The top-rated home insurance agent in Newburgh, New York is Melissa Evans: Allstate Insurance, rated 4.8 stars across 241 reviews. Other highly rated options include Jim Manley Jr - State Farm Insurance Agent, Wyatt Savage - State Farm Insurance Agent, William A Smith & Son Inc. This directory lists 17 home insurance agents serving Newburgh.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Melissa Evans: Allstate Insurance | 53 NY-17K Ste 10 | (845) 458-6400 |
| 2 | Jim Manley Jr - State Farm Insurance Agent | 231 S Plank Rd #1 | (845) 564-1500 |
| 3 | Wyatt Savage - State Farm Insurance Agent | 24 NY-17K | (845) 565-8000 |
| 4 | William A Smith & Son Inc | 380 Broadway | (845) 561-1706 |
| 5 | Tri-State Legacy Group | 100 Stony Brook Ct Suite 103 | (845) 235-6371 |
| 6 | Susan Zaleski - State Farm Insurance Agent | 54 N Plank Rd | (845) 565-0020 |
| 7 | Apple Agency | 257 Broadway | (845) 561-6500 |
| 8 | Abrams Insurance | 74 N Plank Rd | (845) 565-7894 |
| 9 | Mogul Agency Services | 5020 US-9W Rm 17 | (516) 775-0303 |
| 10 | Grade Insurance, New York | 1404 Union Ave | (845) 202-9212 |
Melissa Evans: Allstate Insurance serves the Newburgh, New York area as a local home insurance agent, helping homeowners protect their properties against unexpected events like fire, theft, and weather damage. The agency guides residents through policy options that safeguard dwellings and personal belongings. Clients can also discuss coverage for additional structures on their property, such as detached garages or sheds, and explore liability protection that addresses accidents occurring on the homeowner’s premises.
Jim Manley Jr - State Farm Insurance Agent in Newburgh, NY, provides a full range of home insurance coverage, including protection for dwelling structures, personal belongings, and liability risks. The agency offers flexible policy options that can be tailored with additional endorsements for specific needs such as flood or earthquake coverage. Clients can also set up scheduled reviews to adjust their plans as circumstances change. Its services cover single-family homes, apartments, retail establishments, and restaurants in the local area.
Wyatt Savage - State Farm Insurance Agent serves homeowners, businesses, and property managers seeking coverage in Newburgh, NY. The agency provides home insurance policies that protect against common regional risks such as storm damage and liability claims. Policyholders receive personal support for claims and policy adjustments directly from the agent. Additional services include auto insurance and life insurance options for comprehensive protection. The office serves clients throughout Newburgh and also covers the nearby community of New Windsor.
Serving the Newburgh, NY area and the surrounding communities of Orange County, William A Smith & Son Inc handles various home insurance solutions for local homeowners. The agency assists clients in securing policies that cover common hazards like fire, theft, and weather-related damage typical to the region. Its approach for a typical job involves reviewing a customer's specific property and coverage needs to find a suitable plan from major carriers available in the area.
Tri-State Legacy Group provides home insurance services in Newburgh, NY, distinguishing between one-time policy consultations and recurring coverage management. Their work focuses on securing dwellings against common regional risks, including storm damage and liability claims, while adjusting deductibles and policy limits to fit individual property needs. A typical engagement begins with a review of existing coverage, with ongoing support available for claims assistance. Service runs on either a scheduled renewal basis or as-needed for policy changes or new quotes.
As a home insurance agent, Susan Zaleski in Newburgh, NY offers policies that protect a home’s structure and personal belongings. It also provides general liability coverage for accidents on the property. The agency helps clients evaluate dwelling limits and understand policy deductibles. It specifically assists residents in verifying whether their standard plan covers damage from winter ice dams, a common seasonal concern in the region.
As the winter months bring heavier snow and ice to Newburgh, local homeowners often face hidden roof and gutter damage that can lead to costly leaks. Apple Agency provides home insurance policies designed to address these common seasonal risks, helping residents secure appropriate coverage for their property and possessions. The agency works with clients to understand typical local perils, such as freezing pipes and wind damage from storms. Before recommending a plan, the agent schedules a thorough inspection of the home to identify its specific structural features and potential vulnerabilities.
Abrams Insurance helps homeowners in Newburgh, NY, secure property coverage tailored to individual needs. Its services include protection for dwellings, personal belongings, and liability, as well as specialty add-ons such as flood and earthquake insurance. The agency also advises clients on how to adjust deductibles and coverage limits to better suit their budgets and risk levels. Serving a range of commercial sectors, Abrams Insurance can accommodate offices, warehouses, and food service operations in the local area.
Mogul Agency Services provides residential home insurance for properties in and around Newburgh, NY. The agency also handles commercial coverage for local businesses needing property protection. Their team works with clients throughout the Hudson Valley region, helping them understand policy options for homes and rental properties. Clients can contact them directly to review existing plans or adjust coverage as circumstances change. Follow-up visits allow agents to answer questions between regular service intervals and update policies accordingly.
Grade Insurance, New York is a home insurance agent in Newburgh, NY known for helping local homeowners select coverage for their properties. The agency works with clients to assess protection needs for single-family houses, condos, and other residences common in the Hudson Valley. Customers can discuss policy options such as dwelling, liability, and personal property coverage during a consultation. The agency also assists with adding flood insurance for homes in designated flood zones.
What Does a a Home Insurance Agent in Newburgh Cost?
Home insurance costs in Newburgh average between 800 and 1,500 dollars per year for a standard policy. Factors include home value, age of the house, and your claims history. New York state does not set rates so prices vary by insurer. This is general information, not insurance advice.
About home insurance agents in Newburgh
Home insurance agents in Newburgh, New York help you find coverage for your house and belongings. New York state requires all insurers to offer a standard fire insurance policy. Agents can explain how local weather risks like winter storms affect your policy.
Frequently Asked Questions
What does a home insurance agent in Newburgh do?
A home insurance agent helps you compare policies from different companies. They explain coverage options and help you file claims. New York law requires agents to give you a copy of your policy within 60 days of purchase.
Do I need flood insurance in Newburgh New York?
Standard home insurance does not cover flood damage. Newburgh is near the Hudson River so flood risk exists. You may need a separate policy from the National Flood Insurance Program.
How long do I have to file a home insurance claim in New York?
New York state law gives you two years from the date of loss to file a claim for property damage. For theft claims the time limit is one year. Check your policy for exact deadlines.
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