The top-rated home insurance agent in Commack, New York is Cary Nichols - GEICO Insurance Agent, rated 4.8 stars across 5,996 reviews. Other highly rated options include Purdy Good Coverage Corp: Allstate Insurance, Peter D'Amato: Allstate Insurance, Jacquelyn Jacobson - State Farm Insurance Agent. This directory lists 12 home insurance agents serving Commack.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cary Nichols - GEICO Insurance Agent | 75 Henry St | (631) 623-4460 |
| 2 | Purdy Good Coverage Corp: Allstate Insurance | 356 Veterans Memorial Hwy Ste 1 | (516) 283-5960 |
| 3 | Peter D'Amato: Allstate Insurance | 129 Commack Rd | (631) 543-5900 |
| 4 | Jacquelyn Jacobson - State Farm Insurance Agent | 354 Veterans Memorial Hwy Ste 9 | (631) 343-4142 |
| 5 | Erin DeMeo - State Farm Insurance Agent | 310 Commack Rd | (631) 499-2022 |
| 6 | Ted Kosmidis - State Farm Insurance Agent | 31 Vanderbilt Motor Pkwy | (631) 499-2901 |
| 7 | Tango, Tango & Tango, Inc. | 1139 Jericho Tpke 5 Suite 5 | (631) 543-0500 |
| 8 | Aljay Insurance Brokerage Ltd. | 6143 Jericho Tpke Suite 100 | (631) 261-3988 |
| 9 | Jim Maguire: Allstate Insurance | 8 Vanderbilt Motor Pkwy | (631) 462-8200 |
| 10 | Apex Insurance Services | 6080 Jericho Tpke # 101 | (516) 898-8000 |
Cary Nichols - GEICO Insurance Agent serves the Commack, New York area and the surrounding Suffolk County region, offering home insurance as a core service. The agency works with local homeowners to structure standard coverage for their residences. Common policies address protection for the dwelling structure and its contents. The agent also handles liability coverage for incidents on the property. Within this area, Cary Nichols specifically assists with claims filing for wind damage and assists in quoting replacement cost plans for older homes.
Purdy Good Coverage Corp: Allstate Insurance in Commack, NY provides a full range of home insurance services, including policy reviews, claim assistance, and coverage adjustments. The company assists clients in selecting suitable protection plans and offers ongoing policy maintenance to ensure limits stay current with changing property values. It services single-family homes, apartments, retail locations, and restaurants throughout the local area.
Homeowners and property managers in Commack, New York rely on Peter D'Amato: Allstate Insurance for their home insurance agent needs. The agency helps local residents secure coverage for their houses, condominiums, and rental properties against common risks such as fire, theft, and weather damage. Policies are tailored to protect both the dwelling structure and personal belongings within it. The agency also assists clients in nearby communities like Huntington Station, providing similar home insurance support across the broader Long Island region.
Jacquelyn Jacobson - State Farm Insurance Agent serves Commack, New York, and the surrounding communities of Suffolk County, handling home insurance policies for local homeowners. The agency helps clients protect their properties and personal belongings against common risks like storms, fire, and theft. To complete a typical job, it first reviews the customer’s home details and coverage needs before explaining available policy options. It then presents a clear summary of coverages and deductibles, allowing the homeowner to make an informed decision and finalize the appropriate plan.
Erin DeMeo - State Farm Insurance Agent in Commack, NY, helps clients distinguish between a one-time policy purchase and the ongoing support of a renewable home insurance plan, ensuring continuous coverage as property needs change. Their services include tailoring protection for the structure, personal belongings, and liability, drawing on standard regional risk factors common to New York homes. Coverage adjustments are available on an as-needed basis, depending on policy renewals and updates requested by the homeowner.
As a home insurance agent based in Commack, NY, Ted Kosmidis - State Farm Insurance Agent offers tailored coverage options including dwelling, personal property, and liability protection. The agency works to match policies to the specific needs of local homeowners, assisting with routine policy reviews and claims guidance throughout the year. Common seasonal concerns it helps with include reviewing liability coverage levels before the winter months, when slip-and-fall incidents on icy walkways become more frequent in the area.
Aljay Insurance Brokerage Ltd. in Commack, NY, assists homeowners in securing coverage tailored to individual property needs. The company can arrange added protection for specific risks, including flood and sewer backup damage, which are common concerns for residences on Long Island. Experienced agents evaluate each dwelling to recommend appropriate liability limits and policy structures. Their services extend beyond personal residences, as they also provide insurance for commercial sectors that require property coverage, such as offices, warehouses, and food service establishments.
Jim Maguire: Allstate Insurance provides residential home insurance services for properties in Commack, New York. The agency also offers commercial coverage options for local business owners in the surrounding area. Each policy is carefully reviewed to match individual client needs and property types. The team works to keep clients informed about coverage changes and claim procedures through clear, ongoing communication. During a policy period, representatives schedule follow-up conversations to review any necessary adjustments, ensuring continued protection between regular renewal visits.
Apex Insurance Services in Commack, NY, is known for helping homeowners protect their property and personal assets. The firm offers coverage options tailored to individual needs, including policies for single-family homes, condos, and rental properties. Working with multiple carriers, agents compare plans to find suitable deductibles and liability limits. An agent can advise on bundling home and auto policies for convenience. A specialty service the company can add on is scheduled personal property coverage for high-value jewelry or collectibles.
What Does a a Home Insurance Agent in Commack Cost?
Typical home insurance costs in New York range from 800 to 2,500 per year for a standard policy, depending on the homes value and location. In Commack, factors like local weather risks and property age can raise or lower premiums. Actual costs vary by individual case. This is general information, not insurance advice.
About home insurance agents in Commack
Home insurance agents in Commack, New York help homeowners protect their property and meet lender requirements. New York law does not require homeowners insurance, but mortgage lenders typically mandate coverage. Agents can explain policy options including dwelling coverage, personal property protection, and liability insurance.
Frequently Asked Questions
What does a home insurance agent in Commack do?
A home insurance agent helps you find a policy that fits your needs. They explain coverage types, compare quotes from different insurers, and assist with claims. Agents must be licensed by the New York State Department of Financial Services.
Is homeowners insurance required in New York?
New York state law does not require homeowners insurance. However, most mortgage lenders require it as a condition of the loan. If you own your home outright, you can choose not to have insurance, but it is generally recommended.
What factors affect home insurance cost in Commack?
Costs depend on your homes age, construction type, location, and coverage limits. Commacks proximity to the coast may increase wind and flood risk. Your claims history and credit score also influence premiums.
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