The top-rated home insurance agent in Kingston, New York is Alex Sette - State Farm Insurance Agent, rated 5.0 stars across 651 reviews. Other highly rated options include Kingstone Insurance Company, Ryan & Ryan Insurance Brokers, Farmers Insurance - Dennis Launer. This directory lists 20 home insurance agents serving Kingston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Alex Sette - State Farm Insurance Agent | 79 Hurley Ave Ste 111 | (845) 943-2039 |
| 2 | Kingstone Insurance Company | 120 Wood Rd | (800) 364-7045 |
| 3 | Ryan & Ryan Insurance Brokers | 95 Schwenk Dr | (845) 340-0001 |
| 4 | Farmers Insurance - Dennis Launer | 1104 Ulster Ave | (845) 883-2201 |
| 5 | Marshall+Sterling | 407 Hurley Ave | (845) 331-2255 |
| 6 | Wallace & Feldman Insurance | 357 W O'Reilly St Apartment 1306 | (516) 398-3343 |
| 7 | Centennial Brokerage | 42 Crown St | (845) 340-0603 |
| 8 | Freese Agency LLC | 291 Wall St | (845) 440-5044 |
| 9 | Ulster Insurance Services Inc | 180 Schwenk Dr | (845) 338-6000 |
| 10 | RSS Insurance Agency | 159 Green St #1 | (845) 481-4036 |
Alex Sette - State Farm Insurance Agent in Kingston, NY, provides a range of home insurance services, including personalized policy consultations to help match coverage with individual needs. Service plans involve periodic policy reviews and assistance with claims processing throughout the life of each policy. The agency services various property types, including single-family homes, apartments, retail spaces, and restaurants.
Kingstone Insurance Company serves the Kingston, New York, metro area and surrounding Ulster County as a home insurance agent. It assists local homeowners in securing residential property coverage that protects against common regional risks. The agency helps clients review policy options for dwelling protection and liability coverage. Its services also include guidance on filing claims and adjusting coverage as property values change. In this area, it handles personalized consultation for standard homeowners policies and additional coverage for seasonal second homes.
Ryan & Ryan Insurance Brokers assists homeowners throughout Kingston, New York, with securing coverage for their properties. The agency also helps local business owners and property managers protect their real estate investments. They work to match clients with suitable home insurance policies that address risks common to the region, including seasonal weather and liability concerns. Their services extend beyond the city limits to cover neighboring communities in Ulster County, such as the town of Saugerties and the surrounding areas.
Farmers Insurance - Dennis Launer serves Kingston, New York, and the surrounding Ulster County communities with home insurance services. An agent at this location typically handles policies for homeowners, renters, and condominium owners, as well as coverage for personal property and liability. The approach for a typical job involves assessing individual property risks and local weather concerns to recommend appropriate coverage levels. Policy options are then explained clearly so the client can make an informed choice that fits their situation.
For homeowners in Kingston, a home insurance agent can help with either a one-time policy for standard coverage or recurring consultations to reassess evolving protection needs. Marshall+Sterling assists clients in securing coverage tailored to their property and local weather risks. They provide guidance on selecting appropriate deductibles and additional endorsements. Their service is available on a scheduled or as-needed basis, ensuring clients can adjust their coverage as their situations change.
Wallace & Feldman Insurance provides specialized homeowners coverage for properties in Kingston, NY, including standard dwelling protection and liability options. It also works with clients to assess gaps in coverage for older homes common in the Hudson Valley. The agency advises on policies tailored to local risks, such as fall windstorms from the Catskills or ice dam damage from winter freeze-thaw cycles.
Centennial Brokerage in Kingston, NY, helps homeowners secure standard property protection and explore valuable policy add-ons such as flood and earthquake endorsements. The agency assists clients in navigating local insurance requirements to ensure adequate dwelling coverage and personal liability limits. This home insurance agent can serve a range of commercial sectors, including offices, warehouses, and food service establishments, tailoring policies to each business's operational needs.
Freese Agency LLC serves as a home insurance agent in Kingston, NY, providing residential coverage for local homeowners. The agency also offers commercial insurance policies to area businesses. Serving clients throughout the Kingston region, the agency works with multiple carriers to find appropriate policies for individual needs. After settling a claim or updating a policy, the representative follows up with customers to confirm satisfaction and to plan for any adjustments needed before the next regular review.
After winter thaws expose roof and foundation vulnerabilities in Kingston homes, Ulster Insurance Services Inc reviews property conditions to match coverage with local risks. As a home insurance agent, the company examines typical Mid-Hudson Valley perils like freeze damage and ice dam potential before policies are finalized. Their process includes discussing dwelling limits and deductibles that suit individual budgets and needs. An initial walkaround inspection of the structure and visible systems is the first step in preparing a quote.
RSS Insurance Agency, a home insurance agent in Kingston, NY, is known for helping local homeowners protect their properties. It offers standard coverage options for dwellings and personal belongings, accounting for regional weather patterns. The agency works with various insurers to find suitable policies that fit individual needs and budgets. Clients receive personalized assistance during the claims process. For those with high-value homes, an additional specialty service it provides is scheduled personal property coverage for jewelry or fine art.
What Does a a Home Insurance Agent in Kingston Cost?
The average cost of home insurance in New York is about 1,200 to 1,800 dollars per year for a standard policy. In Kingston costs may be higher due to flood risk and older housing stock. Premiums depend on your homes value location and coverage limits. This is general information not insurance advice.
About home insurance agents in Kingston
Home insurance agents in Kingston New York help you find coverage for your property including older homes common in the Hudson Valley. New York law requires insurers to offer replacement cost coverage on dwelling policies. Agents can also explain how the New York Property Insurance Underwriting Association works for high risk properties.
Frequently Asked Questions
What does a home insurance agent in Kingston do?
A home insurance agent in Kingston helps you compare policies from different carriers. They explain coverage options like dwelling protection and personal liability. They also assist with claims and policy changes.
Do I need flood insurance for a home in Kingston?
Kingston is in a flood zone near the Hudson River and Rondout Creek. Standard home insurance does not cover flood damage. Your agent can help you buy a separate flood policy through the National Flood Insurance Program.
Are there special rules for insuring historic homes in Kingston?
Yes many homes in Kingston are historic and may have unique construction materials. New York law requires insurers to offer functional replacement cost for older homes. An agent can find a policy that covers the cost to repair with similar materials.
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