The top-rated home insurance agent in Bethpage, New York is Anthony Sposito - State Farm Insurance Agent, rated 4.9 stars across 187 reviews. Other highly rated options include James V Funaro Agency, Kathy Miraval - State Farm Insurance Agent, Scott Nachman: Allstate Insurance. This directory lists 10 home insurance agents serving Bethpage.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Anthony Sposito - State Farm Insurance Agent | 4250 Hempstead Tpke Ste 23 | (516) 796-7900 |
| 2 | James V Funaro Agency | 4230 Hempstead Tpke #104 | (516) 204-7223 |
| 3 | Kathy Miraval - State Farm Insurance Agent | 326 Broadway | (516) 433-2929 |
| 4 | Scott Nachman: Allstate Insurance | 503A Stewart Ave | (516) 932-1000 |
| 5 | Stephen DeMaio: Allstate Insurance | 195 Park Ave | (516) 932-6262 |
| 6 | Jet Insurance Agency | 297 Broadway | (516) 893-1644 |
| 7 | Associated Insurance | 2 Carson St | (516) 822-3319 |
| 8 | Primus Insurance Agency Inc | 47 William St | (516) 225-2343 |
| 9 | EASTERN CLASSIC COVERAGE Insurance | 1055 Stewart Ave | (516) 320-8120 |
| 10 | The Koch-Glacken Agency A Division of Marshall & Sterling Insurance | 1211 Stewart Ave #201 | (516) 378-8000 |
Anthony Sposito - State Farm Insurance Agent serves the Bethpage, New York area as a home insurance agent. This local office helps property owners with insurance policies to protect their dwellings and personal belongings. Agents in this region guide clients through coverage options that address common local risks. Individual homeowners and families can receive assistance in selecting plans that suit their specific needs. Services handled here include homeowners insurance policies and renters insurance coverage.
James V Funaro Agency provides home insurance services in Bethpage, New York, including policy consultations, coverage assessments, and claims guidance. Its service approach involves helping clients understand policy options for protecting their property and belongings against common regional risks, along with reviewing coverage needs periodically. The agency services a variety of local properties, including single-family homes, apartments, retail spaces, and restaurants.
Kathy Miraval - State Farm Insurance Agent in Bethpage, NY, serves homeowners, businesses, and property managers seeking reliable home insurance coverage. The agency provides personalized consultations to help clients select appropriate policies that protect their properties and assets from common risks in the region. Routine services include reviewing coverage limits, discussing deductibles, and filing claims assistance. Clear explanations of policy details ensure customers make informed decisions about their protection needs. This Bethpage-based agency also serves clients in the surrounding communities of Hicksville and the greater Nassau County area.
As a home insurance agent in Bethpage, NY, Scott Nachman with Allstate Insurance specializes in crafting personalized dwelling protection policies that cover the unique structures and local rebuilding costs common on Long Island. Its general service work extends to securing liability coverage and personal property safeguards for area homeowners. This agency regularly assists clients in evaluating their policies to address seasonal concerns like nor'easter storm damage and the specific risks of coastal wind and hail.
Serving Bethpage and the surrounding Long Island communities, Stephen DeMaio: Allstate Insurance handles home insurance policies to protect residential properties from common risks like fire, theft, and storm damage. It works with homeowners to review coverage options that address local concerns in the New York area. The agency generally helps evaluate individual property needs and then recommends a personalized policy structure to provide proper financial protection against unexpected losses.
As a home insurance agent, Jet Insurance Agency in Bethpage, NY serves clients in need of both a one-time policy purchase for a new home and recurring coverage adjustments as circumstances change. This agency helps local homeowners navigate standard coverage for property damage, liability, and additional living expenses. Service runs on both a scheduled annual policy review and an as-needed basis when clients experience life events or property changes.
Whether you are protecting a newly purchased Long Island home from winter storms or updating a policy after a renovation, Associated Insurance in Bethpage, NY reviews your property’s specific needs for standard home insurance coverage. They guide homeowners through options like dwelling protection and personal liability to match local rebuilding costs and community risks. A typical engagement begins with a walk-through of your home’s exterior and visible systems to identify structures needing coverage and to offer a personalized initial-assessment step.
Primus Insurance Agency Inc provides home insurance solutions for properties in Bethpage, NY, focusing on structures and personal liability. The agency typically extends coverage with specialty add-ons for flood, earthquake, or high-value personal property. Policies are designed to protect single-family homes, condominiums, and rental properties. Primus also offers risk assessments and policy reviews to ensure adequate limits. Its commercial sectors include offices, warehouses, and food service establishments that require property and liability protection within the local market area.
EASTERN CLASSIC COVERAGE Insurance in Bethpage, NY, is known for providing home insurance coverage tailored to protect local homeowners against common regional risks. Its service range includes standard dwelling policies, personal liability protection, and coverage for additional structures. The company assists clients in assessing their property’s unique needs, from older homes to newer constructions. As a specialty service, it can add on flood insurance from the National Flood Insurance Program to safeguard against water damage from storms or overflow.
Located in Bethpage, New York, The Koch-Glacken Agency acts as a division of Marshall & Sterling Insurance and focuses on residential home insurance protection. The agency also provides commercial coverage options for local businesses in the surrounding area. Their clients receive individualized attention when selecting policies that fit specific needs and budgets. Regular claims assistance and policy reviews are handled promptly. They actively maintain relationships with homeowners by providing follow-up service and support between scheduled visits to update or adjust coverage.
What Does a a Home Insurance Agent in Bethpage Cost?
The average cost of homeowners insurance in New York is around 1,200 to 2,500 dollars per year, depending on the home value, location, and coverage level. In Bethpage, factors like the age of the home, proximity to fire stations, and local weather risks affect the premium. Costs also vary based on deductibles and optional coverages. This is general information and not insurance advice.
About home insurance agents in Bethpage
Home insurance agents in Bethpage, New York help homeowners find coverage that meets state requirements and protects against local risks. New York law does not require homeowners insurance, but mortgage lenders typically mandate it. Agents can explain how to insure a home for replacement cost and what to do if you need to file a claim.
Frequently Asked Questions
What does a home insurance agent in Bethpage do?
A home insurance agent helps you compare policies from different insurers to find coverage for your home and belongings. They explain deductibles, liability limits, and additional coverages like flood or sewer backup. They also assist with policy changes and claims questions.
Is homeowners insurance required by law in New York?
New York state law does not require homeowners insurance. However, most mortgage lenders require it to protect their investment. Without a mortgage, you can choose to go without coverage, but it is risky.
How long do I have to file a home insurance claim in New York?
New York law generally allows up to two years from the date of loss to file a property insurance claim. Some policies may have shorter time limits, so check your policy or ask your agent.
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