The top-rated home insurance agent in Mineola, New York is Keats Insurance Agencies Inc dba Keats Agency, rated 4.9 stars across 297 reviews. Other highly rated options include Litza Casinover - State Farm Insurance Agent, Fred Hamilton: Allstate Insurance, Jim Paterson - State Farm Insurance Agent. This directory lists 15 home insurance agents serving Mineola.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Keats Insurance Agencies Inc dba Keats Agency | 485 Jericho Tpke | (516) 686-0060 |
| 2 | Litza Casinover - State Farm Insurance Agent | 167 Mineola Blvd | (516) 506-7200 |
| 3 | Fred Hamilton: Allstate Insurance | 66 Old Country Rd | (516) 535-0017 |
| 4 | Jim Paterson - State Farm Insurance Agent | 250 Jericho Tpke | (516) 248-6809 |
| 5 | MAXout Public Adjusters | 183 Mineola Blvd 2nd level | (866) 629-6881 |
| 6 | James Tomeo: Allstate Insurance | 499 Jericho Tpke | (516) 248-3939 |
| 7 | Rosenzweig Insurance | 160 Herricks Rd | (516) 352-7495 |
| 8 | Grima Insurance Agency | 169A Liberty Ave | (718) 343-3222 |
| 9 | The Robert C. Mangi Agency | 152 Mineola Blvd | (516) 294-1072 |
| 10 | Double Eagle Insurance Agency | 372 Willis Ave | (516) 609-0050 |
Keats Insurance Agencies Inc, doing business as Keats Agency, serves homeowners in Mineola and the surrounding Nassau County area as a local home insurance agent. The company provides standard policies that protect residential properties against common perils such as fire, theft, and weather-related damage. Keats Agency works with clients to determine appropriate coverage limits for dwelling structures and personal belongings. The agency also handles additional coverage options including liability protection and flood insurance tailored to properties in this region.
Litza Casinover - State Farm Insurance Agent in Mineola, NY, provides a full range of home insurance services, including policy selection, risk assessment, and claims assistance. Its service plans are designed to help property owners review coverage limits, update policies after renovations, and bundle with auto insurance for potential discounts. This agency works with local homeowners to ensure appropriate protection for their specific needs. It services single-family homes, apartments, retail properties, and restaurants.
Fred Hamilton: Allstate Insurance serves homeowners, renters, and property managers in Mineola, New York, providing standard home insurance policies that protect against damage from fire, theft, and weather events. The agency assists clients in assessing their coverage needs and in understanding policy deductibles and liability limits. Its services include bundling home and auto policies for potential premium savings, as well as offering personal property endorsements. The company also covers homeowners in the neighboring community of Garden City and other parts of Nassau County.
Serving Mineola and the surrounding communities of Nassau County, Jim Paterson’s State Farm Insurance agency provides comprehensive home insurance solutions. The agency handles policies that protect homeowners against common property risks, including damage from storms, theft, and liability claims. To determine appropriate coverage for each client, the office begins by reviewing the property’s location and structural details. When managing a typical job, it compares current policy limits with the specific replacement cost of the home to ensure adequate protection is maintained.
MAXout Public Adjusters in Mineola, NY offers both one-time and recurring service options for homeowners seeking insurance coverage. The company assists clients in navigating home insurance policies to secure appropriate protection against property damage and liability risks. As a local agency, it provides professional guidance through the claims process, helping policyholders document losses and communicate with insurers. Service typically runs on an as-needed basis, triggered by events such as storm damage, fire, or other unexpected incidents that require expert adjustment support.
As a home insurance agent, James Tomeo: Allstate Insurance in Mineola, NY offers specialized coverage for homeowners, including protection for the dwelling, personal property, and liability. The agency also provides general service work by assisting clients in tailoring policies to meet specific needs, such as adjusting deductibles or adding endorsements for valuables. It helps local residents address seasonal concerns like storm damage from nor'easters, which frequently affect homes on Long Island during the winter months.
With the arrival of winter storms in Mineola, homeowners often worry about roof leaks and frozen pipes. Rosenzweig Insurance helps local residents secure appropriate coverage for their homes, addressing such seasonal concerns and typical liability risks. As a home insurance agent in the area, the company focuses on personalizing policies to fit each property’s unique needs, from older colonials to newer constructions. A thorough initial inspection of the home’s structure and systems is scheduled to identify specific vulnerabilities before finalizing any coverage plan.
Grima Insurance Agency provides home insurance guidance for residents in and around Mineola, New York. They help clients assess property coverage needs and can recommend additional protections such as flood insurance or personal liability endorsements to safeguard against regional weather risks and unforeseen incidents. Their services also extend to commercial sectors, offering policies for offices, warehouses, and food service establishments to meet varied business requirements.
The Robert C. Mangi Agency specializes in residential home insurance for customers in Mineola, New York. They also offer commercial coverage tailored to local small businesses nearby. Agents work with homeowners throughout Nassau County to ensure proper protection for their needs. After an initial policy is set, the office provides straightforward follow-up service when clients have questions or require changes between regular visits.
Double Eagle Insurance Agency, based in Mineola, New York, is a home insurance agent that assists local homeowners in securing coverage for their properties. The agency works with clients to evaluate dwelling protection and personal liability options, tailoring policies for single-family homes, condominiums, and rental properties throughout the surrounding communities. By comparing standard policies from multiple carriers, it helps homeowners find appropriate levels of coverage. The agency can also arrange for additional flood insurance endorsements to address risks common in this region.
What Does a a Home Insurance Agent in Mineola Cost?
In New York, the average annual premium for homeowners insurance is around 1,300 to 2,500 dollars, but costs in Mineola can vary based on home value and coverage level. A typical policy might cost 800 to 1,500 dollars per year for a standard single-family home. High-value homes or those in flood zones may cost more. This is general information and not insurance advice.
About home insurance agents in Mineola
Home insurance agents in Mineola, New York help homeowners find policies that meet state requirements and protect their property. New York law does not require homeowners insurance, but mortgage lenders typically mandate it. Agents can explain local risks and help you compare coverage options from multiple carriers.
Frequently Asked Questions
What does a home insurance agent in Mineola do?
A home insurance agent helps you find a policy that fits your home and budget. They explain coverage types, deductibles, and exclusions. They also assist with claims and policy changes after purchase.
Is homeowners insurance required by law in New York?
New York state law does not require homeowners insurance. However, most mortgage lenders require it as a condition of the loan. Without a mortgage, you can choose not to carry insurance, but it is risky.
What factors affect home insurance cost in Mineola?
Costs depend on your home value, location, age of the property, and claims history. Proximity to fire stations and crime rates also matter. In Mineola, flood insurance may be needed separately as it is not in standard policies.
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