The top-rated home insurance agent in Hempstead, New York is Ana Perez-Vukovic - State Farm Insurance Agent, rated 4.9 stars across 505 reviews. Other highly rated options include Danny Trujillo - State Farm Insurance Agent, Franklin Pen Agency Inc., DCAP Insurance / The TaxZone. This directory lists 12 home insurance agents serving Hempstead.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ana Perez-Vukovic - State Farm Insurance Agent | 80 Front St | (516) 481-4440 |
| 2 | Danny Trujillo - State Farm Insurance Agent | 727 Fulton Ave | (516) 743-9099 |
| 3 | Franklin Pen Agency Inc. | 369 Peninsula Blvd | (516) 506-7900 |
| 4 | DCAP Insurance / The TaxZone | 33 Main St | (516) 538-3227 |
| 5 | Latin Insurance Brokerage | LIB Car & Business Insurance Solutions | 123 Main St | (516) 485-8400 |
| 6 | Maria Judy Gonzalez: Allstate Insurance | 80 Clinton St Ste A | (516) 206-1080 |
| 7 | North Franklin Brokerage | 13 N Franklin St | (516) 564-5656 |
| 8 | Hempstead Agency Inc | 119 Jackson St | (516) 219-9672 |
| 9 | Medicare Anthem BlueCross BlueShield | 127 Fulton Ave | (321) 236-3348 |
| 10 | The Carmoon Group Ltd | 240 Fulton Ave | (516) 292-3780 |
Ana Perez-Vukovic - State Farm Insurance Agent serves Hempstead and surrounding Nassau County. The agency provides residential property insurance policies for homeowners in the local area. Standard coverage options typically protect against common perils such as fire, theft, and weather-related damage. The agent also assists clients with adjusting deductibles and selecting appropriate liability limits. Specific services handled in this market include dwelling replacement cost estimates and personal property protection for high-value items like jewelry and electronics.
Danny Trujillo - State Farm Insurance Agent in Hempstead, NY provides a range of home insurance services, including coverage for property damage, theft, and liability protection. The agency offers personalized policy plans to help homeowners safeguard their investments, with consultations available to explain deductibles and coverage limits. It services a variety of properties in the local area, such as single-family homes, apartments, retail spaces, and restaurants.
Franklin Pen Agency Inc. serves homeowners and property managers in Hempstead, New York, by providing home insurance policies that protect residential properties and personal belongings. The agency assists clients in understanding coverage options tailored to the region’s weather and housing styles. Its work includes helping families secure policies for single-family homes, condominiums, and rental units. Beyond Hempstead, Franklin Pen Agency also covers adjacent areas within Nassau County, including the communities along the South Shore.
DCAP Insurance / The TaxZone serves Hempstead and the surrounding Nassau County communities, handling a full range of residential property coverage needs including homeowners, renters, and landlord policies. The agency works closely with clients to evaluate the specific risks tied to local weather patterns and older housing stock common to the area. For a typical job, the agent compiles coverage options from multiple carriers and reviews each policy’s limits and deductibles, then presents tailored protection levels to match the homeowner’s budget and property requirements.
Latin Insurance Brokerage | LIB Car & Business Insurance Solutions in Hempstead, NY, helps homeowners distinguish between one-time policy purchases and recurring coverage plans tailored to protection needs. Standard home insurance policies cover dwelling damage, personal property loss, and liability for accidents on the property. Specific options may include flood or earthquake endorsements. Service appointments for policy discussions and claim assistance operate on an as-needed basis, with no set schedule for routine check-ins.
As a home insurance agent, Maria Judy Gonzalez: Allstate Insurance offers specialty services including tailored coverage for property damage, personal liability protection, and additional living expense policies. The agency serves homeowners in Hempstead, NY with general policy reviews and risk assessments for single-family residences and condominiums. It helps clients address regional concerns such as severe winter storms that can cause ice dam formation on roofs or frozen pipe bursts during January and February.
As the changing seasons on Long Island bring intense storms and potential flooding, homeowners in Hempstead seek reliable coverage for their properties. North Franklin Brokerage serves the local community as a dedicated home insurance agent, guiding residents through the complexities of protecting their dwellings and personal belongings. They help clients compare policy options from various carriers to match individual needs and budgets. The process typically begins with a thorough inspection of the property and a comprehensive assessment of risks and coverage requirements.
Hempstead Agency Inc works as a home insurance agent in Hempstead, NY, helping local homeowners secure coverage for their properties and personal belongings. It can arrange specialty policies that add protection for valuable items like jewelry, art collections, or expensive electronics against theft or accidental damage. Policyholders may also extend their plans to cover home-based business equipment and liability. Beyond residential work, this agency can serve commercial sectors including offices, warehouses, and food service establishments.
Medicare Anthem BlueCross BlueShield in Hempstead, NY, is a home insurance agent known for securing policies that protect homeowners against common perils like fire, theft, and storm damage. It serves clients throughout Nassau County, offering standard coverage for dwellings and personal property. The agency can also assist with add-on specialty services such as flood or earthquake insurance to ensure comprehensive protection for unique local risks.
The Carmoon Group Ltd provides home insurance agent services to residential property owners in Hempstead, New York. The agency also offers commercial coverage options tailored to local business needs across the surrounding area. Assistance is available for evaluating policy details and comparing coverage to protect homes and assets. Clients may schedule consultations to review personal property protections and liability considerations. Regular correspondence between annual renewal visits supports continued policy management and service adjustments as client circumstances evolve.
What Does a a Home Insurance Agent in Hempstead Cost?
The average cost of home insurance in New York is about 1300 to 2000 per year for a standard policy. In Hempstead factors like the age of your home its proximity to the coast and your credit score affect the premium. Costs vary widely by individual case. This is general information not insurance advice.
About home insurance agents in Hempstead
Home insurance agents in Hempstead New York help you find coverage that meets state requirements. New York law does not require homeowners insurance but mortgage lenders usually do. Agents can explain local risks like coastal storms and flooding in Nassau County.
Frequently Asked Questions
What does a home insurance agent in Hempstead do?
A home insurance agent helps you compare policies from different insurers. They explain coverage options like dwelling protection liability and flood insurance. They also assist with filing claims after a loss.
Do I need flood insurance in Hempstead New York?
Standard home insurance does not cover flood damage. Hempstead is in a flood zone so many lenders require separate flood insurance through the National Flood Insurance Program. An agent can help you get this coverage.
How long do I have to file a home insurance claim in New York?
New York insurance law generally gives you a reasonable time to file a claim often within 30 days of the loss. Check your policy for specific deadlines. An agent can guide you through the process.
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