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Home Insurance Agents in Bay Shore, NY

Browse home insurance agents serving Bay Shore, New York. Contact information and addresses listed below.

16 agents listed
Updated May 2026
Bay Shore, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 16 home insurance agents in Bay Shore, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Sound Harbor Insurance
91 E Main St Suite 3, Bay Shore, NY 11706
(631) 517-9211 soundharborinsurance.com
Anthony Machiano: Allstate Insurance
67 E Main St, Bay Shore, NY 11706
(631) 440-9226 agents.allstate.com
Michael S. Stagnitta - State Farm Insurance Agent
87 Park Ave, Bay Shore, NY 11706
(631) 666-8350 michaelsthere.com
Bill Dunn - State Farm Insurance Agent
1656 5th Ave A, Bay Shore, NY 11706
(631) 478-6669 billdunnsf.com
Douglas Cortez - State Farm Insurance Agent
1805 5th Ave Ste 14, Bay Shore, NY 11706
(631) 456-4603 douglasmyagent.com
ACME Insurance Brokerage of Bay Shore INC.
1716 Sunrise Hwy, Bay Shore, NY 11706
(631) 665-6464 lowcostcarinsurance123.com
Oxford Millin Insurance Agency Ltd
25 4th Ave, Bay Shore, NY 11706
(631) 434-6666 oxfordins.com
C Walsh Agency
28 W Main St, Bay Shore, NY 11706
(631) 251-6050 cwalshagency.com
Jay Tee Insurance
1655 5th Ave A, Bay Shore, NY 11706
(631) 231-3200 jayteeinsurance.com
Universal Insurance Co
214 5th Ave, Bay Shore, NY 11706
(315) 239-3997
First Choice Insurance New York
194 N Fehr Way Suite D-3, Bay Shore, NY 11706
(631) 729-9572
SafeCity Insurance Agency NY
90 Millpond Ln, Bay Shore, NY 11706
(917) 310-3567
Robert W McLear Agency Inc
245 Bay Shore Rd, Bay Shore, NY 11706
(631) 666-3696 mclearagency.com
Cochrane Insurance
21 Third Ave Suite 1, Bay Shore, NY 11706
(631) 665-3100
J.D.A. Hurley Inc Insurance Agency
1555 Sunrise Hwy #3c, Bay Shore, NY 11706
(631) 665-6060 jdahurley.com
All Island Insurance Brokerage LLC
50 Park Ave 2nd Floor, Bay Shore, NY 11706
(631) 647-7171

Home insurance agents in Bay Shore New York help homeowners find policies that cover their property and belongings. New York state law does not require homeowners insurance but mortgage lenders usually require it. Agents can explain coverage options for coastal areas and older homes common in Bay Shore.

What Does a Home Insurance Agent in Bay Shore Cost?

Home insurance costs in Bay Shore New York average between 1,200 and 2,500 dollars per year for a standard policy. Factors include home value age construction type and proximity to the coast. Flood insurance adds 700 to 1,500 dollars annually. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does home insurance cover in Bay Shore New York?
Standard policies cover damage from fire wind and theft. Flood insurance is separate and often needed in Bay Shore due to its coastal location. New York law does not mandate specific coverage but lenders set their own requirements.
How do I choose a home insurance agent in Bay Shore?
Look for an agent licensed in New York who has experience with homes in Suffolk County. Check their knowledge of local risks like nor easters and flood zones. Ask about policy options and discounts for bundling.