The top-rated home insurance agent in Pittsford, New York is Marie Molnar - State Farm Insurance Agent, rated 4.9 stars across 207 reviews. Other highly rated options include Morgenstern Insurance & Benefits Solutions, Belfast Blue LLC, Tim Jones - State Farm Insurance Agent. This directory lists 14 home insurance agents serving Pittsford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Marie Molnar - State Farm Insurance Agent | 672 Pittsford Victor Rd Suite 3 | (585) 381-2610 |
| 2 | Morgenstern Insurance & Benefits Solutions | 1080 Pittsford Victor Rd #200 | (585) 416-4100 |
| 3 | Belfast Blue LLC | 1 Fisher Rd Suite 140 | (585) 789-2583 |
| 4 | Tim Jones - State Farm Insurance Agent | 111 Marsh Rd Ste 10 | (585) 385-6550 |
| 5 | Maria Melnik - State Farm Insurance Agent | 10 Grove St Ste 2 | (585) 586-3487 |
| 6 | Brighton Pittsford Agency | 30 Grove St | (585) 381-1463 |
| 7 | Christopher Williams Agency, Inc. | 26 S Main St | (585) 586-3060 |
| 8 | The Leighton Agency Inc | 1 Grove St #122b | (585) 586-2070 |
| 9 | Shawn Ebbitt: Allstate Insurance | 647 Pittsford Victor Rd | (585) 385-5418 |
| 10 | Bajorek Insurance | 3462 Monroe Ave | (585) 248-3810 |
Marie Molnar - State Farm Insurance Agent serves the Pittsford, New York area, offering home insurance policies to local residents and property owners. The agency helps clients protect their homes from common regional risks, including winter storm damage and fire. Customers can obtain coverage tailored to their specific dwelling needs and personal property values. Additional policies may address liability protection and additional living expenses during repairs. The agency handles new policies and policy reviews for existing homeowners. It also assists with updating coverage after home renovations or purchasing valuable personal items.
Morgenstern Insurance & Benefits Solutions provides a range of home insurance agency services for the Pittsford area. It assists clients in selecting and managing homeowners insurance policies tailored to individual needs and budgets. Service offerings include regular policy reviews to ensure adequate coverage for property and personal liability. The company also offers assistance with filing claims and making coverage adjustments as circumstances change. Its client properties include single-family homes, apartments, retail locations, and restaurants.
Belfast Blue LLC serves homeowners, businesses, and property managers in Pittsford, New York by offering guidance on home insurance policies available in the area. Professionals work with clients to evaluate coverage options that protect residential and commercial properties from common regional risks. The agency assists with policy explanations and the claims filing process to help customers understand their protections. Coverage solutions are also extended to property owners in the nearby Henrietta community within the greater Rochester metro region.
Serving Pittsford and the surrounding Monroe County communities, Tim Jones - State Farm Insurance Agent provides home insurance coverage designed to protect residential properties. The office handles policies for homeowners, renters, and condominium owners in the area. To assess a typical job, the agent begins by reviewing the homeowner's property details and personal coverage needs, then explains the available policy options with clear deductibles and liability limits. The approach emphasizes a thorough consultation to ensure the selected plan aligns with the customer's specific risks and lifestyle.
Maria Melnik - State Farm Insurance Agent in Pittsford, NY offers homeowners a choice between a one-time policy quote or recurring, ongoing coverage management. Their services help protect against property damage, liability claims, and theft. Rather than providing maintenance or repair services themselves, they focus solely on insurance policy sales, adjustments, and claims assistance. Coverage is tailored to the specific needs of Pittsford homeowners. Service runs on an annual-renewal basis, with clients able to request policy reviews or updates as needed between renewal dates.
Brighton Pittsford Agency offers specialized home insurance services, including tailored coverage for historic properties and high-value homes in the Pittsford, NY area. The agency also provides standard homeowners policies, addressing common needs like dwelling protection and personal liability. For local residents, its support extends to flood insurance solutions, which are especially critical during the Finger Lakes region’s spring thaw and heavy rain seasons, helping clients mitigate water-related property risks and secure peace of mind.
Christopher Williams Agency, Inc. in Pittsford, NY assists homeowners with insurance policies that protect residential property structures and personal belongings. Agents also offer customizable endorsements to cover valuable items or add liability protection for accidents on the premises. Guidance is provided to ensure coverage amounts keep pace with local rebuilding costs and market conditions. Commercial sectors served include offices, warehouses, and food service operations.
As winter snow and ice give way to spring thaws in Pittsford, homeowners often discover roof leaks or basement seepage from the seasonal melt. The Leighton Agency Inc helps local residents review their coverage for these weather-related damages to ensure policies align with changing property conditions. Their work includes gathering details on a home’s age, construction materials, and regional flood risk to match coverage needs. An agent schedules a walk-through to assess any new additions or renovations before finalizing the policy.
Shawn Ebbitt: Allstate Insurance in Pittsford, NY is known for providing home insurance agent services to local homeowners. The agency helps customers navigate the complexities of protecting their property, offering guidance on policy options that cover the unique risks of homes in the area. By assessing individual needs, it assists in selecting appropriate coverage levels and deductibles. As a specialty service, the office can help arrange additional protection for valuable personal property like jewelry or electronics through scheduled personal property endorsements.
Bajorek Insurance in Pittsford, NY provides residential home insurance services to local homeowners, ensuring coverage for structures and personal property. The agency also offers commercial coverage for businesses requiring property protection. Serving the greater Pittsford area, they assist clients in navigating policy options to safeguard assets against common regional risks. Customers returning for annual reviews or policy adjustments can expect continued guidance and support between regular visits, maintaining appropriate protection as needs evolve over time.
What Does a a Home Insurance Agent in Pittsford Cost?
Home insurance premiums in Pittsford New York typically range from 800 to 2000 dollars per year for a standard policy. Factors that affect cost include the homes age replacement value location and your claims history. New York law allows insurers to use credit based insurance scores but they must disclose this practice. This is general information not insurance advice.
About home insurance agents in Pittsford
Home insurance agents in Pittsford New York help homeowners protect their property and assets. New York law requires insurers to offer replacement cost coverage for dwelling policies. Agents can explain local flood zone risks and liability options for your home.
Frequently Asked Questions
What does a home insurance agent in Pittsford do?
A home insurance agent helps you compare policies from different carriers. They explain coverage limits deductibles and New York specific requirements like fire insurance in high risk areas. They also assist with claims and policy changes.
Do I need flood insurance for my home in Pittsford?
Standard home insurance in New York does not cover flood damage. If your property is in a FEMA designated flood zone your lender may require separate flood insurance. An agent can help you find a policy through the National Flood Insurance Program or private insurers.
How do New York insurance laws affect my home policy?
New York Insurance Law requires insurers to provide a written explanation if they deny coverage or non renew your policy. You have 30 days to appeal a claim denial. Agents must be licensed by the New York State Department of Financial Services.
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