multiple carriers to offer a range of policies, from basic hazard insurance to more comprehensive plans that protect against regional weather concerns like snow and ice damage. A specialty service it offers is adding flood insurance to standard policies.
What Does a a Home Insurance Agent in Amherst Cost?
Home insurance costs in Amherst, New York typically range from 800 to 1,500 dollars per year for a standard policy, depending on the homes value, age, and location. Factors like proximity to fire stations, claims history, and credit score also affect the premium. This is general information and not insurance advice.
About home insurance agents in Amherst
Home insurance agents in Amherst, New York help homeowners find policies that protect their property and belongings. New York law requires insurers to offer coverage for fire, theft, and liability, and agents can explain local risks like winter storms and flooding. Working with an agent in Amherst ensures you understand your policy options and any state-specific requirements.
Frequently Asked Questions
What does a home insurance agent in Amherst do?
A home insurance agent helps you compare policies from different companies and choose the right coverage for your home. They can explain deductibles, liability limits, and additional options like flood insurance. Agents also assist with filing claims and updating your policy as your needs change.
Do I need flood insurance in Amherst New York?
Standard home insurance policies in New York do not cover flood damage. Amherst is near waterways and may be at risk for flooding, so a separate flood insurance policy from the National Flood Insurance Program is recommended. Your agent can help you determine if your property is in a flood zone.
How do New York insurance laws affect my home policy?
New York law requires insurers to provide a written explanation if they deny coverage or cancel a policy. You also have a right to renew your policy each year unless the insurer has a valid reason not to. An agent can explain these protections and help you understand your rights under New York Insurance Law.
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