The top-rated home insurance agent in Riverhead, New York is Daniel Valet - State Farm Insurance Agent, rated 5.0 stars across 684 reviews. Other highly rated options include Elizabeth Hanlon: Allstate Insurance, Ed Graves - State Farm Insurance Agent, The RUOK Insurance Agency, Inc.. This directory lists 16 home insurance agents serving Riverhead.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Daniel Valet - State Farm Insurance Agent | 177 Old Country Rd Ste 2 | (631) 378-5370 |
| 2 | Elizabeth Hanlon: Allstate Insurance | 1236 Roanoke Ave | (631) 727-1700 |
| 3 | Ed Graves - State Farm Insurance Agent | 1149 Old Country Rd B5 | (631) 727-1122 |
| 4 | The RUOK Insurance Agency, Inc. | 1549 Main Rd | (631) 876-1231 |
| 5 | Budget Brokerage Insurance | 1186A E Main St | (631) 369-1000 |
| 6 | Lighthouse Insurance - Riverhead | 221 W Main St | (631) 369-9600 |
| 7 | Giacalone Insurance | Insurance Agency Riverhead | 59 E Main St | (631) 208-9090 |
| 8 | The Washwick Agency, Inc. | 860 E Main St | (631) 369-0888 |
| 9 | Acrisure Riverhead, NY (Atlantic Agency) | 619 Roanoke Ave | (631) 244-7784 ext. 3 |
| 10 | Farm Family Casualty Insurance | 18 1st St | (631) 727-7767 |
Daniel Valet - State Farm Insurance Agent serves the Riverhead, New York, area as a home insurance agent. It offers coverage plans designed to protect residential properties from common perils such as fire, theft, and weather damage. The agency works with clients to help them understand policy options and deductibles suited to their individual needs. It also assists with bundling home and auto policies for potential savings. Specific services handled include standard homeowners policies and renters insurance for local residents.
Elizabeth Hanlon: Allstate Insurance in Riverhead, NY provides a range of home insurance services, including customized policies for property damage and liability protection. Clients can review policy details and adjust coverage through scheduled consultations. The agency offers straightforward service plans that help homeowners maintain adequate protection as their needs change over time. It services single-family homes, apartments, retail locations, and restaurants in the Riverhead area.
Ed Graves - State Farm Insurance Agent serves homeowners, local businesses, and property managers throughout Riverhead, New York, offering standard home insurance policies with personalized coverage reviews. The agency assists clients in protecting their homes and assets with general liability and property damage options commonly used in Suffolk County. They provide straightforward guidance for insurance renewals and claims support. Coverage also extends to neighboring communities such as Calverton and the surrounding North Fork area.
The RUOK Insurance Agency, Inc. in Riverhead, NY distinguishes between one-time policies for new home purchases and recurring annual renewals to keep coverage current. Its local home insurance services help protect dwellings against common regional risks like storms and fire. Agents typically evaluate the structure, personal belongings, and liability exposure of each property to match coverage options. Service for ongoing policy management and claims assistance is offered on an as-needed basis for existing clients.
Budget Brokerage Insurance serves Riverhead, New York, and the surrounding communities of eastern Long Island. It handles home insurance policies for local homeowners, covering protection for single-family residences, condominiums, and rental properties in the region. The agency focuses on assessing each client’s specific property risks, such as coastal weather and seasonal occupancy patterns. To handle a typical job, it compares multiple coverage options to find suitable deductibles and liability limits, then explains the recommended plan in a straightforward manner before binding the policy.
Lighthouse Insurance - Riverhead specializes in tailoring dwelling coverage and personal liability protection for homeowners in Riverhead, NY. It also handles general home insurance agent work, including advising clients on policy options and processing claims for property damage. As storms and flooding become more frequent in the region, this agency helps residents evaluate their need for separate wind or flood insurance before the next hurricane season.
As winter storms sweep across Riverhead, Giacalone Insurance | Insurance Agency Riverhead helps local homeowners review their policies for adequate coverage against wind, ice, and snow damage. Situated in the Riverhead community, this home insurance agent works to match property owners with protection suited to their specific dwelling and liability needs. The agent can explain how deductibles and replacement cost options apply to typical Long Island homes. An initial consultation begins with a property walkthrough to assess construction features and identify necessary coverage.
The Washwick Agency, Inc. in Riverhead, NY, provides residential home insurance to protect local homeowners from common regional risks. Their services also extend to commercial coverage for area businesses needing property protection. They serve clients throughout Riverhead and the surrounding communities on Long Island. Each policy is carefully reviewed with the customer to ensure adequate coverage limits matched to their specific needs. The agency encourages follow-up contact between regular policy visits to update coverage as property values change or major life events occur.
Acrisure Riverhead, NY (Atlantic Agency) is known for providing home insurance policies tailored to the needs of local homeowners. Its service range covers standard dwelling protection, liability coverage, and optional endorsements for personal property. The agency helps clients navigate policy limits and deductibles specific to the coastal and suburban risks in the Riverhead area. As an add-on service, it can secure flood insurance policies for homes that require separate water damage coverage.
Farm Family Casualty Insurance in Riverhead, NY assists homeowners with basic property coverage and typical liability protection. Its agents can also arrange specialty add-ons, including endorsements for valuable personal items or additional living expenses after a covered loss. The company serves a range of commercial sectors, providing policies for small offices, warehouses, and food service operations requiring tailored liability and property insurance.
What Does a a Home Insurance Agent in Riverhead Cost?
The average cost of home insurance in New York is around 1,200 to 2,500 dollars per year for a standard policy. In Riverhead rates may be higher due to coastal wind and flood risks. Factors like home age construction type and coverage limits affect your premium. This is general information not insurance advice.
About home insurance agents in Riverhead
Home insurance agents in Riverhead New York help homeowners protect their property against risks like storms fire and liability. New York state law requires insurers to offer coverage for wind and hail damage as part of a standard homeowners policy. Agents can explain local flood zone requirements and help you compare quotes from multiple carriers.
Frequently Asked Questions
What does a home insurance agent in Riverhead do?
A home insurance agent helps you find a policy that fits your needs and budget. They explain coverage options like dwelling protection personal property and liability. They also assist with claims and policy changes.
Is home insurance required in New York?
New York state law does not require homeowners insurance. However mortgage lenders almost always require it. Without a policy you risk financial loss from damage or lawsuits.
How do I choose a home insurance agent in Riverhead?
Look for an agent licensed in New York with experience in Suffolk County. Ask about their carrier options and whether they offer flood or umbrella policies. Read online reviews and check their standing with the New York State Department of Financial Services.
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